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Place dossier plate
SheetOH-LOVELAND-OH · Loveland, OH 13,280 pop · income 68th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Loveland
Lowest/highest poles plus peers nearest Loveland on median household income. Full ladder: /browse and /rankings.
median HH income
Sterling · lowest
44,242
Sterling · lowest
44,242 median HH income
27.3% of the leader · rank #1
River Ridge · near
86,786
River Ridge · near
86,786 median HH income
53.6% of the leader · rank #2
Cowan · near
86,786
Cowan · near
86,786 median HH income
53.6% of the leader · rank #3
Loveland · this city
86,793
Loveland · this city
86,793 median HH income
53.6% of the leader · rank #4
Telford · near
86,797
Telford · near
86,797 median HH income
53.6% of the leader · rank #5
Forest Hills · near
86,802
Forest Hills · near
86,802 median HH income
53.6% of the leader · rank #6
Kings Park We… · highest
162,007
Kings Park We… · highest
162,007 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Loveland on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 13,280.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Loveland - the verdict
Measured against every US city with at least 1,000 residents, Loveland lands in the 68th percentile for household income and the 85th percentile for safety. Source: Census ACS + FBI UCR.
68th
percentile, household income
66th
percentile, home value
22nd
percentile, median rent
85th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Loveland, OH
Census ACS 2023 estimates count 13,280 residents in Loveland, a small town within Ohio. The typical household in Loveland brings in $86,793 a year, above the median for U.S. cities on this measure, with a poverty rate of 6.2%. Home values in Loveland run a median of $305,200, and the median resident age is 39.3 years. 50.0% of adults here have a bachelor's degree or higher; 66.3% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 11 residential units were authorized in 2024 (Rapid Growth), up 22% from five years earlier. Loveland reports a comparatively low crime rate: per-100,000 total crime stands at 503.5 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Living costs in Ohio run below the national norm: the state registers 92.8 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,092 per month. Monthly utility costs average around $228 across Ohio, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 55.0 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Loveland's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to comparison shortlist to population change to schools and households to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Loveland, city-specific coverage includes commute-mode shares, matched public-school count, FBI reported-crime rates, local building permits, annual population history.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What can the FBI record say about safety in Loveland?
The joined FBI UCR record reports 503.5 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 78% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Loveland?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Ohio, the closest population matches are Marietta (13,282 residents, $45,986 income); Clayton (13,269 residents, $90,886 income); Trenton (13,304 residents, $87,788 income). Outside the state, the closest population matches in this dataset are Kings Park West, VA (13,281 residents); Woodland Park, NJ (13,284 residents); Sterling, CO (13,273 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is Loveland growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -3 residents from 2020 to 2025, a -0.0% change. Separately, Census BPS recorded 11 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 8 public schools within the city match. 50.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Loveland?
Driving alone is the largest reported mode at 78.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Drive alone
78.1%
Work from home
16.3%
Public transit
0.3%
City-level Census ACS commuting estimates covering 6,553 workers age 16+.
How far does income reach against housing in Loveland?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.5 times median household income. The ACS poverty estimate is 6.2%, which keeps the citywide median from describing every household.
Value / income
3.5×
Home value
$305,200
Household income
$86,793
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above median income · poverty 6.2% (Below-median poverty)
Cost of Living Index (state)
92.8 (US=100)
Affordable · BEA RPP 2024, Ohio average
B
City profile score · Loveland, OH
71/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A-
50.0%
Adults with a bachelor's degree or higher; ACS.
Cost of living B+
92.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime B+
84 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income B-
$86,793
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C
6.2%
Share of residents below the poverty line; lower scores better on this axis.
