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Place dossier plate
SheetNY-HEAD-OF-THE-HARBOR-NY · Head of the Harbor, NY 1,378 pop · income 99th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Head of the Harbor
Lowest/highest poles plus peers nearest Head of the Harbor on median household income. Full ladder: /browse and /rankings.
median HH income
Guthrie · lowest
34,803
Guthrie · lowest
34,803 median HH income
13.9% of the leader · rank #1
Head of the H… · this city
250,001
Head of the H… · this city
250,001 median HH income
100.0% of the leader · rank #2
Castle Hill · highest
250,001
Castle Hill · highest
250,001 median HH income
100.0% of the leader · rank #3
Alamo · near
250,001
Alamo · near
250,001 median HH income
100.0% of the leader · rank #4
Atherton · near
250,001
Atherton · near
250,001 median HH income
100.0% of the leader · rank #5
Bell Canyon · near
250,001
Bell Canyon · near
250,001 median HH income
100.0% of the leader · rank #6
Belvedere · near
250,001
Belvedere · near
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Head of the Harbor on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,378.
Nationally, Head of the Harbor sits in the 99th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
99th
percentile, household income
98th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Head of the Harbor, NY
New York's Head of the Harbor is a small town, with 1,378 residents per the latest Census Bureau ACS figures. Median household income in Head of the Harbor is reported as $250,000+ under the Census ACS top-code, meaning $250,000 or more rather than an exact figure, with a poverty rate of 1.0%. Typical homes in Head of the Harbor are valued around $1,123,900, and the median resident age is 46.6 years. Educational attainment runs 65.0% of adults with a bachelor's degree or higher. Separately, 70.1% of working-age residents are in the labor force.
In 2024, 0 residential building permits were authorized in Head of the Harbor (No Permits), per Census BPS data.
New York carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New York at 107.9 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,579 per month. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 69.4 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Head of the Harbor's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Head of the Harbor, city-specific coverage includes local building permits, annual population history, commute-mode shares.
No matched row is reported here for matched public-school count, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Head of the Harbor?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New York, the closest population matches are Sparkill (1,376 residents, $212,083 income); Jordan (1,374 residents, $73,237 income); Wilson (1,385 residents, $60,938 income). Outside the state, the closest population matches in this dataset are Trabuco Canyon, CA (1,378 residents); Elizabeth, PA (1,378 residents); South Willard, UT (1,378 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in Head of the Harbor?
Driving alone is the largest reported mode at 57.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
How far does income reach against housing in Head of the Harbor?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.5 times median household income. The ACS poverty estimate is 1.0%, which keeps the citywide median from describing every household.
Is Head of the Harbor growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +4 residents from 2020 to 2025, a +0.3% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Top-coded income · poverty 1.0% (Very low poverty)
Cost of Living Index (state)
107.9 (US=100)
High cost · BEA RPP 2024, New York average
Note: Census ACS censors the tails of median household income ($250,000+ / under $2,500) and median home value ($2,000,000+ / under $10,000).
Head of the Harbor's income is shown as $250,000+ - a bound shared with other high-income places, not an exact annual figure.
B+
City profile score · Head of the Harbor, NY
75/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$250,000+
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A+
65.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate A+
1.0%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Head of the Harbor profile (scored ACS/FBI dimensions)Read the chart values
Household income: 100/100 (A+) · $250,000+
Bachelor's+ share: 95/100 (A+) · 65.0%
Poverty rate: 93/100 (A+) · 1.0%
Cost of living: 12/100 (F) · 107.9 index
How does Head of the Harbor compare to other US cities?
Here's how Head of the Harbor stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income99% higher than other cities
Home value98% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Head of the Harbor against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Head of the Harbor near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Head of the Harbor ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Head of the Harbor only against its own state's cities, not the full US field.
Median Household Income
#1 of 1,205
98th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#62 of 1,202
95th percentile in New York
Poverty Rate
#988 of 1,246
20th percentile in New York
Bachelor's Degree or Higher
#145 of 1,254
88th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
99th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Head of the Harbor's home value compares nationally
Median home value vs. every US city (population 1,000+)
$1,123,9002nd percentilemore affordable than 2% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Head of the Harbor's home-value-to-income ratio: 4.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,963 of 15,516
More affordable than 23% of tracked cities (pop. 1,000+)
Size class
#9,173 of 11,323
Micro cities (under 10,000)
At 4.5×, Head of the Harbor sits in the moderate band:
national rank #11,963 of 15,516 and #9,173 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$250,000+Head of the Harbor, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Head of the Harbor, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Head of the Harbor, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)65.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)70.1%
Census ACS S2301, share of working-age residents in the labor force
Population
1,378
Median Income
$250,000+
Median Home Value
$1,123,900
Median Age
46.6
Poverty Rate
1.0%
Labor force participation
70.1%
Bachelor's Degree+
65.0%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Head of the Harbor's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,477 residents
2021
1,483 residents
2022
1,478 residents
2023
1,474 residents
2024
1,481 residents
2025
1,481 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
57.9%
Carpool
6.6%
Public Transit
3.2%
Walk
2.7%
Work from Home
29.0%
Other
0.6%
Based on 783 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Head of the Harbor. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Head of the Harbor is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Head of the Harbor sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Head of the Harbor compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.