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Place dossier plate
SheetNY-SCOTIA-NY · Scotia, NY 7,260 pop · income 55th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Scotia
Lowest/highest poles plus peers nearest Scotia on median household income. Full ladder: /browse and /rankings.
median HH income
Monticello · lowest
47,464
Monticello · lowest
47,464 median HH income
19.0% of the leader · rank #1
Stewartsville · near
74,179
Stewartsville · near
74,179 median HH income
29.7% of the leader · rank #2
Chester Gap · near
74,183
Chester Gap · near
74,183 median HH income
29.7% of the leader · rank #3
Scotia · this city
74,185
Scotia · this city
74,185 median HH income
29.7% of the leader · rank #4
Plains · near
74,187
Plains · near
74,187 median HH income
29.7% of the leader · rank #5
Pollock Pines · near
74,190
Pollock Pines · near
74,190 median HH income
29.7% of the leader · rank #6
Rumson · highest
250,001
Rumson · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Scotia on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 7,260.
Scotia ranks in the 55th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
55th
percentile, household income
37th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Scotia, NY
Census ACS 2023 estimates count 7,260 residents in Scotia, a small town within New York. The typical household in Scotia brings in $74,185 a year, above the median for U.S. cities on this measure, with a poverty rate of 1.2%. Typical homes in Scotia are valued around $182,800, and the median resident age is 38.7 years. Educational attainment runs 36.7% of adults with a bachelor's degree or higher. Separately, 67.3% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 1 residential units authorized here in 2024 (Stable), up 0% from five years earlier.
New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 69.4 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Scotia's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to population change to housing and income to comparison shortlist to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Scotia, city-specific coverage includes matched public-school count, local building permits, commute-mode shares, annual population history.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Scotia?
Driving alone is the largest reported mode at 68.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Census PEP estimates show the population grew by +50 residents from 2020 to 2025, a +0.7% change. Separately, Census BPS recorded 1 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
How far does income reach against housing in Scotia?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.5 times median household income. The ACS poverty estimate is 1.2%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Scotia?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New York, the closest population matches are Monticello (7,252 residents, $47,464 income); East Hills (7,249 residents, $250,000+ income); Pelham (7,247 residents, $179,561 income). Outside the state, the closest population matches in this dataset are Bridge, LA (7,258 residents); Clewiston, FL (7,257 residents); Makawao, HI (7,263 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Scotia?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 7 public schools within the city match. 36.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
1.2%
Bachelor's degree+
36.7%
Matched public schools
7
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Above median income · poverty 1.2% (Very low poverty)
Cost of Living Index (state)
107.9 (US=100)
High cost · BEA RPP 2024, New York average
C
City profile score · Scotia, NY
56/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
1.2%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share B-
36.7%
Adults with a bachelor's degree or higher; ACS.
Household income C-
$74,185
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Scotia profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 91/100 (A+) · 1.2%
Bachelor's+ share: 69/100 (B-) · 36.7%
Household income: 54/100 (C-) · $74,185
Cost of living: 12/100 (F) · 107.9 index
How does Scotia compare to other US cities?
Where Scotia sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income55% higher than other cities
Home value37% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Scotia against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Scotia near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Scotia ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Scotia only against its own state's cities, not the full US field.
Median Household Income
#708 of 1,205
41st percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#739 of 1,202
39th percentile in New York
Poverty Rate
#977 of 1,246
21st percentile in New York
Bachelor's Degree or Higher
#556 of 1,254
56th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
55th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Scotia's home value compares nationally
Median home value vs. every US city (population 1,000+)
$182,800Among the most affordablemore affordable than 63% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Scotia's home-value-to-income ratio: 2.5×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,815 of 15,516
More affordable than 75% of tracked cities (pop. 1,000+)
Size class
#3,451 of 11,323
Micro cities (under 10,000)
At 2.5×, Scotia sits in the affordable band:
national rank #3,815 of 15,516 and #3,451 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$74,185Scotia, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Scotia, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Scotia, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)36.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.3%
Census ACS S2301, share of working-age residents in the labor force
Population
7,260
Median Income
$74,185
Median Home Value
$182,800
Median Age
38.7
Poverty Rate
1.2%
Labor force participation
67.3%
Bachelor's Degree+
36.7%
Schools
Total Schools
7
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Scotia's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
7,245 residents
2021
7,257 residents
2022
7,207 residents
2023
7,208 residents
2024
7,270 residents
2025
7,295 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Stable
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.1M
2020
3
3
0
$0.3M
2021
3
3
0
$0.3M
2022
0
0
0
-
2023
1
1
0
$0.1M
2024
1
1
0
$0.1M
Permit volume increased 0% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
68.0%
Carpool
11.0%
Public Transit
0.9%
Walk
3.5%
Work from Home
15.0%
Other
1.6%
Based on 4,042 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Scotia. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Scotia is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Scotia sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Scotia compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.