City profile · New York · Census ACS 2023

Waverly, NY

Population, income, housing, safety, climate and schools for Waverly - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

4,337
Residents
$51,327
Median income
$132,400
Median home
$1,283
Median rent (state)

Waverly - the verdict

Waverly ranks in the 22nd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

22nd
percentile, household income
21st
percentile, home value
45th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Waverly, NY

New York's Waverly is a small town, with 4,337 residents per the latest Census Bureau ACS figures. Waverly households earn a median of $51,327 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 2.0%. Typical homes in Waverly are valued around $132,400, and the median resident age is 46.9 years. About 16.5% of adults hold a bachelor's degree or higher, while 52.2% of working-age residents are in the labor force.

In 2024, 0 residential building permits were authorized in Waverly (No Permits), down 100% from five years earlier, per Census BPS data. The annual average temperature per NOAA climate normals runs 48.5°F with 36.8 inches of precipitation per year.

New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,283 monthly. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). The average commute for Waverly workers runs 17.8 minutes, with 81.6% driving alone and 3.3% working from home. On FEMA's National Risk Index, this area rates 54.8 out of 100 for natural-hazard exposure (Low).

Population

4,337 residents

Census ACS 2023 - New York

Median Household Income

$51,327 /yr

Poverty 2.0%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Waverly compare to other US cities?

Waverly measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 22% higher than other cities
Home value 21% pricier than other cities
Median rent 45% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Waverly against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Bachelor's Degree or Higher places Waverly toward the bottom of New York's cities

Among the 1,254 New York cities PlainCities tracks with reported bachelor's degree or higher data, Waverly ranks #1,096 - the 12th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Waverly only against its own state's cities, not the full US field.

Median Household Income
#1,069 of 1,205
11th percentile in New York
Median Gross Rent
#897 of 1,256
27th percentile in New York
Median Home Value
#948 of 1,202
21st percentile in New York
Poverty Rate
#882 of 1,246
28th percentile in New York
Bachelor's Degree or Higher
#1,096 of 1,254
12th percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

22ndIncome percentile

22nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Waverly's home value compares nationally

Median home value vs. every US city (population 1,000+)

$132,400 Among the most affordable more affordable than 79% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Waverly $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Waverly, NY Waverly, NY's reported median household income shown against the U.S. national quintile-share pattern (not Waverly, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Waverly, NY median $51,327/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Waverly, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Waverly, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 16.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 52.2%

Census ACS S2301, share of working-age residents in the labor force

Population
4,337
Median Income
$51,327
Median Home Value
$132,400
Median Age
46.9
Poverty Rate
2.0%
Labor force participation
52.2%
Bachelor's Degree+
16.5%

Climate

Avg Temperature
48.5°F
Annual Precipitation
36.8"
Annual Snowfall
N/A

Schools

Total Schools
4
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
4,100 residents4,200 residents4,300 residents4,400 residents 202020212022202320242025 4,366 residents 4,191 residents ▼ -4.0%
Waverly's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 18
2020 0
2021 0
2022 1
2023 0
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
17.8 minutes
Drive Alone
81.6%
Carpool
7.9%
Public Transit
0.0%
Walk
3.9%
Work from Home
3.3%
Other
3.3%

Based on 1,946 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Waverly sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,283/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
54.8 / 100
Low
FEMA NRI composite score (county)

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Waverly's 4,337 residents (Census ACS 5-Year 2023).

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Waverly's $51,327 (Census ACS 5-Year 2023, table B19013).

Race & Ethnicity Composition

Race and ethnicity - Waverly, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Waverly, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 92.5% ETHNICITY, Hispanic or Latino (any race) 4.1% White 92.5% Black or African American 2.3% Asian 1.1% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.7% Two or more races 3.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Waverly compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Waverly (this city) 4,337 $51,327
Milton CDP (Saratoga County) 4,353 $103,680
Old Westbury 4,320 $250,001
Le Roy 4,310 $64,338
Census ACS 5-year FIPS NY NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Waverly, NY?

What is the population of Waverly, NY? +

The population of Waverly, NY stands at 4,337 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Waverly, NY? +

In Waverly, the typical household earns $51,327 per year, based on Census ACS 2023 data.

What is the cost of living in Waverly? +

BEA does not publish a city-level cost-of-living figure for Waverly; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Waverly, NY? +

The median home value in Waverly is $132,400, according to Census ACS 2023 estimates.

What is the climate like in Waverly? +

Climate normals put Waverly's yearly average temperature at 48.5°F, 36.8 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.