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Place dossier plate
SheetOK-ATOKA-OK · Atoka, OK 2,918 pop · income 10th pct · 4 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Atoka
Lowest/highest poles plus peers nearest Atoka on median household income. Full ladder: /browse and /rankings.
median HH income
Wilburton · lowest
39,195
Wilburton · lowest
39,195 median HH income
40.6% of the leader · rank #1
Damar · near
42,167
Damar · near
42,167 median HH income
43.6% of the leader · rank #2
Tower · near
42,167
Tower · near
42,167 median HH income
43.6% of the leader · rank #3
Racine · near
42,167
Racine · near
42,167 median HH income
43.6% of the leader · rank #4
Atoka · this city
42,169
Atoka · this city
42,169 median HH income
43.6% of the leader · rank #5
Joanna · near
42,169
Joanna · near
42,169 median HH income
43.6% of the leader · rank #6
Goldsby · highest
96,650
Goldsby · highest
96,650 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Atoka on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,918.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Atoka - the verdict
Atoka ranks in the 10th percentile for household income and the 2nd percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
10th
percentile, household income
14th
percentile, home value
14th
percentile, median rent
2nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Atoka, OK
Atoka is a small town in Oklahoma, home to 2,918 residents per U.S. Census Bureau ACS 2023 estimates. Households in Atoka report a median income of $42,169 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 14.0%. Atoka's housing stock carries a median value of $112,800, and the median resident age is 36.4 years. 16.6% of adults here have a bachelor's degree or higher; 45.0% of working-age residents are in the labor force.
In 2024, 35 residential building permits were authorized in Atoka (Low Activity), per Census BPS data. Atoka's reported crime rate runs above the national norm: per-100,000 total crime stands at 6062.6 in FBI UCR data, above the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score). NOAA puts Atoka's yearly average temperature at 61.4°F with 45.7 inches of precipitation per year.
Living costs in Oklahoma run below the national norm: the state registers 87.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $995 per month. EIA 2023 residential energy data puts Oklahoma's average monthly utility costs around $205 (state average). Workers in Atoka report an average commute of 19.9 minutes, with 77.8% driving alone and 3.6% working from home. Natural-hazard exposure scores 55.5 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Atoka's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from within-city variation to housing and income to climate and hazard context to comparison shortlist to reported crime to schools and households to work and mobility to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Atoka, city-specific coverage includes FBI reported-crime rates, annual population history, matched public-school count, within-city Census tract profiles, commute-mode shares, local building permits.
All six city-specific enrichment layers used by this profile are present.
Question 1
What can 4 Census tracts reveal inside Atoka?
PlainCities matches 4 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
How far does income reach against housing in Atoka?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.7 times median household income. The ACS poverty estimate is 14.0%, which keeps the citywide median from describing every household.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
NOAA normals put the annual mean temperature at 61.4°F, with 45.7 inches of precipitation. FEMA's state-averaged National Risk Index score for Oklahoma is 55.5 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
Which cities make useful reference points for Atoka?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Oklahoma, the closest population matches are Goldsby (2,902 residents, $96,650 income); Chandler (2,893 residents, $48,607 income); Calera (2,949 residents, $54,179 income). Outside the state, the closest population matches in this dataset are Buckner, MO (2,917 residents); Lakemore, OH (2,917 residents); Philippi, WV (2,919 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Atoka?
The joined FBI UCR record reports 6062.6 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 166% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
6062.6
Violent rate
976.8
Property rate
5085.9
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 5 public schools within the city match. 16.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
14.0%
Bachelor's degree+
16.6%
Matched public schools
5
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Driving alone is the largest reported mode at 77.8%. The reported mean trip to work is 19.9 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
77.8%
Work from home
3.6%
Public transit
0.0%
City-level Census ACS commuting estimates covering 1,014 workers age 16+.
Census PEP estimates show the population grew by +103 residents from 2020 to 2025, a +3.6% change. Separately, Census BPS recorded 35 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
2020 estimate
2,872
2025 estimate
2,975
Period change
+3.6%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Lowest-decile income · poverty 14.0% (High poverty)
Cost of Living Index (state)
87.8 (US=100)
Very affordable · BEA RPP 2024, Oklahoma average
F
City profile score · Atoka, OK
30/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A+
87.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
14.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
16.6%
Adults with a bachelor's degree or higher; ACS.
