City profile · New Jersey · Census ACS 2023

Saddle River, NJ

Population, income, housing, safety, climate and schools for Saddle River - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,358
Residents
$236,985
Median income
$2,000,001
Median home
$2,324
Median rent (state)

Saddle River - the verdict

Nationally, Saddle River sits in the 99th percentile for household income and the 64th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

99th
percentile, household income
99th
percentile, home value
89th
percentile, median rent
64th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Saddle River, NJ

3,358 people live in Saddle River, New Jersey - a small town by U.S. Census Bureau ACS 2023 estimates. Saddle River households earn a median of $236,985 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.4%. Home values in Saddle River run a median of $2,000,001, and the median resident age is 52.1 years. 76.3% of adults here have a bachelor's degree or higher; 55.9% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 15 residential units authorized here in 2024 (Building Boom), up 67% from five years earlier. Saddle River reports a comparatively low crime rate: FBI UCR reporting places total crime at 987.8 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

New Jersey carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New Jersey scores 108.8 (Well Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $2,324 per month. Monthly utility costs average around $275 across New Jersey, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 97.8 out of 100 (Very High).

Population

3,358 residents

Census ACS 2023 - New Jersey

Median Household Income

$236,985 /yr

Poverty 3.4%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Saddle River compare to other US cities?

Here's how Saddle River stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 99% higher than other cities
Home value 99% pricier than other cities
Median rent 89% pricier than other cities
Safety 64% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to New Jersey alone, Saddle River ranks #115 of 238 New Jersey cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Saddle River against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Home Value is Saddle River's strongest outlier among New Jersey cities

Among the 672 New Jersey cities PlainCities tracks with reported median home value data, Saddle River ranks #1 - the 99th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Saddle River only against its own state's cities, not the full US field.

Median Household Income
#17 of 659
97th percentile in New Jersey
Median Gross Rent
#221 of 686
57th percentile in New Jersey
Median Home Value
#1 of 672
99th percentile in New Jersey
Poverty Rate
#317 of 680
52nd percentile in New Jersey
Bachelor's Degree or Higher
#38 of 686
94th percentile in New Jersey

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

99thIncome percentile
64thSafety percentile

99th percentile nationally for median household income · 64th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Saddle River's profile vs. every US city

Income, affordability, and safety percentile

Saddle River's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 56 Avg. percentile National median
Saddle River's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Saddle River's home value compares nationally

Median home value vs. every US city (population 1,000+)

$2,000,001 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Saddle River $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Saddle River, NJ Saddle River, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Saddle River, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Saddle River, NJ median $236,985/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Saddle River, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Saddle River, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 76.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 55.9%

Census ACS S2301, share of working-age residents in the labor force

Population
3,358
Median Income
$236,985
Median Home Value
$2,000,001
Median Age
52.1
Poverty Rate
3.4%
Labor force participation
55.9%
Bachelor's Degree+
76.3%

Safety & Crime

Total Crime Rate
987.8
per 100,000 residents
Violent Crime
116.2
per 100,000 residents
Property Crime
871.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,350 residents3,400 residents3,450 residents 202020212022202320242025 3,363 residents 3,430 residents ▲ +2.0%
Saddle River's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.5
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 9
2020 18
2021 21
2022 14
2023 14
2024 15

Permit volume increased 67% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
71.5%
Carpool
1.7%
Public Transit
1.6%
Walk
0.6%
Work from Home
24.6%

Based on 1,617 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Saddle River sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,324/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.8 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Barnegat
3,367 people
Haworth
3,321 people
Hamburg
3,293 people
Port Monmouth
3,285 people
Rio Grande
3,285 people
Union
3,284 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Saddle River's 3,358 residents (Census ACS 5-Year 2023).

Buffalo, MO
3,358 people
Wyncote, PA
3,358 people
Lake Cherokee, TX
3,358 people
Cornville, AZ
3,356 people
Village Shires, PA
3,360 people
Altavista, VA
3,356 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Saddle River's $236,985 (Census ACS 5-Year 2023, table B19013).

Rye Brook, NY
$236,968 median income
Rollingwood, TX
$236,964 median income
Town and Country, MO
$237,083 median income
Kiawah Island, SC
$236,607 median income
Dunn Loring, VA
$236,563 median income
Rancho Santa Fe, CA
$236,429 median income

Race & Ethnicity Composition

Race and ethnicity - Saddle River, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Saddle River, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 76.0% 11.7% 6.0% ETHNICITY, Hispanic or Latino (any race) 6.6% White 76.0% Black or African American 5.3% Asian 11.7% American Indian 0.5% Native Hawaiian 0.5% Some other race 0.0% Two or more races 6.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Saddle River compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Saddle River (this city) 3,358 $236,985
Barnegat 3,367 $105,091
Haworth 3,321 $227,841
Hamburg 3,293 $90,655
Census ACS 5-year FIPS NJ FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Saddle River, NJ?

What is the population of Saddle River, NJ? +

3,358 people live in Saddle River, NJ according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Saddle River, NJ? +

Saddle River households earn a median of $236,985 annually, based on Census ACS 2023 data.

What is the cost of living in Saddle River? +

BEA does not publish a city-level cost-of-living figure for Saddle River; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

Is Saddle River, NJ safe? +

Saddle River has a total crime rate of 987.8 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Saddle River, NJ? +

Homes in Saddle River carry a median value of $2,000,001, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.