City profile · New York · Census ACS 2023

Montgomery, NY

Population, income, housing, safety, climate and schools for Montgomery - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,800
Residents
$88,348
Median income
$345,700
Median home
$1,979
Median rent (state)

Montgomery - the verdict

Out of every US city with 1,000+ residents, Montgomery places in the 69th percentile for household income. Source: Census ACS.

69th
percentile, household income
71st
percentile, home value
83rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Montgomery, NY

Census ACS 2023 estimates count 3,800 residents in Montgomery, a small town within New York. Median household income here is $88,348 per year, above the median for U.S. cities on this measure, with a poverty rate of 8.5%. Montgomery's housing stock carries a median value of $345,700, and the median resident age is 39.8 years. Educational attainment runs 31.8% of adults with a bachelor's degree or higher. Separately, 60.9% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits), down 100% from five years earlier.

New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,979 per month. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 90.6 out of 100 (Very High).

Population

3,800 residents

Census ACS 2023 - New York

Median Household Income

$88,348 /yr

Poverty 8.5%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Montgomery compare to other US cities?

Montgomery measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 69% higher than other cities
Home value 71% pricier than other cities
Median rent 83% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Montgomery's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in New York, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

69thIncome percentile

69th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Montgomery's home value compares nationally

Median home value vs. every US city (population 1,000+)

$345,700 29th percentile more affordable than 29% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). This entry sits in this band. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Montgomery $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Montgomery, NY Montgomery, NY's reported median household income shown against the U.S. national quintile-share pattern (not Montgomery, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Montgomery, NY median $88,348/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Montgomery, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Montgomery, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 31.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.9%

Census ACS S2301, share of working-age residents in the labor force

Population
3,800
Median Income
$88,348
Median Home Value
$345,700
Median Age
39.8
Poverty Rate
8.5%
Labor force participation
60.9%
Bachelor's Degree+
31.8%

Schools

Total Schools
4
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,740 residents3,760 residents3,780 residents3,800 residents3,820 residents 202020212022202320242025 3,797 residents 3,757 residents ▼ -1.1%
Montgomery's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 2
2020 2
2021 3
2022 11
2023 7
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
79.0%
Carpool
10.8%
Public Transit
2.4%
Walk
0.4%
Work from Home
6.9%

Based on 1,867 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Montgomery sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,979/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
90.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New York

Catskill
3,803 people
Manhasset Hills
3,789 people
Owego
3,823 people
Glenwood Landing
3,776 people
Lansing
3,837 people
Sloan
3,757 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Montgomery's 3,800 residents (Census ACS 5-Year 2023).

Williamston, MI
3,800 people
Pocono Woodland Lakes, PA
3,800 people
Boonsboro, MD
3,799 people
Bluffton, OH
3,799 people
Bunker Hill, TX
3,801 people
Lake Sarasota, FL
3,802 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Montgomery's $88,348 (Census ACS 5-Year 2023, table B19013).

Watford City, ND
$88,351 median income
Bethel, CT
$88,344 median income
Grafton, OH
$88,352 median income
Santa Ana, CA
$88,354 median income
Mills River, NC
$88,359 median income
Waldron, IN
$88,333 median income

Race & Ethnicity Composition

Race and ethnicity - Montgomery, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Montgomery, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 59.0% 17.9% 8.2% 13.8% ETHNICITY, Hispanic or Latino (any race) 34.0% White 59.0% Black or African American 17.9% Asian 0.2% American Indian 0.8% Native Hawaiian 0.0% Some other race 8.2% Two or more races 13.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Montgomery compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Montgomery (this city) 3,800 $88,348
Catskill 3,803 $73,906
Manhasset Hills 3,789 $192,198
Owego 3,823 $57,240
Census ACS 5-year FIPS NY NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Montgomery, NY?

What is the population of Montgomery, NY? +

The population of Montgomery, NY stands at 3,800 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Montgomery, NY? +

In Montgomery, the typical household earns $88,348 per year, based on Census ACS 2023 data.

What is the cost of living in Montgomery? +

BEA does not publish a city-level cost-of-living figure for Montgomery; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Montgomery, NY? +

The median home value in Montgomery is $345,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.