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Place dossier plate
SheetSC-ST-ANDREWS-SC · St. Andrews, SC 20,953 pop · income 13th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around St. Andrews
Lowest/highest poles plus peers nearest St. Andrews on median household income. Full ladder: /browse and /rankings.
median HH income
Greenwood · lowest
40,253
Greenwood · lowest
40,253 median HH income
28.6% of the leader · rank #1
Cameron · near
45,313
Cameron · near
45,313 median HH income
32.2% of the leader · rank #2
Uvalde Estates · near
45,318
Uvalde Estates · near
45,318 median HH income
32.2% of the leader · rank #3
St. Andrews · this city
45,321
St. Andrews · this city
45,321 median HH income
32.2% of the leader · rank #4
Taylor Springs · near
45,323
Taylor Springs · near
45,323 median HH income
32.2% of the leader · rank #5
St. Francis · near
45,324
St. Francis · near
45,324 median HH income
32.2% of the leader · rank #6
Five Forks · highest
140,668
Five Forks · highest
140,668 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for St. Andrews on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 20,953.
St. Andrews ranks in the 13th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
13th
percentile, household income
26th
percentile, home value
46th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: St. Andrews, SC
Census ACS 2023 estimates count 20,953 residents in St. Andrews, a small city within South Carolina. Median household income here is $45,321 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 22.8%. Typical homes in St. Andrews are valued around $146,700, and the median resident age is 31.7 years. Educational attainment runs 25.8% of adults with a bachelor's degree or higher. Separately, 63.9% of working-age residents are in the labor force.
Living costs in South Carolina run below the national norm: BEA Regional Price Parities 2024 puts South Carolina at 93.7 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,155 per month. Monthly utility costs average around $224 across South Carolina, per EIA 2023 residential energy estimates. Workers in St. Andrews report an average commute of 18.7 minutes, with 78.0% driving alone and 9.7% working from home. On FEMA's National Risk Index, this area rates 70.7 out of 100 for natural-hazard exposure (High).
A decision-led reading path
Useful questions to ask of St. Andrews's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For St. Andrews, city-specific coverage includes commute-mode shares.
No matched row is reported here for within-city Census tract profiles, matched public-school count, local building permits, annual population history, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in St. Andrews?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.2 times median household income. The ACS poverty estimate is 22.8%, which keeps the citywide median from describing every household.
What does the journey to work look like in St. Andrews?
Driving alone is the largest reported mode at 78.0%. The reported mean trip to work is 18.7 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Which cities make useful reference points for St. Andrews?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within South Carolina, the closest population matches are Hanahan (21,119 residents, $84,061 income); Wade Hampton (20,703 residents, $75,522 income); Greenwood (22,527 residents, $40,253 income). Outside the state, the closest population matches in this dataset are Brushy Creek, TX (20,953 residents); Fort Walton Beach, FL (20,956 residents); Covington, WA (20,957 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Low income · poverty 22.8% (Highest-decile poverty)
Cost of Living Index (state)
93.7 (US=100)
Near national cost · BEA RPP 2024, South Carolina average
F
City profile score · St. Andrews, SC
34/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B
93.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share C-
25.8%
Adults with a bachelor's degree or higher; ACS.
Household income F
$45,321
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
22.8%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
St. Andrews profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 70/100 (B) · 93.7 index
Bachelor's+ share: 51/100 (C-) · 25.8%
Household income: 14/100 (F) · $45,321
Poverty rate: 9/100 (F) · 22.8%
How does St. Andrews compare to other US cities?
Where St. Andrews sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income13% higher than other cities
Home value26% pricier than other cities
Median rent46% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares St. Andrews against every qualifying US city; each in-state rank narrows that to South Carolina only. Full formula and direction notes: methodology.
South Carolina-relative analysis
Median Gross Rent places St. Andrews near the bottom of South Carolina's cities
Among the 441 South Carolina cities PlainCities tracks with reported median gross rent data, St. Andrews ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares St. Andrews only against its own state's cities, not the full US field.
Median Household Income
#256 of 403
36th percentile in South Carolina
Median Gross Rent
#1 of 441
0th percentile in South Carolina
Median Home Value
#222 of 404
45th percentile in South Carolina
Poverty Rate
#108 of 439
75th percentile in South Carolina
Bachelor's Degree or Higher
#138 of 441
69th percentile in South Carolina
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within South Carolina only, not a livability score. See the methodology for the source and calculation.
Gauge source note
13th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How St. Andrews's home value compares nationally
Median home value vs. every US city (population 1,000+)
$146,700Among the most affordablemore affordable than 74% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
St. Andrews's home-value-to-income ratio: 3.2×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,864 of 15,516
More affordable than 49% of tracked cities (pop. 1,000+)
Size class
#1,221 of 3,317
Small cities (10,000–49,999)
At 3.2×, St. Andrews sits in the moderate band:
national rank #7,864 of 15,516 and #1,221 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$45,321St. Andrews, SC median household income (Census ACS)
Show U.S. national quintile / Lorenz context St. Andrews, SC median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for St. Andrews, SC.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)25.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)22.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.9%
Census ACS S2301, share of working-age residents in the labor force
Population
20,953
Median Income
$45,321
Median Home Value
$146,700
Median Age
31.7
Poverty Rate
22.8%
Labor force participation
63.9%
Bachelor's Degree+
25.8%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
18.7 minutes
Drive Alone
78.0%
Carpool
6.1%
Public Transit
1.4%
Walk
1.5%
Work from Home
9.7%
Other
3.3%
Based on 10,125 workers 16 and over.
Monthly Utility Costs
South Carolina statewide monthly utility average (EIA 2023): $224
EIA 2023 residential energy data puts average monthly utilities across South Carolina at $224 (electricity about $130 , water and sewer about $42 ).
These are South Carolina statewide averages, not a meter reading for St. Andrews. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
South Carolina's BEA cost-of-living index is 93.7 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around St. Andrews is $1,155/mo. FEMA's National Risk Index, averaged to South Carolina statewide on PlainCities, rates natural-hazard exposure at 70.7 / 100 (High).
Cost/risk geography note
Cost of living is a South Carolina statewide BEA average; rent is a county-level HUD Fair Market Rent for the county St. Andrews sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How St. Andrews compares to similar-size South Carolina cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.