City profile · New York · Census ACS 2023

Lake Carmel, NY

Population, income, housing, safety, climate and schools for Lake Carmel - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

8,090
Residents
$121,402
Median income
$357,500
Median home
$2,910
Median rent (state)

Lake Carmel - the verdict

Measured against every US city with at least 1,000 residents, Lake Carmel lands in the 88th percentile for household income. Source: Census ACS.

88th
percentile, household income
73rd
percentile, home value
96th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Lake Carmel, NY

New York's Lake Carmel is a small town, with 8,090 residents per the latest Census Bureau ACS figures. Median household income here is $121,402 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 6.5%. Lake Carmel's housing stock carries a median value of $357,500, and the median resident age is 42.4 years. Educational attainment runs 39.1% of adults with a bachelor's degree or higher. Separately, 66.8% of working-age residents are in the labor force.

New York carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New York at 107.9 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,910 per month. Statewide, average monthly utility bills in New York run around $285, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 39.8 out of 100 for natural-hazard exposure (Very Low).

Population

8,090 residents

Census ACS 2023 - New York

Median Household Income

$121,402 /yr

Poverty 6.5%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Lake Carmel compare to other US cities?

Lake Carmel measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 88% higher than other cities
Home value 73% pricier than other cities
Median rent 96% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Lake Carmel against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Median Gross Rent places Lake Carmel toward the top of New York's cities

Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Lake Carmel ranks #1 - the 89th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Lake Carmel only against its own state's cities, not the full US field.

Median Household Income
#312 of 1,205
74th percentile in New York
Median Gross Rent
#1 of 1,256
89th percentile in New York
Median Home Value
#426 of 1,202
65th percentile in New York
Poverty Rate
#482 of 1,246
61st percentile in New York
Bachelor's Degree or Higher
#504 of 1,254
60th percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

88thIncome percentile

88th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Lake Carmel's home value compares nationally

Median home value vs. every US city (population 1,000+)

$357,500 27th percentile more affordable than 27% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Lake Carmel $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Lake Carmel, NY Lake Carmel, NY's reported median household income shown against the U.S. national quintile-share pattern (not Lake Carmel, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Lake Carmel, NY median $121,402/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Lake Carmel, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Lake Carmel, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 39.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 6.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.8%

Census ACS S2301, share of working-age residents in the labor force

Population
8,090
Median Income
$121,402
Median Home Value
$357,500
Median Age
42.4
Poverty Rate
6.5%
Labor force participation
66.8%
Bachelor's Degree+
39.1%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
74.6%
Carpool
12.8%
Public Transit
3.7%
Walk
0.0%
Work from Home
8.9%

Based on 4,349 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Lake Carmel sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,910/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
39.8 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in New York

Port Jefferson
8,029 people
New Paltz
8,028 people
Johnstown
8,153 people
Center Moriches
8,155 people
Hornell
8,173 people
Garden City Park
8,176 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Lake Carmel's 8,090 residents (Census ACS 5-Year 2023).

Alliance, NE
8,089 people
Midway, CA
8,094 people
South San Gabriel, CA
8,084 people
Whitmore Lake, MI
8,083 people
Sabana Seca comunidad, PR
8,097 people
Scappoose, OR
8,099 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Lake Carmel's $121,402 (Census ACS 5-Year 2023, table B19013).

Vernon, WI
$121,401 median income
Belford, NJ
$121,406 median income
Gurnee, IL
$121,410 median income
Vail, AZ
$121,385 median income
Hunter, OH
$121,438 median income
Mount Pleasant, SC
$121,364 median income

Race & Ethnicity Composition

Race and ethnicity - Lake Carmel, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Lake Carmel, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 64.2% 7.7% 14.5% 12.4% ETHNICITY, Hispanic or Latino (any race) 27.5% White 64.2% Black or African American 7.7% Asian 1.3% American Indian 0.0% Native Hawaiian 0.0% Some other race 14.5% Two or more races 12.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Lake Carmel compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Lake Carmel (this city) 8,090 $121,402
Port Jefferson 8,029 $143,125
New Paltz 8,028 $59,375
Johnstown 8,153 $62,333
Census ACS 5-year FIPS NY OMB Bulletin 23-01

What do people ask about Lake Carmel, NY?

What is the population of Lake Carmel, NY? +

Lake Carmel, NY counts 8,090 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Lake Carmel, NY? +

Lake Carmel households earn a median of $121,402 annually, based on Census ACS 2023 data.

What is the cost of living in Lake Carmel? +

BEA does not publish a city-level cost-of-living figure for Lake Carmel; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Lake Carmel, NY? +

The median home value in Lake Carmel is $357,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.