City profile · New York · Census ACS 2023

Islip Terrace, NY

Population, income, housing, safety, climate and schools for Islip Terrace - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

5,223
Residents
$155,741
Median income
$479,800
Median home
$2,747
Median rent (state)

Islip Terrace - the verdict

Out of every US city with 1,000+ residents, Islip Terrace places in the 95th percentile for household income. Source: Census ACS.

95th
percentile, household income
84th
percentile, home value
94th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Islip Terrace, NY

Islip Terrace is a small town in New York, home to 5,223 residents per U.S. Census Bureau ACS 2023 estimates. Islip Terrace households earn a median of $155,741 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.5%. Typical homes in Islip Terrace are valued around $479,800, and the median resident age is 41.9 years. Educational attainment runs 33.7% of adults with a bachelor's degree or higher. Separately, 73.7% of working-age residents are in the labor force.

The city is served by 4 public schools according to NCES Common Core of Data.

New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $2,747 per month statewide. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 97.1 out of 100 (Very High).

Population

5,223 residents

Census ACS 2023 - New York

Median Household Income

$155,741 /yr

Poverty 3.5%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Islip Terrace compare to other US cities?

Where Islip Terrace sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 95% higher than other cities
Home value 84% pricier than other cities
Median rent 94% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Islip Terrace against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Median Home Value sits close to the middle of New York's city distribution

Among the 1,202 New York cities PlainCities tracks with reported median home value data, Islip Terrace ranks #328 - the 73rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Islip Terrace only against its own state's cities, not the full US field.

Median Household Income
#149 of 1,205
88th percentile in New York
Median Gross Rent
#142 of 1,256
68th percentile in New York
Median Home Value
#328 of 1,202
73rd percentile in New York
Poverty Rate
#715 of 1,246
41st percentile in New York
Bachelor's Degree or Higher
#615 of 1,254
51st percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

95thIncome percentile

95th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Islip Terrace's home value compares nationally

Median home value vs. every US city (population 1,000+)

$479,800 16th percentile more affordable than 16% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). This entry sits in this band. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Islip Terrace $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Islip Terrace, NY Islip Terrace, NY's reported median household income shown against the U.S. national quintile-share pattern (not Islip Terrace, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Islip Terrace, NY median $155,741/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Islip Terrace, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Islip Terrace, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 33.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 73.7%

Census ACS S2301, share of working-age residents in the labor force

Population
5,223
Median Income
$155,741
Median Home Value
$479,800
Median Age
41.9
Poverty Rate
3.5%
Labor force participation
73.7%
Bachelor's Degree+
33.7%

Schools

Total Schools
4
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
87.2%
Carpool
1.7%
Public Transit
3.8%
Walk
0.0%
Work from Home
6.8%

Based on 3,064 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Islip Terrace sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,747/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.1 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New York

Elmsford
5,183 people
Wheatley Heights
5,266 people
Firthcliffe
5,268 people
Westvale
5,293 people
Mechanicville
5,143 people
West Hills
5,138 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Islip Terrace's 5,223 residents (Census ACS 5-Year 2023).

Berkeley, IL
5,222 people
Ceiba zona urbana, PR
5,224 people
Fort Rucker, AL
5,221 people
West Pleasant View, CO
5,221 people
Uhrichsville, OH
5,221 people
Rainbow Springs, FL
5,226 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Islip Terrace's $155,741 (Census ACS 5-Year 2023, table B19013).

Turnerville, WY
$155,793 median income
River Edge, NJ
$155,827 median income
Highlands Ranch, CO
$155,847 median income
Celina, TX
$155,875 median income
Grahamtown, MD
$155,598 median income
Stewartsville, NJ
$155,588 median income

Race & Ethnicity Composition

Race and ethnicity - Islip Terrace, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Islip Terrace, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 82.5% 10.6% ETHNICITY, Hispanic or Latino (any race) 17.1% White 82.5% Black or African American 1.8% Asian 0.5% American Indian 0.0% Native Hawaiian 0.0% Some other race 4.6% Two or more races 10.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Islip Terrace compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Islip Terrace (this city) 5,223 $155,741
Elmsford 5,183 $116,779
Wheatley Heights 5,266 $127,589
Firthcliffe 5,268 $98,801
Census ACS 5-year FIPS NY NCES CCD OMB Bulletin 23-01

What do people ask about Islip Terrace, NY?

What is the population of Islip Terrace, NY? +

Islip Terrace, NY counts 5,223 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Islip Terrace, NY? +

Islip Terrace households earn a median of $155,741 annually, based on Census ACS 2023 data.

What is the cost of living in Islip Terrace? +

BEA does not publish a city-level cost-of-living figure for Islip Terrace; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Islip Terrace, NY? +

A typical home in Islip Terrace is worth $479,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.