Loveland profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 84/100 (A-) · 50.0%
Cost of living: 75/100 (B+) · 92.8 index
Violent crime: 75/100 (B+) · 84 /100k
Household income: 66/100 (B-) · $86,793
Poverty rate: 58/100 (C) · 6.2%
Where Loveland sits on home value vs crime among peer cities
Loveland's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Loveland highlighted among 9 peers.Read the chart values
Loveland, OH (this city): home $305,200, crime 504/100k
Woodland Park, NJ : home $475,400, crime 1,065/100k
Sterling, CO : home $205,200, crime 3,319/100k
Tega Cay, SC : home $494,500, crime 325/100k
Clayton, OH : home $189,100, crime 1,243/100k
Trenton, OH : home $209,700, crime 243/100k
Bexley, OH : home $488,600, crime 2,533/100k
Blue Ash, OH : home $365,700, crime 1,976/100k
Englewood, OH : home $168,800, crime 2,801/100k
How does Loveland compare to other US cities?
Where Loveland sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income68% higher than other cities
Home value66% pricier than other cities
Median rent22% pricier than other cities
Safety85% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Ohio, Loveland ranks #44 of 281 Ohio cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Loveland against every qualifying US city; each in-state rank narrows that to Ohio only. Full formula and direction notes: methodology.
Ohio-relative analysis
Median Gross Rent places Loveland near the bottom of Ohio's cities
Among the 1,196 Ohio cities PlainCities tracks with reported median gross rent data, Loveland ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Loveland only against its own state's cities, not the full US field.
Median Household Income
#243 of 1,145
79th percentile in Ohio
Median Gross Rent
#1 of 1,196
0th percentile in Ohio
Median Home Value
#112 of 1,164
90th percentile in Ohio
Poverty Rate
#617 of 1,196
48th percentile in Ohio
Bachelor's Degree or Higher
#109 of 1,196
91st percentile in Ohio
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Ohio only, not a livability score. See the methodology for the source and calculation.
Gauge source note
68th percentile nationally for median household income · 85th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Loveland's profile vs. every US city
Income, affordability, and safety percentile
Loveland's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Loveland's home value compares nationally
Median home value vs. every US city (population 1,000+)
$305,20034th percentilemore affordable than 34% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Loveland's home-value-to-income ratio: 3.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,025 of 15,516
More affordable than 42% of tracked cities (pop. 1,000+)
Size class
#1,506 of 3,317
Small cities (10,000–49,999)
At 3.5×, Loveland sits in the moderate band:
national rank #9,025 of 15,516 and #1,506 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$86,793Loveland, OH median household income (Census ACS)
Show U.S. national quintile / Lorenz context Loveland, OH median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Loveland, OH.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)50.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)66.3%
Census ACS S2301, share of working-age residents in the labor force
Population
13,280
Median Income
$86,793
Median Home Value
$305,200
Median Age
39.3
Poverty Rate
6.2%
Labor force participation
66.3%
Bachelor's Degree+
50.0%
Safety & Crime
Total Crime Rate
503.5
per 100,000 residents
Violent Crime
83.9
per 100,000 residents
Property Crime
419.6
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
8
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Loveland's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
13,291 residents
2021
13,208 residents
2022
13,119 residents
2023
13,196 residents
2024
13,271 residents
2025
13,288 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Rapid Growth
Total Permits (2024)
11
housing units authorized
Single-Family
11
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.8
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
9
9
0
$2.4M
2020
4
4
0
$1.6M
2021
9
9
0
$6.5M
2022
27
17
10
$8.6M
2023
14
14
0
$5.1M
2024
11
11
0
$7.1M
Permit volume increased 22% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
78.1%
Carpool
3.1%
Public Transit
0.3%
Walk
0.7%
Work from Home
16.3%
Other
1.5%
Based on 6,553 workers 16 and over.
Monthly Utility Costs
Ohio statewide monthly utility average (EIA 2023): $228
EIA 2023 residential energy data puts average monthly utilities across Ohio at $228 (electricity about $105 , water and sewer about $45 ).
These are Ohio statewide averages, not a meter reading for Loveland. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Ohio's BEA cost-of-living index is 92.8 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Loveland is $1,092/mo. FEMA's National Risk Index, averaged to Ohio statewide on PlainCities, rates natural-hazard exposure at 55.0 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Ohio statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Loveland sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Loveland compares to similar-size Ohio cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.