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Place dossier plate
SheetOK-LUTHER-OK · Luther, OK 1,443 pop · income 31st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Luther
Lowest/highest poles plus peers nearest Luther on median household income. Full ladder: /browse and /rankings.
median HH income
Vanceburg · lowest
26,369
Vanceburg · lowest
26,369 median HH income
23.0% of the leader · rank #1
Luther · this city
57,500
Luther · this city
57,500 median HH income
50.2% of the leader · rank #2
Pitkas Point · near
57,500
Pitkas Point · near
57,500 median HH income
50.2% of the leader · rank #3
Meredosia · near
57,500
Meredosia · near
57,500 median HH income
50.2% of the leader · rank #4
Wataga · near
57,500
Wataga · near
57,500 median HH income
50.2% of the leader · rank #5
Auburn · near
57,500
Auburn · near
57,500 median HH income
50.2% of the leader · rank #6
Green Valley… · highest
114,500
Green Valley… · highest
114,500 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Luther on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,443.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Luther - the verdict
Nationally, Luther sits in the 31st percentile for household income and the 72nd percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
31st
percentile, household income
44th
percentile, home value
14th
percentile, median rent
72nd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Luther, OK
Luther is a small town in Oklahoma, home to 1,443 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $57,500 per year, below the median for U.S. cities on this measure, with a poverty rate of 4.5%. Home values in Luther run a median of $205,600, and the median resident age is 39.1 years. 37.4% of adults here have a bachelor's degree or higher; 68.4% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 10 residential units were authorized in 2024 (Building Boom), up 150% from five years earlier. Luther reports a comparatively low crime rate: FBI UCR reporting places total crime at 803.5 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Living costs in Oklahoma run below the national norm: on BEA's 100-equals-national-average cost index, Oklahoma scores 87.8 (Well Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $995 per month statewide. Statewide, average monthly utility bills in Oklahoma run around $205, per EIA 2023 residential energy data. Natural-hazard exposure scores 55.5 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Luther's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to housing and income to reported crime to population change to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Luther, city-specific coverage includes annual population history, local building permits, matched public-school count, commute-mode shares, FBI reported-crime rates.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Schools and households
What does the education layer cover for Luther?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 3 public schools within the city match. 37.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
How far does income reach against housing in Luther?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.6 times median household income. The ACS poverty estimate is 4.5%, which keeps the citywide median from describing every household.
What can the FBI record say about safety in Luther?
The joined FBI UCR record reports 803.5 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 65% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Luther?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Oklahoma, the closest population matches are Locust Grove (1,445 residents, $44,853 income); Cleora (1,449 residents, $82,614 income); Panama (1,432 residents, $45,489 income). Outside the state, the closest population matches in this dataset are Green Valley CDP (Solano County), CA (1,443 residents); Glenns Ferry, ID (1,443 residents); Vanceburg, KY (1,443 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Luther growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +196 residents from 2020 to 2025, a +13.1% change. Separately, Census BPS recorded 10 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
2020 estimate
1,498
2025 estimate
1,694
Period change
+13.1%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
What does the journey to work look like in Luther?
Driving alone is the largest reported mode at 80.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Drive alone
80.5%
Work from home
8.5%
Public transit
0.0%
City-level Census ACS commuting estimates covering 750 workers age 16+.
Below median income · poverty 4.5% (Below-median poverty)
Cost of Living Index (state)
87.8 (US=100)
Very affordable · BEA RPP 2024, Oklahoma average
C
City profile score · Luther, OK
55/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A+
87.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share B
37.4%
Adults with a bachelor's degree or higher; ACS.
Poverty rate B-
4.5%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$57,500
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
433 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Luther profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 94/100 (A+) · 87.8 index
Bachelor's+ share: 71/100 (B) · 37.4%
Poverty rate: 69/100 (B-) · 4.5%
Household income: 31/100 (F) · $57,500
Violent crime: 20/100 (F) · 433 /100k
Where Luther sits on home value vs crime among peer cities
Luther's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Luther highlighted among 24 peers.Read the chart values
Luther, OK (this city): home $205,600, crime 804/100k
Vanceburg, KY : home $78,100, crime 360/100k
Ardmore, AL : home $183,600, crime 1,516/100k
Locust Grove, OK : home $103,500, crime 4,936/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Luther compare to other US cities?
Where Luther sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income31% higher than other cities
Home value44% pricier than other cities
Median rent14% pricier than other cities
Safety72% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Oklahoma and the picture shifts: Luther ranks #43 of 203 Oklahoma cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Luther against every qualifying US city; each in-state rank narrows that to Oklahoma only. Full formula and direction notes: methodology.
Oklahoma-relative analysis
Median Gross Rent places Luther near the bottom of Oklahoma's cities
Among the 671 Oklahoma cities PlainCities tracks with reported median gross rent data, Luther ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Luther only against its own state's cities, not the full US field.
Median Household Income
#244 of 639
62nd percentile in Oklahoma
Median Gross Rent
#1 of 671
0th percentile in Oklahoma
Median Home Value
#60 of 628
90th percentile in Oklahoma
Poverty Rate
#554 of 671
17th percentile in Oklahoma
Bachelor's Degree or Higher
#39 of 671
94th percentile in Oklahoma
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Oklahoma only, not a livability score. See the methodology for the source and calculation.
Gauge source note
31st percentile nationally for median household income · 72nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Luther's profile vs. every US city
Income, affordability, and safety percentile
Luther's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Luther's home value compares nationally
Median home value vs. every US city (population 1,000+)
$205,600Among the most affordablemore affordable than 56% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Luther's home-value-to-income ratio: 3.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,272 of 15,516
More affordable than 40% of tracked cities (pop. 1,000+)
Size class
#7,451 of 11,323
Micro cities (under 10,000)
At 3.6×, Luther sits in the moderate band:
national rank #9,272 of 15,516 and #7,451 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$57,500Luther, OK median household income (Census ACS)
Show U.S. national quintile / Lorenz context Luther, OK median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Luther, OK.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)37.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)68.4%
Census ACS S2301, share of working-age residents in the labor force
Population
1,443
Median Income
$57,500
Median Home Value
$205,600
Median Age
39.1
Poverty Rate
4.5%
Labor force participation
68.4%
Bachelor's Degree+
37.4%
Safety & Crime
Total Crime Rate
803.5
per 100,000 residents
Violent Crime
432.6
per 100,000 residents
Property Crime
370.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Luther's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,498 residents
2021
1,502 residents
2022
1,528 residents
2023
1,593 residents
2024
1,674 residents
2025
1,694 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
10
housing units authorized
Single-Family
10
detached homes
Multifamily
0
apartments & condos
Supply Intensity
6.9
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
4
4
0
$0.9M
2020
3
3
0
$0.7M
2021
10
10
0
$2.6M
2022
3
3
0
$0.9M
2023
30
30
0
$8.6M
2024
10
10
0
$2.9M
Permit volume increased 150% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
80.5%
Carpool
8.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.5%
Other
2.1%
Based on 750 workers 16 and over.
Monthly Utility Costs
Oklahoma statewide monthly utility average (EIA 2023): $205
EIA 2023 residential energy data puts average monthly utilities across Oklahoma at $205 (electricity about $115 , water and sewer about $40 ).
These are Oklahoma statewide averages, not a meter reading for Luther. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Oklahoma's BEA cost-of-living index is 87.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Luther is $995/mo. FEMA's National Risk Index, averaged to Oklahoma statewide on PlainCities, rates natural-hazard exposure at 55.5 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Oklahoma statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Luther sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Luther compares to similar-size Oklahoma cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.