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Place dossier plate
SheetOK-JAY-OK · Jay, OK 2,724 pop · income 5th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Jay
Lowest/highest poles plus peers nearest Jay on median household income. Full ladder: /browse and /rankings.
median HH income
Balcones Heig… · lowest
28,082
Balcones Heig… · lowest
28,082 median HH income
35.6% of the leader · rank #1
Leadington · near
36,402
Leadington · near
36,402 median HH income
46.2% of the leader · rank #2
Dos Palos Y · near
36,406
Dos Palos Y · near
36,406 median HH income
46.2% of the leader · rank #3
Jay · this city
36,411
Jay · this city
36,411 median HH income
46.2% of the leader · rank #4
Margaretville · near
36,411
Margaretville · near
36,411 median HH income
46.2% of the leader · rank #5
South Henders… · near
36,417
South Henders… · near
36,417 median HH income
46.2% of the leader · rank #6
Island Walk · highest
78,857
Island Walk · highest
78,857 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Jay on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,724.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Jay - the verdict
Out of every US city with 1,000+ residents, Jay places in the 5th percentile for household income and the 4th percentile for safety. Source: Census ACS + FBI UCR.
5th
percentile, household income
11th
percentile, home value
14th
percentile, median rent
4th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Jay, OK
Census ACS 2023 estimates count 2,724 residents in Jay, a small town within Oklahoma. The typical household in Jay brings in $36,411 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 20.7%. Jay's housing stock carries a median value of $105,400, and the median resident age is 34.8 years. Educational attainment runs 11.6% of adults with a bachelor's degree or higher. Separately, 48.7% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 15 residential units were authorized in 2024 (Building Boom), up 650% from five years earlier. Jay's reported crime rate runs above the national norm: FBI UCR figures show 4734.9 crimes per 100,000 residents, above the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Living costs in Oklahoma run below the national norm: the state registers 87.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $995 per month. Statewide, average monthly utility bills in Oklahoma run around $205, per EIA 2023 residential energy data. Natural-hazard exposure scores 55.5 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Jay's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to population change to schools and households to reported crime to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Jay, city-specific coverage includes local building permits, matched public-school count, commute-mode shares, annual population history, FBI reported-crime rates.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Jay?
Driving alone is the largest reported mode at 82.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Which cities make useful reference points for Jay?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Oklahoma, the closest population matches are New Cordell (2,743 residents, $70,780 income); Stigler (2,702 residents, $40,917 income); Fairview (2,699 residents, $52,500 income). Outside the state, the closest population matches in this dataset are Island Walk, FL (2,724 residents); Concordia, NJ (2,724 residents); Slippery Rock University, PA (2,724 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Census PEP estimates show the population grew by +85 residents from 2020 to 2025, a +3.5% change. Separately, Census BPS recorded 15 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 4 public schools within the city match. 11.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Jay?
The joined FBI UCR record reports 4734.9 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 108% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
4734.9
Violent rate
1052.2
Property rate
3682.7
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.9 times median household income. The ACS poverty estimate is 20.7%, which keeps the citywide median from describing every household.
Value / income
2.9×
Home value
$105,400
Household income
$36,411
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Lowest-decile income · poverty 20.7% (High poverty)
Cost of Living Index (state)
87.8 (US=100)
Very affordable · BEA RPP 2024, Oklahoma average
F
City profile score · Jay, OK
23/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A+
87.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
20.7%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
11.6%
Adults with a bachelor's degree or higher; ACS.
Household income F
$36,411
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
1,052 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Jay profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 94/100 (A+) · 87.8 index
Poverty rate: 12/100 (F) · 20.7%
Bachelor's+ share: 11/100 (F) · 11.6%
Household income: 2/100 (F) · $36,411
Violent crime: 0/100 (F) · 1,052 /100k
Where Jay sits on home value vs crime among peer cities
Jay's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Jay highlighted among 27 peers.Read the chart values
Jay, OK (this city): home $105,400, crime 4,735/100k
Balcones Heights, TX : home $214,300, crime 14,826/100k
Stigler, OK : home $135,000, crime 2,052/100k
Fairview, OK : home $105,700, crime 759/100k
Mangum, OK : home $90,200, crime 1,318/100k
Stroud, OK : home $120,000, crime 2,308/100k
Eufaula, OK : home $180,300, crime 2,207/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Jay compare to other US cities?
Where Jay sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income5% higher than other cities
Home value11% pricier than other cities
Median rent14% pricier than other cities
Safety4% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Oklahoma and the picture shifts: Jay ranks #199 of 203 Oklahoma cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Jay against every qualifying US city; each in-state rank narrows that to Oklahoma only. Full formula and direction notes: methodology.
Oklahoma-relative analysis
Median Gross Rent places Jay near the bottom of Oklahoma's cities
Among the 671 Oklahoma cities PlainCities tracks with reported median gross rent data, Jay ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Jay only against its own state's cities, not the full US field.
Median Household Income
#563 of 639
12th percentile in Oklahoma
Median Gross Rent
#1 of 671
0th percentile in Oklahoma
Median Home Value
#313 of 628
50th percentile in Oklahoma
Poverty Rate
#132 of 671
80th percentile in Oklahoma
Bachelor's Degree or Higher
#420 of 671
37th percentile in Oklahoma
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Oklahoma only, not a livability score. See the methodology for the source and calculation.
Gauge source note
5th percentile nationally for median household income · 4th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Jay's profile vs. every US city
Income, affordability, and safety percentile
Jay's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Jay's home value compares nationally
Median home value vs. every US city (population 1,000+)
$105,400Among the most affordablemore affordable than 89% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Jay's home-value-to-income ratio: 2.9×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#6,088 of 15,516
More affordable than 61% of tracked cities (pop. 1,000+)
Size class
#5,223 of 11,323
Micro cities (under 10,000)
At 2.9×, Jay sits in the affordable band:
national rank #6,088 of 15,516 and #5,223 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$36,411Jay, OK median household income (Census ACS)
Show U.S. national quintile / Lorenz context Jay, OK median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Jay, OK.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)11.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)20.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)48.7%
Census ACS S2301, share of working-age residents in the labor force
Population
2,724
Median Income
$36,411
Median Home Value
$105,400
Median Age
34.8
Poverty Rate
20.7%
Labor force participation
48.7%
Bachelor's Degree+
11.6%
Safety & Crime
Total Crime Rate
4734.9
per 100,000 residents
Violent Crime
1052.2
per 100,000 residents
Property Crime
3682.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Jay's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,422 residents
2021
2,445 residents
2022
2,462 residents
2023
2,467 residents
2024
2,476 residents
2025
2,507 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.5
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
2
2
0
$0.3M
2020
2
2
0
$0.3M
2021
2
2
0
$0.3M
2022
3
3
0
$0.3M
2023
12
12
0
$1.2M
2024
15
15
0
$4.5M
Permit volume increased 650% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
82.4%
Carpool
8.6%
Public Transit
0.0%
Walk
6.5%
Work from Home
1.3%
Other
1.2%
Based on 1,007 workers 16 and over.
Monthly Utility Costs
Oklahoma statewide monthly utility average (EIA 2023): $205
EIA 2023 residential energy data puts average monthly utilities across Oklahoma at $205 (electricity about $115 , water and sewer about $40 ).
These are Oklahoma statewide averages, not a meter reading for Jay. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Oklahoma's BEA cost-of-living index is 87.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Jay is $995/mo. FEMA's National Risk Index, averaged to Oklahoma statewide on PlainCities, rates natural-hazard exposure at 55.5 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Oklahoma statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Jay sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Jay compares to similar-size Oklahoma cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.