City profile · New York · Census ACS 2023

Saratoga Springs, NY

Population, income, housing, safety, climate and schools for Saratoga Springs - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

28,542
Residents
$100,485
Median income
$445,100
Median home
$1,702
Median rent (state)

Saratoga Springs - the verdict

Nationally, Saratoga Springs sits in the 78th percentile for household income and the 34th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

78th
percentile, household income
81st
percentile, home value
67th
percentile, median rent
34th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Saratoga Springs, NY

28,542 people live in Saratoga Springs, New York - a small city by U.S. Census Bureau ACS 2023 estimates. Saratoga Springs households earn a median of $100,485 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 5.4%. Home values in Saratoga Springs run a median of $445,100, and the median resident age is 42.3 years. Educational attainment runs 58.8% of adults with a bachelor's degree or higher. Separately, 60.8% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 131 residential units authorized here in 2024 (Stable), down 5% from five years earlier. Crime here tracks close to the national norm: FBI UCR figures show 1902.2 crimes per 100,000 residents, near the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score). NOAA puts Saratoga Springs's yearly average temperature at 48.9°F with 46.4 inches of precipitation per year and 63.5 inches of snowfall.

New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,702 monthly. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 73.0 out of 100 (High).

Population

28,542 residents

Census ACS 2023 - New York

Median Household Income

$100,485 /yr

Poverty 5.4%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Saratoga Springs compare to other US cities?

Here's how Saratoga Springs stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 78% higher than other cities
Home value 81% pricier than other cities
Median rent 67% pricier than other cities
Safety 34% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at New York, Saratoga Springs ranks #25 of 55 New York cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Saratoga Springs against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Bachelor's Degree or Higher places Saratoga Springs toward the top of New York's cities

Among the 1,254 New York cities PlainCities tracks with reported bachelor's degree or higher data, Saratoga Springs ranks #208 - the 83rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Saratoga Springs only against its own state's cities, not the full US field.

Median Household Income
#439 of 1,205
64th percentile in New York
Median Gross Rent
#522 of 1,256
53rd percentile in New York
Median Home Value
#361 of 1,202
70th percentile in New York
Poverty Rate
#558 of 1,246
55th percentile in New York
Bachelor's Degree or Higher
#208 of 1,254
83rd percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

78thIncome percentile
34thSafety percentile

78th percentile nationally for median household income · 34th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Saratoga Springs's profile vs. every US city

Income, affordability, and safety percentile

Saratoga Springs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 46 Avg. percentile National median
Saratoga Springs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Saratoga Springs's home value compares nationally

Median home value vs. every US city (population 1,000+)

$445,100 19th percentile more affordable than 19% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). This entry sits in this band. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Saratoga Springs $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Saratoga Springs, NY Saratoga Springs, NY's reported median household income shown against the U.S. national quintile-share pattern (not Saratoga Springs, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Saratoga Springs, NY median $100,485/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Saratoga Springs, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Saratoga Springs, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 58.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.8%

Census ACS S2301, share of working-age residents in the labor force

Population
28,542
Median Income
$100,485
Median Home Value
$445,100
Median Age
42.3
Poverty Rate
5.4%
Labor force participation
60.8%
Bachelor's Degree+
58.8%

Safety & Crime

Total Crime Rate
1902.2
per 100,000 residents
Violent Crime
185.7
per 100,000 residents
Property Crime
1716.5
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
48.9°F
Annual Precipitation
46.4"
Annual Snowfall
63.5"

Schools

Total Schools
7
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
28,500 residents28,600 residents28,700 residents28,800 residents 202020212022202320242025 28,549 residents 28,768 residents ▲ +0.8%
Saratoga Springs's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Stable
Total Permits (2024)
131
housing units authorized
Single-Family
61
detached homes
Multifamily
70
apartments & condos
Supply Intensity
4.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 138
2020 105
2021 71
2022 131
2023 101
2024 131

Permit volume decreased 5% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
64.8%
Carpool
4.7%
Public Transit
1.4%
Walk
5.0%
Work from Home
22.5%
Other
1.6%

Based on 15,091 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Saratoga Springs sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,702/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
73.0 / 100
High
FEMA NRI composite score (county)

Similar Cities in New York

Newburgh
28,649 people
Jamestown
28,401 people
Glen Cove
28,101 people
Shirley
27,807 people
Harrison
29,279 people
Monsey
27,787 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Saratoga Springs's 28,542 residents (Census ACS 5-Year 2023).

Temescal Valley, CA
28,560 people
Agawam, MA
28,510 people
East Niles, CA
28,586 people
Forest Hills, MI
28,494 people
Saugus, MA
28,599 people
Milton, MA
28,481 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Saratoga Springs's $100,485 (Census ACS 5-Year 2023, table B19013).

Towson, MD
$100,481 median income
Symerton, IL
$100,500 median income
Animas, NM
$100,500 median income
Eagleville CDP (Montgomery County), PA
$100,500 median income
Cabana Colony, FL
$100,469 median income
Hamilton, GA
$100,503 median income

Race & Ethnicity Composition

Race and ethnicity - Saratoga Springs, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Saratoga Springs, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 86.7% ETHNICITY, Hispanic or Latino (any race) 4.7% White 86.7% Black or African American 3.1% Asian 3.0% American Indian 0.1% Native Hawaiian 0.0% Some other race 1.4% Two or more races 5.7% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Saratoga Springs compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Saratoga Springs (this city) 28,542 $100,485
Newburgh 28,649 $51,006
Jamestown 28,401 $44,878
Glen Cove 28,101 $91,355
Census ACS 5-year FIPS NY FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Saratoga Springs, NY?

What is the population of Saratoga Springs, NY? +

Saratoga Springs, NY has a population of 28,542 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Saratoga Springs, NY? +

The median household income in Saratoga Springs is $100,485 per year, based on Census ACS 2023 data.

What is the cost of living in Saratoga Springs? +

BEA does not publish a city-level cost-of-living figure for Saratoga Springs; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

Is Saratoga Springs, NY safe? +

Saratoga Springs has a total crime rate of 1902.2 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Saratoga Springs, NY? +

A typical home in Saratoga Springs is worth $445,100, according to Census ACS 2023 estimates.

What is the climate like in Saratoga Springs? +

Saratoga Springs has an average annual temperature of 48.9°F, 46.4 inches of precipitation, and 63.5 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.