Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetNJ-SILVER-LAKE-CDP-CUMBERLAND-COUNTY-NJ · Silver Lake CDP (Cumberland County), NJ 1,447 pop · income 69th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Silver Lake CDP (Cumberland County)
Lowest/highest poles plus peers nearest Silver Lake CDP (Cumberland County) on median household income. Full ladder: /browse and /rankings.
median HH income
Des Arc · lowest
31,328
Des Arc · lowest
31,328 median HH income
21.8% of the leader · rank #1
Lowell · near
88,214
Lowell · near
88,214 median HH income
61.5% of the leader · rank #2
Oxford · near
88,214
Oxford · near
88,214 median HH income
61.5% of the leader · rank #3
Wyomissing · near
88,214
Wyomissing · near
88,214 median HH income
61.5% of the leader · rank #4
Silver Lake C… · this city
88,217
Silver Lake C… · this city
88,217 median HH income
61.5% of the leader · rank #5
Ridgway · near
88,218
Ridgway · near
88,218 median HH income
61.5% of the leader · rank #6
Avalon · highest
143,482
Avalon · highest
143,482 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Silver Lake CDP (Cumberland County) on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,447.
Out of every US city with 1,000+ residents, Silver Lake CDP (Cumberland County) places in the 69th percentile for household income. Source: Census ACS.
69th
percentile, household income
66th
percentile, home value
94th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Silver Lake CDP (Cumberland County), NJ
New Jersey's Silver Lake CDP (Cumberland County) is a small town, with 1,447 residents per the latest Census Bureau ACS figures. Silver Lake CDP (Cumberland County) households earn a median of $88,217 annually, above the median for U.S. cities on this measure, with a poverty rate of 2.1%. Silver Lake CDP (Cumberland County)'s housing stock carries a median value of $304,800, and the median resident age is 45.0 years. Educational attainment runs 21.4% of adults with a bachelor's degree or higher. Separately, 63.5% of working-age residents are in the labor force.
New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,132 per month. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). Natural-hazard exposure scores 90.8 out of 100 on FEMA's National Risk Index (Very High).
A decision-led reading path
Useful questions to ask of Silver Lake CDP (Cumberland County)'s data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Silver Lake CDP (Cumberland County), city-specific coverage includes commute-mode shares.
No matched row is reported here for annual population history, matched public-school count, FBI reported-crime rates, within-city Census tract profiles, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Silver Lake CDP (Cumberland County)?
Driving alone is the largest reported mode at 92.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Which cities make useful reference points for Silver Lake CDP (Cumberland County)?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New Jersey, the closest population matches are Bedminster (1,463 residents, $123,289 income); Seabrook Farms (1,469 residents, $43,815 income); Alloway (1,473 residents, $138,260 income). Outside the state, the closest population matches in this dataset are Bellemont, AZ (1,447 residents); Des Arc, AR (1,447 residents); Sheridan, CA (1,447 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Silver Lake CDP (Cumberland County)?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.5 times median household income. The ACS poverty estimate is 2.1%, which keeps the citywide median from describing every household.
City profile score · Silver Lake CDP (Cumberland County), NJ
52/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A
2.1%
Share of residents below the poverty line; lower scores better on this axis.
Household income B-
$88,217
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
21.4%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Silver Lake CDP (Cumberland County) profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 85/100 (A) · 2.1%
Household income: 67/100 (B-) · $88,217
Bachelor's+ share: 38/100 (F) · 21.4%
Cost of living: 10/100 (F) · 108.8 index
How does Silver Lake CDP (Cumberland County) compare to other US cities?
Silver Lake CDP (Cumberland County) measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income69% higher than other cities
Home value66% pricier than other cities
Median rent94% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Silver Lake CDP (Cumberland County) against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Silver Lake CDP (Cumberland County) near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Silver Lake CDP (Cumberland County) ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Silver Lake CDP (Cumberland County) only against its own state's cities, not the full US field.
Median Household Income
#455 of 659
31st percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#483 of 672
28th percentile in New Jersey
Poverty Rate
#415 of 680
38th percentile in New Jersey
Bachelor's Degree or Higher
#586 of 686
14th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
69th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Silver Lake CDP (Cumberland County)'s home value compares nationally
Median home value vs. every US city (population 1,000+)
$304,80034th percentilemore affordable than 34% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Silver Lake CDP (Cumberland County)'s home-value-to-income ratio: 3.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#8,799 of 15,516
More affordable than 43% of tracked cities (pop. 1,000+)
Size class
#7,118 of 11,323
Micro cities (under 10,000)
At 3.5×, Silver Lake CDP (Cumberland County) sits in the moderate band:
national rank #8,799 of 15,516 and #7,118 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$88,217Silver Lake CDP (Cumberland County), NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Silver Lake CDP (Cumberland County), NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Silver Lake CDP (Cumberland County), NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)21.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.5%
Census ACS S2301, share of working-age residents in the labor force
Population
1,447
Median Income
$88,217
Median Home Value
$304,800
Median Age
45.0
Poverty Rate
2.1%
Labor force participation
63.5%
Bachelor's Degree+
21.4%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
92.8%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
6.1%
Other
1.1%
Based on 750 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Silver Lake CDP (Cumberland County). Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Silver Lake CDP (Cumberland County) is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Silver Lake CDP (Cumberland County) sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Silver Lake CDP (Cumberland County) compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.