City profile · New Jersey · Census ACS 2023

Stone Harbor, NJ

Population, income, housing, safety, climate and schools for Stone Harbor - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

853
Residents
$128,235
Median income
$1,898,800
Median home
$1,792
Median rent (state)

Stone Harbor - the verdict

Out of every US city with 1,000+ residents, Stone Harbor places in the 90th percentile for household income and the 1st percentile for safety. Source: Census ACS + FBI UCR.

90th
percentile, household income
99th
percentile, home value
74th
percentile, median rent
1st
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Stone Harbor, NJ

New Jersey's Stone Harbor is a small town, with 853 residents per the latest Census Bureau ACS figures. Median household income here is $128,235 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.1%. Typical homes in Stone Harbor are valued around $1,898,800, and the median resident age is 65.5 years. Educational attainment runs 69.6% of adults with a bachelor's degree or higher. Separately, 42.2% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 51 residential units authorized here in 2024 (Stable), up 4% from five years earlier. Stone Harbor's reported crime rate runs above the national norm: FBI UCR reporting places total crime at 6826.8 incidents per 100,000 residents, above the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

New Jersey carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New Jersey scores 108.8 (Well Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,792 per month. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). On FEMA's National Risk Index, this area rates 91.0 out of 100 for natural-hazard exposure (Very High).

Population

853 residents

Census ACS 2023 - New Jersey

Median Household Income

$128,235 /yr

Poverty 1.1%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Stone Harbor compare to other US cities?

Stone Harbor measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 90% higher than other cities
Home value 99% pricier than other cities
Median rent 74% pricier than other cities
Safety 1% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to New Jersey alone, Stone Harbor ranks #234 of 238 New Jersey cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Stone Harbor against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Home Value is Stone Harbor's strongest outlier among New Jersey cities

Among the 672 New Jersey cities PlainCities tracks with reported median home value data, Stone Harbor ranks #7 - the 99th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Stone Harbor only against its own state's cities, not the full US field.

Median Household Income
#194 of 659
71st percentile in New Jersey
Median Gross Rent
#633 of 686
3rd percentile in New Jersey
Median Home Value
#7 of 672
99th percentile in New Jersey
Poverty Rate
#500 of 680
26th percentile in New Jersey
Bachelor's Degree or Higher
#82 of 686
88th percentile in New Jersey

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

90thIncome percentile
1stSafety percentile

90th percentile nationally for median household income · 1st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Stone Harbor's profile vs. every US city

Income, affordability, and safety percentile

Stone Harbor's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 35 Avg. percentile National median
Stone Harbor's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Stone Harbor's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,898,800 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Stone Harbor $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Stone Harbor, NJ Stone Harbor, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Stone Harbor, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Stone Harbor, NJ median $128,235/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Stone Harbor, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Stone Harbor, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 69.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 42.2%

Census ACS S2301, share of working-age residents in the labor force

Population
853
Median Income
$128,235
Median Home Value
$1,898,800
Median Age
65.5
Poverty Rate
1.1%
Labor force participation
42.2%
Bachelor's Degree+
69.6%

Safety & Crime

Total Crime Rate
6826.8
per 100,000 residents
Violent Crime
0.0
per 100,000 residents
Property Crime
6826.8
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
770 residents780 residents790 residents800 residents 202020212022202320242025 791 residents 778 residents ▼ -1.6%
Stone Harbor's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Stable
Total Permits (2024)
51
housing units authorized
Single-Family
51
detached homes
Multifamily
0
apartments & condos
Supply Intensity
59.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 49
2020 35
2021 35
2022 37
2023 32
2024 51

Permit volume increased 4% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
58.7%
Carpool
6.1%
Public Transit
1.8%
Walk
5.2%
Work from Home
23.7%
Other
4.5%

Based on 329 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Stone Harbor sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,792/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
91.0 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Richland
859 people
Carlls Corner
845 people
Ringoes
868 people
Ocean View
877 people
Interlaken
821 people
Rocky Hill
814 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Stone Harbor's 853 residents (Census ACS 5-Year 2023).

Belle Fontaine, AL
853 people
Hardy, AR
853 people
Alpaugh, CA
853 people
Gun Club Estates, FL
853 people
Adair, IA
853 people
Huntington, MA
853 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Stone Harbor's $128,235 (Census ACS 5-Year 2023, table B19013).

Placerville, CO
$128,250 median income
Vilano Beach, FL
$128,214 median income
Clayville, RI
$128,264 median income
Waihee-Waiehu, HI
$128,266 median income
Faith, NC
$128,274 median income
Sixteen Mile Stand, OH
$128,177 median income

Race & Ethnicity Composition

Race and ethnicity - Stone Harbor, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Stone Harbor, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 97.5% ETHNICITY, Hispanic or Latino (any race) 0.7% White 97.5% Black or African American 0.1% Asian 0.7% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.6% Two or more races 1.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Stone Harbor compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Stone Harbor (this city) 853 $128,235
Richland 859 $152,525
Carlls Corner 845 $80,500
Ringoes 868 $100,720
Census ACS 5-year FIPS NJ FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Stone Harbor, NJ?

What is the population of Stone Harbor, NJ? +

Stone Harbor, NJ counts 853 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Stone Harbor, NJ? +

Stone Harbor households earn a median of $128,235 annually, based on Census ACS 2023 data.

What is the cost of living in Stone Harbor? +

BEA does not publish a city-level cost-of-living figure for Stone Harbor; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

Is Stone Harbor, NJ safe? +

Stone Harbor has a total crime rate of 6826.8 per 100,000 residents, which is above the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Stone Harbor, NJ? +

The median home value in Stone Harbor is $1,898,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.