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Place dossier plate
SheetNY-TERRYVILLE-NY · Terryville, NY 10,962 pop · income 84th pct
Nearest income peer: Cold Bay, AK (+ $11 income $)
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Terryville
Lowest/highest poles plus peers nearest Terryville on median household income. Full ladder: /browse and /rankings.
median HH income
Grand Haven · lowest
60,665
Grand Haven · lowest
60,665 median HH income
35.2% of the leader · rank #1
Redington Bea… · near
112,250
Redington Bea… · near
112,250 median HH income
65.2% of the leader · rank #2
Lake Holiday · near
112,250
Lake Holiday · near
112,250 median HH income
65.2% of the leader · rank #3
Gilbert · near
112,250
Gilbert · near
112,250 median HH income
65.2% of the leader · rank #4
Terryville · this city
112,262
Terryville · this city
112,262 median HH income
65.2% of the leader · rank #5
Cold Bay · near
112,273
Cold Bay · near
112,273 median HH income
65.2% of the leader · rank #6
Clayton · highest
172,226
Clayton · highest
172,226 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Terryville on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 10,962.
Nationally, Terryville sits in the 84th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
84th
percentile, household income
81st
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Terryville, NY
Terryville is a small town in New York, home to 10,962 residents per U.S. Census Bureau ACS 2023 estimates. Households in Terryville report a median income of $112,262 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.3%. Terryville's housing stock carries a median value of $445,100, and the median resident age is 40.6 years. 28.2% of adults here have a bachelor's degree or higher; 59.8% of working-age residents are in the labor force.
New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,579 per month. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 69.4 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Terryville's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Terryville, city-specific coverage includes commute-mode shares.
No matched row is reported here for matched public-school count, local building permits, annual population history, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Terryville?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 87.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Terryville?
Within New York, the closest population matches are North Bellport (10,999 residents, $99,551 income); Lake Grove (11,050 residents, $119,558 income); Great Neck (11,068 residents, $137,095 income). Outside the state, the closest population matches in this dataset are Clayton, CA (10,962 residents); Grand Haven, MI (10,966 residents); Port Salerno, FL (10,957 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Terryville?
The home-value-to-income reference sits in a middle range: the ACS median home value is 4.0 times median household income. The ACS poverty estimate is 1.3%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
1.3%
Share of residents below the poverty line; lower scores better on this axis.
Household income A-
$112,262
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C
28.2%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Terryville profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 91/100 (A+) · 1.3%
Household income: 82/100 (A-) · $112,262
Bachelor's+ share: 55/100 (C) · 28.2%
Cost of living: 12/100 (F) · 107.9 index
How does Terryville compare to other US cities?
Here's how Terryville stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income84% higher than other cities
Home value81% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Terryville against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Terryville near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Terryville ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Terryville only against its own state's cities, not the full US field.
Median Household Income
#359 of 1,205
70th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#361 of 1,202
70th percentile in New York
Poverty Rate
#964 of 1,246
22nd percentile in New York
Bachelor's Degree or Higher
#738 of 1,254
41st percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
84th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Terryville's home value compares nationally
Median home value vs. every US city (population 1,000+)
$445,10019th percentilemore affordable than 19% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Terryville's home-value-to-income ratio: 4.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,605 of 15,516
More affordable than 32% of tracked cities (pop. 1,000+)
Size class
#1,953 of 3,317
Small cities (10,000–49,999)
At 4.0×, Terryville sits in the moderate band:
national rank #10,605 of 15,516 and #1,953 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$112,262Terryville, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Terryville, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Terryville, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)28.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.8%
Census ACS S2301, share of working-age residents in the labor force
Population
10,962
Median Income
$112,262
Median Home Value
$445,100
Median Age
40.6
Poverty Rate
1.3%
Labor force participation
59.8%
Bachelor's Degree+
28.2%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
87.5%
Carpool
3.7%
Public Transit
2.5%
Walk
0.5%
Work from Home
3.7%
Other
2.1%
Based on 5,108 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Terryville. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Terryville is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Terryville sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Terryville compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.