City profile · Ohio · Census ACS 2023

Findlay, OH

Population, income, housing, safety, climate and schools for Findlay - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

40,280
Residents
$57,344
Median income
$183,300
Median home
$1,127
Median rent (state)

Findlay - the verdict

Out of every US city with 1,000+ residents, Findlay places in the 31st percentile for household income and the 33rd percentile for safety. Source: Census ACS + FBI UCR.

31st
percentile, household income
38th
percentile, home value
31st
percentile, median rent
33rd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Findlay, OH

40,280 people live in Findlay, Ohio - a small city by U.S. Census Bureau ACS 2023 estimates. Median household income here is $57,344 per year, below the median for U.S. cities on this measure, with a poverty rate of 8.4%. Findlay's housing stock carries a median value of $183,300, and the median resident age is 38.8 years. Educational attainment runs 29.8% of adults with a bachelor's degree or higher. Separately, 59.8% of working-age residents are in the labor force.

In 2024, 186 residential building permits were authorized in Findlay (Building Boom), up 232% from five years earlier, per Census BPS data. Crime here tracks close to the national norm: FBI UCR reporting places total crime at 1948.2 incidents per 100,000 residents, near the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). NOAA puts Findlay's yearly average temperature at 52.4°F with 33.8 inches of precipitation per year.

Living costs in Ohio run below the national norm: the state registers 92.8 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,127 per month statewide. Statewide, average monthly utility bills in Ohio run around $228, per EIA 2023 residential energy data. Workers in Findlay report an average commute of 15.1 minutes, with 78.3% driving alone and 8.7% working from home. FEMA's National Risk Index rates natural-hazard exposure at 54.1 out of 100 (Low).

Population

40,280 residents

Census ACS 2023 - Ohio

Median Household Income

$57,344 /yr

Poverty 8.4%

Cost of Living Index (state)

92.8 (US=100)

Below Average - BEA RPP 2024, Ohio average

How does Findlay compare to other US cities?

Here's how Findlay stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 31% higher than other cities
Home value 38% pricier than other cities
Median rent 31% pricier than other cities
Safety 33% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Ohio, Findlay ranks #204 of 281 Ohio cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Findlay's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Ohio, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

31stIncome percentile
33rdSafety percentile

31st percentile nationally for median household income · 33rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Findlay's profile vs. every US city

Income, affordability, and safety percentile

Findlay's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 43 Avg. percentile National median
Findlay's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Findlay's home value compares nationally

Median home value vs. every US city (population 1,000+)

$183,300 Among the most affordable more affordable than 62% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Findlay $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Findlay, OH Findlay, OH's reported median household income shown against the U.S. national quintile-share pattern (not Findlay, OH-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Findlay, OH median $57,344/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Findlay, OH's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Findlay, OH. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.8%

Census ACS S2301, share of working-age residents in the labor force

Population
40,280
Median Income
$57,344
Median Home Value
$183,300
Median Age
38.8
Poverty Rate
8.4%
Labor force participation
59.8%
Bachelor's Degree+
29.8%

Safety & Crime

Total Crime Rate
1948.2
per 100,000 residents
Violent Crime
314.3
per 100,000 residents
Property Crime
1633.9
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
52.4°F
Annual Precipitation
33.8"
Annual Snowfall
N/A

Schools

Total Schools
17
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
40,100 residents40,200 residents40,300 residents40,400 residents 202020212022202320242025 40,274 residents 40,370 residents ▲ +0.2%
Findlay's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
186
housing units authorized
Single-Family
11
detached homes
Multifamily
175
apartments & condos
Supply Intensity
4.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 56
2020 163
2021 26
2022 48
2023 55
2024 186

Permit volume increased 232% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
15.1 minutes
Drive Alone
78.3%
Carpool
8.5%
Public Transit
0.0%
Walk
3.1%
Work from Home
8.7%
Other
1.4%

Based on 19,391 workers 16 and over.

Monthly Utility Costs

State-average estimates for Ohio - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$78
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$228
estimated/month

Estimates reflect Ohio state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Ohio state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Findlay sits in

Cost of Living Index
92.8
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,127/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
54.1 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Ohio

Lancaster
40,902 people
Reynoldsburg
41,032 people
Warren
39,057 people
Grove City
41,831 people
Westerville
38,543 people
Delaware
43,168 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Findlay's 40,280 residents (Census ACS 5-Year 2023).

Valley Stream, NY
40,278 people
Arecibo zona urbana, PR
40,255 people
Florence, SC
40,205 people
Lake Oswego, OR
40,367 people
The Acreage, FL
40,188 people
New Berlin, WI
40,384 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Findlay's $57,344 (Census ACS 5-Year 2023, table B19013).

Tarpey, CA
$57,344 median income
Essex, IA
$57,344 median income
Breckenridge, MN
$57,344 median income
Cheyenne, OK
$57,344 median income
Coalport, PA
$57,344 median income
New Boston, TX
$57,344 median income

Race & Ethnicity Composition

Race and ethnicity - Findlay, OH Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Findlay, OH - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 87.3% ETHNICITY, Hispanic or Latino (any race) 7.9% White 87.3% Black or African American 2.6% Asian 2.4% American Indian 0.1% Native Hawaiian 0.0% Some other race 2.8% Two or more races 4.7% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Findlay compares to nearby Ohio cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Findlay (this city) 40,280 $57,344
Lancaster 40,902 $54,901
Reynoldsburg 41,032 $71,381
Warren 39,057 $36,955
Census ACS 5-year FIPS OH FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Findlay, OH?

What is the population of Findlay, OH? +

40,280 people live in Findlay, OH according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Findlay, OH? +

Median annual household income in Findlay runs $57,344, based on Census ACS 2023 data.

What is the cost of living in Findlay? +

BEA does not publish a city-level cost-of-living figure for Findlay; the closest available measure is the Ohio state average, a cost of living index of 92.8 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Ohio vary by metro area.

Is Findlay, OH safe? +

Findlay has a total crime rate of 1948.2 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Findlay, OH? +

A typical home in Findlay is worth $183,300, according to Census ACS 2023 estimates.

What is the climate like in Findlay? +

The average annual temperature in Findlay runs 52.4°F, 33.8 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.