Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetNY-LAKE-CARMEL-NY · Lake Carmel, NY 8,090 pop · income 88th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Lake Carmel
Lowest/highest poles plus peers nearest Lake Carmel on median household income. Full ladder: /browse and /rankings.
median HH income
Sabana Seca c… · lowest
23,699
Sabana Seca c… · lowest
23,699 median HH income
15.5% of the leader · rank #1
Vail · near
121,385
Vail · near
121,385 median HH income
79.6% of the leader · rank #2
Vernon · near
121,401
Vernon · near
121,401 median HH income
79.6% of the leader · rank #3
Lake Carmel · this city
121,402
Lake Carmel · this city
121,402 median HH income
79.6% of the leader · rank #4
Belford · near
121,406
Belford · near
121,406 median HH income
79.6% of the leader · rank #5
Gurnee · near
121,410
Gurnee · near
121,410 median HH income
79.6% of the leader · rank #6
Center Morich… · highest
152,500
Center Morich… · highest
152,500 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Lake Carmel on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 8,090.
Measured against every US city with at least 1,000 residents, Lake Carmel lands in the 88th percentile for household income. Source: Census ACS.
88th
percentile, household income
73rd
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Lake Carmel, NY
New York's Lake Carmel is a small town, with 8,090 residents per the latest Census Bureau ACS figures. Median household income here is $121,402 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 6.5%. Lake Carmel's housing stock carries a median value of $357,500, and the median resident age is 42.4 years. Educational attainment runs 39.1% of adults with a bachelor's degree or higher. Separately, 66.8% of working-age residents are in the labor force.
New York carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New York at 107.9 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,579 per month. Statewide, average monthly utility bills in New York run around $285, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 69.4 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Lake Carmel's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Lake Carmel, city-specific coverage includes commute-mode shares.
No matched row is reported here for annual population history, local building permits, FBI reported-crime rates, matched public-school count, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Lake Carmel?
Within New York, the closest population matches are Port Jefferson (8,029 residents, $143,125 income); New Paltz (8,028 residents, $59,375 income); Johnstown (8,153 residents, $62,333 income). Outside the state, the closest population matches in this dataset are Alliance, NE (8,089 residents); Midway, CA (8,094 residents); South San Gabriel, CA (8,084 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Lake Carmel?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 74.6%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Lake Carmel?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.9 times median household income. The ACS poverty estimate is 6.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A
$121,402
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B
39.1%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C
6.5%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Lake Carmel profile (scored ACS/FBI dimensions)Read the chart values
Household income: 86/100 (A) · $121,402
Bachelor's+ share: 74/100 (B) · 39.1%
Poverty rate: 56/100 (C) · 6.5%
Cost of living: 12/100 (F) · 107.9 index
How does Lake Carmel compare to other US cities?
Lake Carmel measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income88% higher than other cities
Home value73% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Lake Carmel against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Lake Carmel near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Lake Carmel ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Lake Carmel only against its own state's cities, not the full US field.
Median Household Income
#312 of 1,205
74th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#426 of 1,202
65th percentile in New York
Poverty Rate
#482 of 1,246
61st percentile in New York
Bachelor's Degree or Higher
#504 of 1,254
60th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
88th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Lake Carmel's home value compares nationally
Median home value vs. every US city (population 1,000+)
$357,50027th percentilemore affordable than 27% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Lake Carmel's home-value-to-income ratio: 2.9×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#6,397 of 15,516
More affordable than 59% of tracked cities (pop. 1,000+)
Size class
#5,452 of 11,323
Micro cities (under 10,000)
At 2.9×, Lake Carmel sits in the affordable band:
national rank #6,397 of 15,516 and #5,452 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$121,402Lake Carmel, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Lake Carmel, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Lake Carmel, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)39.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)66.8%
Census ACS S2301, share of working-age residents in the labor force
Population
8,090
Median Income
$121,402
Median Home Value
$357,500
Median Age
42.4
Poverty Rate
6.5%
Labor force participation
66.8%
Bachelor's Degree+
39.1%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
74.6%
Carpool
12.8%
Public Transit
3.7%
Walk
0.0%
Work from Home
8.9%
Based on 4,349 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Lake Carmel. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Lake Carmel is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Lake Carmel sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Lake Carmel compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.