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Place dossier plate
SheetPA-SAW-CREEK-PA · Saw Creek, PA 3,980 pop · income 51st pct · 25 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Saw Creek
Lowest/highest poles plus peers nearest Saw Creek on median household income. Full ladder: /browse and /rankings.
median HH income
Edgefield · lowest
37,500
Edgefield · lowest
37,500 median HH income
30.4% of the leader · rank #1
Ellsworth · near
70,990
Ellsworth · near
70,990 median HH income
57.5% of the leader · rank #2
Saw Creek · this city
70,992
Saw Creek · this city
70,992 median HH income
57.6% of the leader · rank #3
Orchidlands E… · near
70,996
Orchidlands E… · near
70,996 median HH income
57.6% of the leader · rank #4
Venice Gardens · near
71,000
Venice Gardens · near
71,000 median HH income
57.6% of the leader · rank #5
McCullom Lake · near
71,000
McCullom Lake · near
71,000 median HH income
57.6% of the leader · rank #6
Trappe · highest
123,355
Trappe · highest
123,355 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Saw Creek on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 3,980.
Measured against every US city with at least 1,000 residents, Saw Creek lands in the 51st percentile for household income. Source: Census ACS.
51st
percentile, household income
48th
percentile, home value
54th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Saw Creek, PA
Saw Creek is a small town in Pennsylvania, home to 3,980 residents per U.S. Census Bureau ACS 2023 estimates. Saw Creek households earn a median of $70,992 annually, above the median for U.S. cities on this measure, with a poverty rate of 9.1%. Saw Creek's housing stock carries a median value of $217,400, and the median resident age is 44.6 years. About 22.9% of adults hold a bachelor's degree or higher, while 54.8% of working-age residents are in the labor force.
Pennsylvania tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Pennsylvania scores 97.6 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,225 monthly. EIA 2023 residential energy data puts Pennsylvania's average monthly utility costs around $260 (state average). On FEMA's National Risk Index, this area rates 67.4 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Saw Creek's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist to within-city variation; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Saw Creek, city-specific coverage includes commute-mode shares, within-city Census tract profiles.
No matched row is reported here for matched public-school count, annual population history, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Saw Creek?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 9.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Saw Creek?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 59.6%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Saw Creek?
Within Pennsylvania, the closest population matches are Ridgway (3,991 residents, $52,059 income); Trappe (3,995 residents, $123,355 income); Palmer Heights (3,963 residents, $115,292 income). Outside the state, the closest population matches in this dataset are Rossville, GA (3,981 residents); Penrose, CO (3,978 residents); Burnham, IL (3,978 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What can 25 Census tracts reveal inside Saw Creek?
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
PlainCities matches 25 Census tracts to this city.
Above median income · poverty 9.1% (Above-median poverty)
Cost of Living Index (state)
97.6 (US=100)
Near national cost · BEA RPP 2024, Pennsylvania average
D
City profile score · Saw Creek, PA
47/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income C-
$70,992
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living C-
97.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
9.1%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share D
22.9%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Saw Creek profile (scored ACS/FBI dimensions)Read the chart values
Household income: 51/100 (C-) · $70,992
Cost of living: 50/100 (C-) · 97.6 index
Poverty rate: 43/100 (D) · 9.1%
Bachelor's+ share: 43/100 (D) · 22.9%
How does Saw Creek compare to other US cities?
Here's how Saw Creek stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income51% higher than other cities
Home value48% pricier than other cities
Median rent54% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Saw Creek against every qualifying US city; each in-state rank narrows that to Pennsylvania only. Full formula and direction notes: methodology.
Pennsylvania-relative analysis
Median Gross Rent places Saw Creek near the bottom of Pennsylvania's cities
Among the 1,865 Pennsylvania cities PlainCities tracks with reported median gross rent data, Saw Creek ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Saw Creek only against its own state's cities, not the full US field.
Median Household Income
#774 of 1,765
56th percentile in Pennsylvania
Median Gross Rent
#1 of 1,865
0th percentile in Pennsylvania
Median Home Value
#537 of 1,790
70th percentile in Pennsylvania
Poverty Rate
#611 of 1,856
67th percentile in Pennsylvania
Bachelor's Degree or Higher
#850 of 1,861
54th percentile in Pennsylvania
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Pennsylvania only, not a livability score. See the methodology for the source and calculation.
Gauge source note
51st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Saw Creek's home value compares nationally
Median home value vs. every US city (population 1,000+)
$217,400Among the most affordablemore affordable than 52% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Saw Creek's home-value-to-income ratio: 3.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,016 of 15,516
More affordable than 55% of tracked cities (pop. 1,000+)
Size class
#5,879 of 11,323
Micro cities (under 10,000)
At 3.1×, Saw Creek sits in the moderate band:
national rank #7,016 of 15,516 and #5,879 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$70,992Saw Creek, PA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Saw Creek, PA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Saw Creek, PA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)22.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)9.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)54.8%
Census ACS S2301, share of working-age residents in the labor force
Population
3,980
Median Income
$70,992
Median Home Value
$217,400
Median Age
44.6
Poverty Rate
9.1%
Labor force participation
54.8%
Bachelor's Degree+
22.9%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
59.6%
Carpool
18.1%
Public Transit
7.8%
Walk
0.0%
Work from Home
11.1%
Other
3.4%
Based on 1,947 workers 16 and over.
Monthly Utility Costs
Pennsylvania statewide monthly utility average (EIA 2023): $260
EIA 2023 residential energy data puts average monthly utilities across Pennsylvania at $260 (electricity about $120 , water and sewer about $52 ).
These are Pennsylvania statewide averages, not a meter reading for Saw Creek. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Pennsylvania's BEA cost-of-living index is 97.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Saw Creek is $1,225/mo. FEMA's National Risk Index, averaged to Pennsylvania statewide on PlainCities, rates natural-hazard exposure at 67.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Pennsylvania statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Saw Creek sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Saw Creek compares to similar-size Pennsylvania cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.