City profile · New Jersey · Census ACS 2023

Spring Lake, NJ

Population, income, housing, safety, climate and schools for Spring Lake - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,782
Residents
$146,976
Median income
$2,000,001
Median home
$2,328
Median rent (state)

Spring Lake - the verdict

Measured against every US city with at least 1,000 residents, Spring Lake lands in the 94th percentile for household income and the 57th percentile for safety. Source: Census ACS + FBI UCR.

94th
percentile, household income
99th
percentile, home value
90th
percentile, median rent
57th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Spring Lake, NJ

New Jersey's Spring Lake is a small town, with 2,782 residents per the latest Census Bureau ACS figures. Median household income here is $146,976 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.6%. Typical homes in Spring Lake are valued around $2,000,001, and the median resident age is 61.4 years. 81.3% of adults here have a bachelor's degree or higher; 38.9% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 48 residential units authorized here in 2024 (Building Boom), up 55% from five years earlier. Spring Lake reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1167.9 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,328 per month. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). FEMA's National Risk Index rates natural-hazard exposure at 96.3 out of 100 (Very High).

Population

2,782 residents

Census ACS 2023 - New Jersey

Median Household Income

$146,976 /yr

Poverty 3.6%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Spring Lake compare to other US cities?

Here's how Spring Lake stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 94% higher than other cities
Home value 99% pricier than other cities
Median rent 90% pricier than other cities
Safety 57% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to New Jersey alone, Spring Lake ranks #134 of 238 New Jersey cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Spring Lake against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Home Value is Spring Lake's strongest outlier among New Jersey cities

Among the 672 New Jersey cities PlainCities tracks with reported median home value data, Spring Lake ranks #1 - the 99th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spring Lake only against its own state's cities, not the full US field.

Median Household Income
#137 of 659
79th percentile in New Jersey
Median Gross Rent
#124 of 686
68th percentile in New Jersey
Median Home Value
#1 of 672
99th percentile in New Jersey
Poverty Rate
#306 of 680
54th percentile in New Jersey
Bachelor's Degree or Higher
#17 of 686
98th percentile in New Jersey

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

94thIncome percentile
57thSafety percentile

94th percentile nationally for median household income · 57th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Spring Lake's profile vs. every US city

Income, affordability, and safety percentile

Spring Lake's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 52 Avg. percentile National median
Spring Lake's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Spring Lake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$2,000,001 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Spring Lake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Spring Lake, NJ Spring Lake, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Spring Lake, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Spring Lake, NJ median $146,976/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Spring Lake, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Spring Lake, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 81.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 38.9%

Census ACS S2301, share of working-age residents in the labor force

Population
2,782
Median Income
$146,976
Median Home Value
$2,000,001
Median Age
61.4
Poverty Rate
3.6%
Labor force participation
38.9%
Bachelor's Degree+
81.3%

Safety & Crime

Total Crime Rate
1167.9
per 100,000 residents
Violent Crime
36.5
per 100,000 residents
Property Crime
1131.4
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,740 residents2,760 residents2,780 residents2,800 residents2,820 residents 202020212022202320242025 2,783 residents 2,769 residents ▼ -0.5%
Spring Lake's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
48
housing units authorized
Single-Family
48
detached homes
Multifamily
0
apartments & condos
Supply Intensity
17.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 31
2020 32
2021 29
2022 16
2023 13
2024 48

Permit volume increased 55% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
63.8%
Carpool
0.0%
Public Transit
5.4%
Walk
3.9%
Work from Home
26.9%

Based on 979 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Spring Lake sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,328/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
96.3 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Clinton
2,784 people
Cape May
2,789 people
Keasbey
2,793 people
Riverton
2,771 people
Hewitt
2,797 people
Pennington
2,798 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Spring Lake's 2,782 residents (Census ACS 5-Year 2023).

Coronita, CA
2,782 people
Bonifay, FL
2,782 people
Verona, MS
2,782 people
Dulce, NM
2,782 people
Jonesville, NC
2,782 people
Coalfield, TN
2,782 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Spring Lake's $146,976 (Census ACS 5-Year 2023, table B19013).

Swarthmore, PA
$146,992 median income
Shoreacres, TX
$146,957 median income
St. Georges, DE
$146,944 median income
Sherman, IL
$147,025 median income
Mulat, FL
$146,917 median income
East Islip, NY
$146,890 median income

Race & Ethnicity Composition

Race and ethnicity - Spring Lake, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Spring Lake, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.4% ETHNICITY, Hispanic or Latino (any race) 1.3% White 95.4% Black or African American 0.1% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.3% Two or more races 4.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Spring Lake compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Spring Lake (this city) 2,782 $146,976
Clinton 2,784 $142,563
Cape May 2,789 $57,230
Keasbey 2,793 $65,948
Census ACS 5-year FIPS NJ FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Spring Lake, NJ?

What is the population of Spring Lake, NJ? +

Spring Lake, NJ counts 2,782 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Spring Lake, NJ? +

The median household income in Spring Lake is $146,976 per year, based on Census ACS 2023 data.

What is the cost of living in Spring Lake? +

BEA does not publish a city-level cost-of-living figure for Spring Lake; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

Is Spring Lake, NJ safe? +

Spring Lake has a total crime rate of 1167.9 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Spring Lake, NJ? +

Homes in Spring Lake carry a median value of $2,000,001, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.