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Place dossier plate
SheetOK-MCLOUD-OK · McLoud, OK 4,424 pop · income 42nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around McLoud
Lowest/highest poles plus peers nearest McLoud on median household income. Full ladder: /browse and /rankings.
median HH income
Bristow · lowest
40,000
Bristow · lowest
40,000 median HH income
41.5% of the leader · rank #1
McLoud · this city
64,167
McLoud · this city
64,167 median HH income
66.6% of the leader · rank #2
Level Plains · near
64,167
Level Plains · near
64,167 median HH income
66.6% of the leader · rank #3
Gustavus · near
64,167
Gustavus · near
64,167 median HH income
66.6% of the leader · rank #4
Avoca · near
64,167
Avoca · near
64,167 median HH income
66.6% of the leader · rank #5
Damascus · near
64,167
Damascus · near
64,167 median HH income
66.6% of the leader · rank #6
Lafayette · highest
96,419
Lafayette · highest
96,419 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for McLoud on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,424.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
McLoud - the verdict
McLoud ranks in the 42nd percentile for household income and the 56th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
42nd
percentile, household income
26th
percentile, home value
14th
percentile, median rent
56th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: McLoud, OK
Census ACS 2023 estimates count 4,424 residents in McLoud, a small town within Oklahoma. The typical household in McLoud brings in $64,167 a year, below the median for U.S. cities on this measure, with a poverty rate of 12.8%. Typical homes in McLoud are valued around $146,300, and the median resident age is 40.5 years. About 12.7% of adults hold a bachelor's degree or higher, while 35.7% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 18 residential units were authorized in 2024 (Rapid Growth), up 29% from five years earlier. McLoud reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1192.1 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Living costs in Oklahoma run below the national norm: on BEA's 100-equals-national-average cost index, Oklahoma scores 87.8 (Well Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $995 per month statewide. EIA 2023 residential energy data puts Oklahoma's average monthly utility costs around $205 (state average). On FEMA's National Risk Index, this area rates 55.5 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of McLoud's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to population change to housing and income to work and mobility to schools and households to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For McLoud, city-specific coverage includes matched public-school count, local building permits, FBI reported-crime rates, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for McLoud?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Oklahoma, the closest population matches are Marlow (4,423 residents, $53,932 income); Perry (4,471 residents, $63,000 income); Pocola (4,359 residents, $48,333 income). Outside the state, the closest population matches in this dataset are Perryville, MD (4,425 residents); Pittsfield, IL (4,422 residents); Dewey-Humboldt, AZ (4,428 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Census PEP estimates show the population grew by +214 residents from 2020 to 2025, a +4.9% change. Separately, Census BPS recorded 18 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
How far does income reach against housing in McLoud?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.3 times median household income. The ACS poverty estimate is 12.8%, which keeps the citywide median from describing every household.
What does the journey to work look like in McLoud?
Driving alone is the largest reported mode at 84.6%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for McLoud?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 6 public schools within the city match. 12.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
12.8%
Bachelor's degree+
12.7%
Matched public schools
6
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What can the FBI record say about safety in McLoud?
The joined FBI UCR record reports 1192.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 48% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
1192.1
Violent rate
375.3
Property rate
816.8
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Below median income · poverty 12.8% (Above-median poverty)
Cost of Living Index (state)
87.8 (US=100)
Very affordable · BEA RPP 2024, Oklahoma average
D
City profile score · McLoud, OK
42/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A+
87.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income D
$64,167
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
12.8%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime F
375 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share F
12.7%
Adults with a bachelor's degree or higher; ACS.
McLoud profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 94/100 (A+) · 87.8 index
Household income: 41/100 (D) · $64,167
Poverty rate: 29/100 (F) · 12.8%
Violent crime: 24/100 (F) · 375 /100k
Bachelor's+ share: 14/100 (F) · 12.7%
Where McLoud sits on home value vs crime among peer cities
McLoud's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - McLoud highlighted among 9 peers.Read the chart values
McLoud, OK (this city): home $146,300, crime 1,192/100k
Perryville, MD : home $267,700, crime 2,573/100k
Pittsfield, IL : home $113,300, crime 1,287/100k
Newport, NC : home $245,300, crime 1,742/100k
Marlow, OK : home $115,100, crime 1,324/100k
Perry, OK : home $101,800, crime 1,362/100k
Pocola, OK : home $134,200, crime 607/100k
Bristow, OK : home $110,800, crime 2,371/100k
Broken Bow, OK : home $159,000, crime 4,924/100k
How does McLoud compare to other US cities?
