City profile · Oklahoma · Census ACS 2023

Elgin, OK

Population, income, housing, safety, climate and schools for Elgin - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,560
Residents
$81,739
Median income
$243,600
Median home
$1,001
Median rent (state)

Elgin - the verdict

Elgin ranks in the 63rd percentile for household income and the 98th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

63rd
percentile, household income
54th
percentile, home value
20th
percentile, median rent
98th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Elgin, OK

Oklahoma's Elgin is a small town, with 3,560 residents per the latest Census Bureau ACS figures. Median household income here is $81,739 per year, above the median for U.S. cities on this measure, with a poverty rate of 8.1%. Home values in Elgin run a median of $243,600, and the median resident age is 32.3 years. Educational attainment runs 39.4% of adults with a bachelor's degree or higher. Separately, 51.3% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 3 residential units were authorized in 2024 (Construction Slowdown), down 80% from five years earlier. Elgin reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 82.6 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Living costs in Oklahoma run below the national norm: on BEA's 100-equals-national-average cost index, Oklahoma scores 87.8 (Well Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,001 per month. Monthly utility costs average around $205 across Oklahoma, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 86.2 out of 100 on FEMA's National Risk Index (Very High).

Population

3,560 residents

Census ACS 2023 - Oklahoma

Median Household Income

$81,739 /yr

Poverty 8.1%

Cost of Living Index (state)

87.8 (US=100)

Well Below Average - BEA RPP 2024, Oklahoma average

How does Elgin compare to other US cities?

Here's how Elgin stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 63% higher than other cities
Home value 54% pricier than other cities
Median rent 20% pricier than other cities
Safety 98% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Oklahoma, Elgin ranks #2 of 203 Oklahoma cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Elgin against every qualifying US city; each in-state rank narrows that to Oklahoma only. Full formula and direction notes: methodology.

Oklahoma-relative analysis

Median Home Value is Elgin's strongest outlier among Oklahoma cities

Among the 628 Oklahoma cities PlainCities tracks with reported median home value data, Elgin ranks #25 - the 96th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Elgin only against its own state's cities, not the full US field.

Median Household Income
#75 of 639
88th percentile in Oklahoma
Median Gross Rent
#177 of 671
72nd percentile in Oklahoma
Median Home Value
#25 of 628
96th percentile in Oklahoma
Poverty Rate
#459 of 671
31st percentile in Oklahoma
Bachelor's Degree or Higher
#32 of 671
95th percentile in Oklahoma

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Oklahoma only, not a livability score. See the methodology for the source and calculation.

63rdIncome percentile
98thSafety percentile

63rd percentile nationally for median household income · 98th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Elgin's profile vs. every US city

Income, affordability, and safety percentile

Elgin's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 75 Avg. percentile National median
Elgin's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Elgin's home value compares nationally

Median home value vs. every US city (population 1,000+)

$243,600 46th percentile more affordable than 46% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Elgin $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Elgin, OK Elgin, OK's reported median household income shown against the U.S. national quintile-share pattern (not Elgin, OK-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Elgin, OK median $81,739/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Elgin, OK's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Elgin, OK. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 39.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 51.3%

Census ACS S2301, share of working-age residents in the labor force

Population
3,560
Median Income
$81,739
Median Home Value
$243,600
Median Age
32.3
Poverty Rate
8.1%
Labor force participation
51.3%
Bachelor's Degree+
39.4%

Safety & Crime

Total Crime Rate
82.6
per 100,000 residents
Violent Crime
0.0
per 100,000 residents
Property Crime
82.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
3
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,550 residents3,600 residents3,650 residents3,700 residents 202020212022202320242025 3,564 residents 3,653 residents ▲ +2.5%
Elgin's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
3
housing units authorized
Single-Family
3
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 15
2020 15
2021 2
2022 4
2023 7
2024 3

Permit volume decreased 80% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
80.1%
Carpool
10.1%
Public Transit
0.0%
Walk
0.8%
Work from Home
7.7%
Other
1.3%

Based on 1,461 workers 16 and over.

Monthly Utility Costs

State-average estimates for Oklahoma - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$50
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$205
estimated/month

Estimates reflect Oklahoma state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Oklahoma state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Elgin sits in

Cost of Living Index
87.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,001/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
86.2 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Oklahoma

Roland
3,527 people
Nowata
3,522 people
Frederick
3,460 people
Dewey
3,388 people
Stilwell
3,740 people
Hobart
3,378 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Elgin's 3,560 residents (Census ACS 5-Year 2023).

Palo Cedro, CA
3,561 people
Compo, CT
3,561 people
Kensington Park, FL
3,561 people
Saylorville, IA
3,559 people
Benton City, WA
3,559 people
Blackshear, GA
3,562 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Elgin's $81,739 (Census ACS 5-Year 2023, table B19013).

Maumee, OH
$81,739 median income
Caledonia, MS
$81,741 median income
Somonauk, IL
$81,731 median income
Sand Rock, AL
$81,750 median income
District Heights, MD
$81,750 median income
Argyle, MN
$81,750 median income

Race & Ethnicity Composition

Race and ethnicity - Elgin, OK Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Elgin, OK - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 69.8% 20.5% ETHNICITY, Hispanic or Latino (any race) 19.4% White 69.8% Black or African American 2.7% Asian 2.1% American Indian 1.5% Native Hawaiian 0.0% Some other race 3.5% Two or more races 20.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Elgin compares to nearby Oklahoma cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Elgin (this city) 3,560 $81,739
Roland 3,527 $50,563
Nowata 3,522 $39,853
Frederick 3,460 $45,459
Census ACS 5-year FIPS OK FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Elgin, OK?

What is the population of Elgin, OK? +

Elgin, OK has a population of 3,560 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Elgin, OK? +

Median annual household income in Elgin runs $81,739, based on Census ACS 2023 data.

What is the cost of living in Elgin? +

BEA does not publish a city-level cost-of-living figure for Elgin; the closest available measure is the Oklahoma state average, a cost of living index of 87.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Oklahoma vary by metro area.

Is Elgin, OK safe? +

Elgin has a total crime rate of 82.6 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Elgin, OK? +

Elgin's median home value sits at $243,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.