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Place dossier plate
SheetNY-BELFAST-NY · Belfast, NY 648 pop · income 21st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Belfast
Lowest/highest poles plus peers nearest Belfast on median household income. Full ladder: /browse and /rankings.
median HH income
Hindman · lowest
23,750
Hindman · lowest
23,750 median HH income
13.8% of the leader · rank #1
Belfast · this city
51,250
Belfast · this city
51,250 median HH income
29.8% of the leader · rank #2
Willsboro · near
51,250
Willsboro · near
51,250 median HH income
29.8% of the leader · rank #3
Carolina · near
51,250
Carolina · near
51,250 median HH income
29.8% of the leader · rank #4
Toxey · near
51,250
Toxey · near
51,250 median HH income
29.8% of the leader · rank #5
Glacier View · near
51,250
Glacier View · near
51,250 median HH income
29.8% of the leader · rank #6
Amagansett · highest
172,241
Amagansett · highest
172,241 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Belfast on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 648.
Belfast ranks in the 21st percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
21st
percentile, household income
5th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Belfast, NY
648 people live in Belfast, New York - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $51,250 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 4.7%. Typical homes in Belfast are valued around $85,700, and the median resident age is 35.6 years. About 25.4% of adults hold a bachelor's degree or higher, while 59.0% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 69.4 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Belfast's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to schools and households to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Belfast, city-specific coverage includes matched public-school count, commute-mode shares.
No matched row is reported here for annual population history, within-city Census tract profiles, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Belfast?
Driving alone is the largest reported mode at 73.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
How far does income reach against housing in Belfast?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 1.7 times median household income. The ACS poverty estimate is 4.7%, which keeps the citywide median from describing every household.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 25.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Belfast?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New York, the closest population matches are Crystal Beach (648 residents, $52,857 income); Freedom Plains (648 residents, $44,405 income); Long Lake (648 residents, $72,750 income). Outside the state, the closest population matches in this dataset are Ideal, GA (648 residents); Murray, IA (648 residents); Hindman, KY (648 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B-
4.7%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C-
25.4%
Adults with a bachelor's degree or higher; ACS.
Household income F
$51,250
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Belfast profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 67/100 (B-) · 4.7%
Bachelor's+ share: 50/100 (C-) · 25.4%
Household income: 22/100 (F) · $51,250
Cost of living: 12/100 (F) · 107.9 index
How does Belfast compare to other US cities?
Here's how Belfast stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income21% higher than other cities
Home value5% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Belfast against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Belfast near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Belfast ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Belfast only against its own state's cities, not the full US field.
Median Household Income
#1,071 of 1,205
11th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#1,162 of 1,202
3rd percentile in New York
Poverty Rate
#614 of 1,246
50th percentile in New York
Bachelor's Degree or Higher
#833 of 1,254
33rd percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
21st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Belfast's home value compares nationally
Median home value vs. every US city (population 1,000+)
$85,700Among the most affordablemore affordable than 95% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Belfast's home-value-to-income ratio: 1.7×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#694 of 15,516
More affordable than 96% of tracked cities (pop. 1,000+)
Size class
#678 of 11,323
Micro cities (under 10,000)
At 1.7×, Belfast sits in the affordable band:
national rank #694 of 15,516 and #678 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$51,250Belfast, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Belfast, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Belfast, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)25.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.0%
Census ACS S2301, share of working-age residents in the labor force
Population
648
Median Income
$51,250
Median Home Value
$85,700
Median Age
35.6
Poverty Rate
4.7%
Labor force participation
59.0%
Bachelor's Degree+
25.4%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
73.4%
Carpool
5.1%
Public Transit
0.0%
Walk
9.2%
Work from Home
3.1%
Other
9.2%
Based on 293 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Belfast. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Belfast is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Belfast sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Belfast compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.