McLoud measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income42% higher than other cities
Home value26% pricier than other cities
Median rent14% pricier than other cities
Safety56% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Oklahoma, McLoud ranks #71 of 203 Oklahoma cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares McLoud against every qualifying US city; each in-state rank narrows that to Oklahoma only. Full formula and direction notes: methodology.
Oklahoma-relative analysis
Median Gross Rent places McLoud near the bottom of Oklahoma's cities
Among the 671 Oklahoma cities PlainCities tracks with reported median gross rent data, McLoud ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares McLoud only against its own state's cities, not the full US field.
Median Household Income
#170 of 639
73rd percentile in Oklahoma
Median Gross Rent
#1 of 671
0th percentile in Oklahoma
Median Home Value
#174 of 628
72nd percentile in Oklahoma
Poverty Rate
#331 of 671
50th percentile in Oklahoma
Bachelor's Degree or Higher
#385 of 671
42nd percentile in Oklahoma
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Oklahoma only, not a livability score. See the methodology for the source and calculation.
Gauge source note
42nd percentile nationally for median household income · 56th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
McLoud's profile vs. every US city
Income, affordability, and safety percentile
McLoud's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How McLoud's home value compares nationally
Median home value vs. every US city (population 1,000+)
$146,300Among the most affordablemore affordable than 74% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
McLoud's home-value-to-income ratio: 2.3×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#2,850 of 15,516
More affordable than 82% of tracked cities (pop. 1,000+)
Size class
#2,639 of 11,323
Micro cities (under 10,000)
At 2.3×, McLoud sits in the affordable band:
national rank #2,850 of 15,516 and #2,639 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$64,167McLoud, OK median household income (Census ACS)
Show U.S. national quintile / Lorenz context McLoud, OK median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for McLoud, OK.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)12.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)12.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)35.7%
Census ACS S2301, share of working-age residents in the labor force
Population
4,424
Median Income
$64,167
Median Home Value
$146,300
Median Age
40.5
Poverty Rate
12.8%
Labor force participation
35.7%
Bachelor's Degree+
12.7%
Safety & Crime
Total Crime Rate
1192.1
per 100,000 residents
Violent Crime
375.3
per 100,000 residents
Property Crime
816.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
6
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
McLoud's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
4,350 residents
2021
4,394 residents
2022
4,414 residents
2023
4,466 residents
2024
4,518 residents
2025
4,564 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Rapid Growth
Total Permits (2024)
18
housing units authorized
Single-Family
18
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
14
14
0
$2.9M
2020
15
15
0
$3.1M
2021
18
18
0
$3.7M
2022
18
18
0
$3.7M
2023
17
17
0
$3.5M
2024
18
18
0
$3.7M
Permit volume increased 29% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
84.6%
Carpool
4.0%
Public Transit
0.0%
Walk
6.3%
Work from Home
3.5%
Other
1.6%
Based on 1,341 workers 16 and over.
Monthly Utility Costs
Oklahoma statewide monthly utility average (EIA 2023): $205
EIA 2023 residential energy data puts average monthly utilities across Oklahoma at $205 (electricity about $115 , water and sewer about $40 ).
These are Oklahoma statewide averages, not a meter reading for McLoud. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Oklahoma's BEA cost-of-living index is 87.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around McLoud is $995/mo. FEMA's National Risk Index, averaged to Oklahoma statewide on PlainCities, rates natural-hazard exposure at 55.5 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Oklahoma statewide BEA average; rent is a county-level HUD Fair Market Rent for the county McLoud sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How McLoud compares to similar-size Oklahoma cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.