Household income F
$42,169
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
977 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Atoka profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 94/100 (A+) · 87.8 index
Poverty rate: 24/100 (F) · 14.0%
Bachelor's+ share: 24/100 (F) · 16.6%
Household income: 10/100 (F) · $42,169
Violent crime: 0/100 (F) · 977 /100k
Where Atoka sits on home value vs crime among peer cities
Atoka's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Atoka highlighted among 8 peers.Read the chart values
Atoka, OK (this city): home $112,800, crime 6,063/100k
Buckner, MO : home $177,100, crime 1,541/100k
Lakemore, OH : home $143,700, crime 2,691/100k
Philippi, WV : home $110,900, crime 932/100k
Chandler, OK : home $114,800, crime 2,105/100k
Calera, OK : home $159,500, crime 1,504/100k
Jones, OK : home $204,500, crime 827/100k
Wilburton, OK : home $94,400, crime 1,482/100k
How does Atoka compare to other US cities?
Where Atoka sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income10% higher than other cities
Home value14% pricier than other cities
Median rent14% pricier than other cities
Safety2% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Oklahoma, Atoka ranks #203 of 203 Oklahoma cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Atoka against every qualifying US city; each in-state rank narrows that to Oklahoma only. Full formula and direction notes: methodology.
Oklahoma-relative analysis
Median Gross Rent places Atoka near the bottom of Oklahoma's cities
Among the 671 Oklahoma cities PlainCities tracks with reported median gross rent data, Atoka ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Atoka only against its own state's cities, not the full US field.
Median Household Income
#476 of 639
26th percentile in Oklahoma
Median Gross Rent
#1 of 671
0th percentile in Oklahoma
Median Home Value
#270 of 628
57th percentile in Oklahoma
Poverty Rate
#290 of 671
56th percentile in Oklahoma
Bachelor's Degree or Higher
#274 of 671
59th percentile in Oklahoma
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Oklahoma only, not a livability score. See the methodology for the source and calculation.
Gauge source note
10th percentile nationally for median household income · 2nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Atoka's profile vs. every US city
Income, affordability, and safety percentile
Atoka's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Atoka's home value compares nationally
Median home value vs. every US city (population 1,000+)
$112,800Among the most affordablemore affordable than 86% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Atoka's home-value-to-income ratio: 2.7×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#4,897 of 15,516
More affordable than 68% of tracked cities (pop. 1,000+)
Size class
#4,311 of 11,323
Micro cities (under 10,000)
At 2.7×, Atoka sits in the affordable band:
national rank #4,897 of 15,516 and #4,311 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$42,169Atoka, OK median household income (Census ACS)
Show U.S. national quintile / Lorenz context Atoka, OK median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Atoka, OK.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)16.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)14.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)45.0%
Census ACS S2301, share of working-age residents in the labor force
Population
2,918
Median Income
$42,169
Median Home Value
$112,800
Median Age
36.4
Poverty Rate
14.0%
Labor force participation
45.0%
Bachelor's Degree+
16.6%
Safety & Crime
Total Crime Rate
6062.6
per 100,000 residents
Violent Crime
976.8
per 100,000 residents
Property Crime
5085.9
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
61.4°F
Annual Precipitation
45.7"
Annual Snowfall
N/A
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Atoka's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,872 residents
2021
2,891 residents
2022
2,879 residents
2023
2,915 residents
2024
2,914 residents
2025
2,975 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Low Activity
Total Permits (2024)
35
housing units authorized
Single-Family
35
detached homes
Multifamily
0
apartments & condos
Supply Intensity
12
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
1
1
0
$0.2M
2021
1
1
0
$0.1M
2022
2
0
2
$0.0M
2023
2
2
0
$0.6M
2024
35
35
0
$10.6M
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
19.9 minutes
Drive Alone
77.8%
Carpool
13.4%
Public Transit
0.0%
Walk
5.1%
Work from Home
3.6%
Based on 1,014 workers 16 and over.
Monthly Utility Costs
Oklahoma statewide monthly utility average (EIA 2023): $205
EIA 2023 residential energy data puts average monthly utilities across Oklahoma at $205 (electricity about $115 , water and sewer about $40 ).
These are Oklahoma statewide averages, not a meter reading for Atoka. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Oklahoma's BEA cost-of-living index is 87.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Atoka is $995/mo. FEMA's National Risk Index, averaged to Oklahoma statewide on PlainCities, rates natural-hazard exposure at 55.5 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Oklahoma statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Atoka sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Atoka compares to similar-size Oklahoma cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.