Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetNJ-TOWACO-NJ · Towaco, NJ 5,627 pop · income 98th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Towaco
Lowest/highest poles plus peers nearest Towaco on median household income. Full ladder: /browse and /rankings.
median HH income
Anadarko · lowest
43,668
Anadarko · lowest
43,668 median HH income
22.1% of the leader · rank #1
Snoqualmie · near
197,531
Snoqualmie · near
197,531 median HH income
99.8% of the leader · rank #2
University Pa… · near
197,589
University Pa… · near
197,589 median HH income
99.8% of the leader · rank #3
Mantua · near
197,677
Mantua · near
197,677 median HH income
99.8% of the leader · rank #4
Towaco · this city
197,696
Towaco · this city
197,696 median HH income
99.8% of the leader · rank #5
Daniels Farm · near
197,731
Daniels Farm · near
197,731 median HH income
99.9% of the leader · rank #6
Tall Timber · highest
198,018
Tall Timber · highest
198,018 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Towaco on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 5,627.
Out of every US city with 1,000+ residents, Towaco places in the 98th percentile for household income. Source: Census ACS.
98th
percentile, household income
92nd
percentile, home value
94th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Towaco, NJ
Census ACS 2023 estimates count 5,627 residents in Towaco, a small town within New Jersey. Towaco households earn a median of $197,696 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.2%. Towaco's housing stock carries a median value of $690,900, and the median resident age is 46.4 years. 73.0% of adults here have a bachelor's degree or higher; 63.7% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,132 per month. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). FEMA's National Risk Index rates natural-hazard exposure at 90.8 out of 100 (Very High).
A decision-led reading path
Useful questions to ask of Towaco's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to work and mobility to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Towaco, city-specific coverage includes matched public-school count, commute-mode shares.
No matched row is reported here for annual population history, local building permits, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Towaco?
The NCES join finds 1 public school within the city match. 73.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
What does the journey to work look like in Towaco?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 69.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Towaco?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.5 times median household income. The ACS poverty estimate is 2.2%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Which cities make useful reference points for Towaco?
Within New Jersey, the closest population matches are Norwood (5,668 residents, $164,766 income); Morganville (5,544 residents, $134,911 income); Somerdale (5,535 residents, $79,101 income). Outside the state, the closest population matches in this dataset are Anadarko, OK (5,627 residents); Laurel Bay, SC (5,627 residents); Waterford, WI (5,627 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$197,696
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A+
73.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate A-
2.2%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Towaco profile (scored ACS/FBI dimensions)Read the chart values
Household income: 100/100 (A+) · $197,696
Bachelor's+ share: 99/100 (A+) · 73.0%
Poverty rate: 84/100 (A-) · 2.2%
Cost of living: 10/100 (F) · 108.8 index
How does Towaco compare to other US cities?
Towaco measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income98% higher than other cities
Home value92% pricier than other cities
Median rent94% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Towaco against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Towaco near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Towaco ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Towaco only against its own state's cities, not the full US field.
Median Household Income
#55 of 659
92nd percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#103 of 672
85th percentile in New Jersey
Poverty Rate
#407 of 680
39th percentile in New Jersey
Bachelor's Degree or Higher
#55 of 686
92nd percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
98th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Towaco's home value compares nationally
Median home value vs. every US city (population 1,000+)
$690,9008th percentilemore affordable than 8% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Towaco's home-value-to-income ratio: 3.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#8,944 of 15,516
More affordable than 42% of tracked cities (pop. 1,000+)
Size class
#7,218 of 11,323
Micro cities (under 10,000)
At 3.5×, Towaco sits in the moderate band:
national rank #8,944 of 15,516 and #7,218 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$197,696Towaco, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Towaco, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Towaco, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)73.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.7%
Census ACS S2301, share of working-age residents in the labor force
Population
5,627
Median Income
$197,696
Median Home Value
$690,900
Median Age
46.4
Poverty Rate
2.2%
Labor force participation
63.7%
Bachelor's Degree+
73.0%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
69.0%
Carpool
2.3%
Public Transit
5.7%
Walk
0.1%
Work from Home
22.5%
Based on 2,804 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Towaco. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Towaco is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Towaco sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Towaco compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.