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Place dossier plate
SheetNY-ISLIP-TERRACE-NY · Islip Terrace, NY 5,223 pop · income 95th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Islip Terrace
Lowest/highest poles plus peers nearest Islip Terrace on median household income. Full ladder: /browse and /rankings.
median HH income
Ceiba zona ur… · lowest
23,680
Ceiba zona ur… · lowest
23,680 median HH income
12.9% of the leader · rank #1
Islip Terrace · this city
155,741
Islip Terrace · this city
155,741 median HH income
84.9% of the leader · rank #2
Turnerville · near
155,793
Turnerville · near
155,793 median HH income
85.0% of the leader · rank #3
River Edge · near
155,827
River Edge · near
155,827 median HH income
85.0% of the leader · rank #4
Highlands Ran… · near
155,847
Highlands Ran… · near
155,847 median HH income
85.0% of the leader · rank #5
Celina · near
155,875
Celina · near
155,875 median HH income
85.0% of the leader · rank #6
West Hills · highest
183,375
West Hills · highest
183,375 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Islip Terrace on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 5,223.
Out of every US city with 1,000+ residents, Islip Terrace places in the 95th percentile for household income. Source: Census ACS.
95th
percentile, household income
84th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Islip Terrace, NY
Islip Terrace is a small town in New York, home to 5,223 residents per U.S. Census Bureau ACS 2023 estimates. Households in Islip Terrace report a median income of $155,741 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.5%. Typical homes in Islip Terrace are valued around $479,800, and the median resident age is 41.9 years. Educational attainment runs 33.7% of adults with a bachelor's degree or higher. Separately, 73.7% of working-age residents are in the labor force.
The city is served by 4 public schools according to NCES Common Core of Data.
New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 69.4 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Islip Terrace's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Islip Terrace, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for within-city Census tract profiles, annual population history, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Islip Terrace?
The NCES join finds 4 public schools within the city match. 33.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
How far does income reach against housing in Islip Terrace?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 3.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Which cities make useful reference points for Islip Terrace?
Within New York, the closest population matches are Elmsford (5,183 residents, $116,779 income); Wheatley Heights (5,266 residents, $127,589 income); Firthcliffe (5,268 residents, $98,801 income). Outside the state, the closest population matches in this dataset are Berkeley, IL (5,222 residents); Ceiba zona urbana, PR (5,224 residents); Fort Rucker, AL (5,221 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Islip Terrace?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 87.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$155,741
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B+
3.5%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C+
33.7%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Islip Terrace profile (scored ACS/FBI dimensions)Read the chart values
Household income: 98/100 (A+) · $155,741
Poverty rate: 75/100 (B+) · 3.5%
Bachelor's+ share: 64/100 (C+) · 33.7%
Cost of living: 12/100 (F) · 107.9 index
How does Islip Terrace compare to other US cities?
Where Islip Terrace sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income95% higher than other cities
Home value84% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Islip Terrace against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Islip Terrace near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Islip Terrace ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Islip Terrace only against its own state's cities, not the full US field.
Median Household Income
#149 of 1,205
88th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#328 of 1,202
73rd percentile in New York
Poverty Rate
#715 of 1,246
41st percentile in New York
Bachelor's Degree or Higher
#615 of 1,254
51st percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
95th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Islip Terrace's home value compares nationally
Median home value vs. every US city (population 1,000+)
$479,80016th percentilemore affordable than 16% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Islip Terrace's home-value-to-income ratio: 3.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,106 of 15,516
More affordable than 54% of tracked cities (pop. 1,000+)
Size class
#5,941 of 11,323
Micro cities (under 10,000)
At 3.1×, Islip Terrace sits in the moderate band:
national rank #7,106 of 15,516 and #5,941 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$155,741Islip Terrace, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Islip Terrace, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Islip Terrace, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)33.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)73.7%
Census ACS S2301, share of working-age residents in the labor force
Population
5,223
Median Income
$155,741
Median Home Value
$479,800
Median Age
41.9
Poverty Rate
3.5%
Labor force participation
73.7%
Bachelor's Degree+
33.7%
Schools
Total Schools
4
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
87.2%
Carpool
1.7%
Public Transit
3.8%
Walk
0.0%
Work from Home
6.8%
Based on 3,064 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Islip Terrace. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Islip Terrace is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Islip Terrace sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Islip Terrace compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.