Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetNY-NORTHWEST-HARBOR-NY · Northwest Harbor, NY 4,966 pop · income 90th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Northwest Harbor
Lowest/highest poles plus peers nearest Northwest Harbor on median household income. Full ladder: /browse and /rankings.
median HH income
Lares zona ur… · lowest
21,108
Lares zona ur… · lowest
21,108 median HH income
8.4% of the leader · rank #1
Irvine · near
129,647
Irvine · near
129,647 median HH income
51.9% of the leader · rank #2
Northwest Har… · this city
129,653
Northwest Har… · this city
129,653 median HH income
51.9% of the leader · rank #3
Maplewood · near
129,659
Maplewood · near
129,659 median HH income
51.9% of the leader · rank #4
Newark · near
129,688
Newark · near
129,688 median HH income
51.9% of the leader · rank #5
Shorewood Hil… · near
129,688
Shorewood Hil… · near
129,688 median HH income
51.9% of the leader · rank #6
Ardsley · highest
250,001
Ardsley · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Northwest Harbor on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,966.
Out of every US city with 1,000+ residents, Northwest Harbor places in the 90th percentile for household income. Source: Census ACS.
90th
percentile, household income
99th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Northwest Harbor, NY
New York's Northwest Harbor is a small town, with 4,966 residents per the latest Census Bureau ACS figures. Median household income here is $129,653 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 19.7%. Typical homes in Northwest Harbor are valued around $1,328,200, and the median resident age is 49.1 years. 60.7% of adults here have a bachelor's degree or higher; 57.8% of working-age residents are in the labor force.
New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 69.4 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Northwest Harbor's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Northwest Harbor, city-specific coverage includes commute-mode shares.
No matched row is reported here for matched public-school count, FBI reported-crime rates, local building permits, within-city Census tract profiles, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Northwest Harbor?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New York, the closest population matches are Island Park (4,958 residents, $104,657 income); West Sayville (4,944 residents, $154,531 income); Grandyle (5,000 residents, $91,178 income). Outside the state, the closest population matches in this dataset are Wadesboro, NC (4,966 residents); Lares zona urbana, PR (4,966 residents); Lake Wildwood, CA (4,967 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in Northwest Harbor?
Driving alone is the largest reported mode at 55.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
How far does income reach against housing in Northwest Harbor?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 10.2 times median household income. The ACS poverty estimate is 19.7%, which keeps the citywide median from describing every household.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
60.7%
Adults with a bachelor's degree or higher; ACS.
Household income A+
$129,653
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
19.7%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Northwest Harbor profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 92/100 (A+) · 60.7%
Household income: 90/100 (A+) · $129,653
Poverty rate: 14/100 (F) · 19.7%
Cost of living: 12/100 (F) · 107.9 index
How does Northwest Harbor compare to other US cities?
Here's how Northwest Harbor stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income90% higher than other cities
Home value99% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Northwest Harbor against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Northwest Harbor near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Northwest Harbor ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Northwest Harbor only against its own state's cities, not the full US field.
Median Household Income
#266 of 1,205
78th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#53 of 1,202
96th percentile in New York
Poverty Rate
#91 of 1,246
93rd percentile in New York
Bachelor's Degree or Higher
#186 of 1,254
85th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
90th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Northwest Harbor's home value compares nationally
Median home value vs. every US city (population 1,000+)
$1,328,2001st percentilemore affordable than 1% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,372 of 15,516
More affordable than 1% of tracked cities (pop. 1,000+)
Size class
#11,225 of 11,323
Micro cities (under 10,000)
At 10.2×, Northwest Harbor sits in the pressured band:
national rank #15,372 of 15,516 and #11,225 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$129,653Northwest Harbor, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Northwest Harbor, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Northwest Harbor, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)60.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)19.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)57.8%
Census ACS S2301, share of working-age residents in the labor force
Population
4,966
Median Income
$129,653
Median Home Value
$1,328,200
Median Age
49.1
Poverty Rate
19.7%
Labor force participation
57.8%
Bachelor's Degree+
60.7%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
55.2%
Carpool
0.2%
Public Transit
4.9%
Walk
3.8%
Work from Home
33.7%
Other
2.2%
Based on 2,159 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Northwest Harbor. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Northwest Harbor is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Northwest Harbor sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Northwest Harbor compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.