City profile · New York · Census ACS 2023

McGraw, NY

Population, income, housing, safety, climate and schools for McGraw - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,071
Residents
$58,542
Median income
$106,400
Median home
$1,198
Median rent (state)

McGraw - the verdict

Measured against every US city with at least 1,000 residents, McGraw lands in the 33rd percentile for household income. Source: Census ACS.

33rd
percentile, household income
12th
percentile, home value
36th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: McGraw, NY

1,071 people live in McGraw, New York - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $58,542 per year, below the median for U.S. cities on this measure, with a poverty rate of 9.1%. Home values in McGraw run a median of $106,400, and the median resident age is 34.9 years. About 14.0% of adults hold a bachelor's degree or higher, while 56.3% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits).

New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,198 monthly. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). The average commute for McGraw workers runs 16.3 minutes, with 82.1% driving alone and 4.0% working from home. Natural-hazard exposure scores 51.2 out of 100 on FEMA's National Risk Index (Low).

Population

1,071 residents

Census ACS 2023 - New York

Median Household Income

$58,542 /yr

Poverty 9.1%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does McGraw compare to other US cities?

Where McGraw sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 33% higher than other cities
Home value 12% pricier than other cities
Median rent 36% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares McGraw against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Bachelor's Degree or Higher places McGraw near the bottom of New York's cities

Among the 1,254 New York cities PlainCities tracks with reported bachelor's degree or higher data, McGraw ranks #1,157 - the 8th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares McGraw only against its own state's cities, not the full US field.

Median Household Income
#958 of 1,205
20th percentile in New York
Median Gross Rent
#963 of 1,256
22nd percentile in New York
Median Home Value
#1,080 of 1,202
10th percentile in New York
Poverty Rate
#339 of 1,246
72nd percentile in New York
Bachelor's Degree or Higher
#1,157 of 1,254
8th percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

33rdIncome percentile

33rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How McGraw's home value compares nationally

Median home value vs. every US city (population 1,000+)

$106,400 Among the most affordable more affordable than 88% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. McGraw $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - McGraw, NY McGraw, NY's reported median household income shown against the U.S. national quintile-share pattern (not McGraw, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution McGraw, NY median $58,542/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
McGraw, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for McGraw, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 14.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.3%

Census ACS S2301, share of working-age residents in the labor force

Population
1,071
Median Income
$58,542
Median Home Value
$106,400
Median Age
34.9
Poverty Rate
9.1%
Labor force participation
56.3%
Bachelor's Degree+
14.0%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
960 residents980 residents1,000 residents1,020 residents 202020212022202320242025 1,013 residents 970 residents ▼ -4.2%
McGraw's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 1
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
16.3 minutes
Drive Alone
82.1%
Carpool
10.9%
Public Transit
0.0%
Walk
3.0%
Work from Home
4.0%

Based on 403 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county McGraw sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,198/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
51.2 / 100
Low
FEMA NRI composite score (county)

Similar Cities in New York

Whitney Point
1,070 people
Hillside Lake
1,073 people
Dover Plains
1,077 people
New Hackensack
1,077 people
Schoharie
1,078 people
Tuckahoe
1,078 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to McGraw's 1,071 residents (Census ACS 5-Year 2023).

Mashpee Neck, MA
1,071 people
Hyde, PA
1,071 people
Diablo, CA
1,072 people
Weeki Wachee Gardens, FL
1,070 people
St. Anne, IL
1,070 people
Lake Holiday, IN
1,072 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to McGraw's $58,542 (Census ACS 5-Year 2023, table B19013).

Eads, CO
$58,542 median income
Mill Shoals, IL
$58,542 median income
Mount Vernon, SD
$58,542 median income
Vinton, TX
$58,542 median income
Rush City, MN
$58,543 median income
Isabella, OK
$58,548 median income

Race & Ethnicity Composition

Race and ethnicity - McGraw, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition McGraw, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 92.2% ETHNICITY, Hispanic or Latino (any race) 3.9% White 92.2% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 3.4% Two or more races 4.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How McGraw compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
McGraw (this city) 1,071 $58,542
Whitney Point 1,070 $44,526
Hillside Lake 1,073 $98,438
Dover Plains 1,077 $62,813
Census ACS 5-year FIPS NY NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about McGraw, NY?

What is the population of McGraw, NY? +

The population of McGraw, NY stands at 1,071 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in McGraw, NY? +

The median household income in McGraw is $58,542 per year, based on Census ACS 2023 data.

What is the cost of living in McGraw? +

BEA does not publish a city-level cost-of-living figure for McGraw; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in McGraw, NY? +

McGraw's median home value sits at $106,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.