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Place dossier plate
SheetTN-ATOKA-TN · Atoka, TN 10,237 pop · income 68th pct · 13 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Atoka
Lowest/highest poles plus peers nearest Atoka on median household income. Full ladder: /browse and /rankings.
median HH income
Paris · lowest
39,365
Paris · lowest
39,365 median HH income
44.1% of the leader · rank #1
North Ballsto… · near
86,917
North Ballsto… · near
86,917 median HH income
97.4% of the leader · rank #2
Cornwells Hei… · near
86,917
Cornwells Hei… · near
86,917 median HH income
97.4% of the leader · rank #3
Housatonic · near
86,920
Housatonic · near
86,920 median HH income
97.4% of the leader · rank #4
Atoka · this city
86,922
Atoka · this city
86,922 median HH income
97.4% of the leader · rank #5
Maria Stein · near
86,923
Maria Stein · near
86,923 median HH income
97.4% of the leader · rank #6
Waimea CDP (H… · highest
89,268
Waimea CDP (H… · highest
89,268 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Atoka on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 10,237.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Atoka - the verdict
Out of every US city with 1,000+ residents, Atoka places in the 68th percentile for household income and the 77th percentile for safety. Source: Census ACS + FBI UCR.
68th
percentile, household income
62nd
percentile, home value
34th
percentile, median rent
77th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Atoka, TN
Tennessee's Atoka is a small town, with 10,237 residents per the latest Census Bureau ACS figures. Atoka households earn a median of $86,922 annually, above the median for U.S. cities on this measure, with a poverty rate of 6.0%. Typical homes in Atoka are valued around $283,500, and the median resident age is 39.1 years. About 27.7% of adults hold a bachelor's degree or higher, while 57.8% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 41 residential units were authorized in 2024 (Construction Slowdown), down 44% from five years earlier. Atoka reports a comparatively low crime rate: FBI UCR reporting places total crime at 695.9 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Living costs in Tennessee run below the national norm: BEA Regional Price Parities 2024 puts Tennessee at 91.9 on a 100-equals-national-average scale (Well Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,118 monthly. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. Natural-hazard exposure scores 52.5 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Atoka's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to reported crime to schools and households to work and mobility to population change to within-city variation; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Atoka, city-specific coverage includes commute-mode shares, FBI reported-crime rates, annual population history, within-city Census tract profiles, local building permits, matched public-school count.
All six city-specific enrichment layers used by this profile are present.
1. Housing and income
How far does income reach against housing in Atoka?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.3 times median household income. The ACS poverty estimate is 6.0%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Atoka?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Tennessee, the closest population matches are Paris (10,313 residents, $39,365 income); Clinton (10,141 residents, $64,005 income); Lenoir City (10,681 residents, $60,480 income). Outside the state, the closest population matches in this dataset are Kennett, MO (10,236 residents); Massena, NY (10,234 residents); Oneida, NY (10,240 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What can the FBI record say about safety in Atoka?
The joined FBI UCR record reports 695.9 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 69% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
PlainCities matches 13 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Atoka?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 27.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Poverty estimate
6.0%
Bachelor's degree+
27.7%
Matched public schools
1
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Driving alone is the largest reported mode at 86.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Drive alone
86.9%
Work from home
9.0%
Public transit
0.0%
City-level Census ACS commuting estimates covering 4,731 workers age 16+.
Census PEP estimates show the population grew by +589 residents from 2020 to 2025, a +5.9% change. Separately, Census BPS recorded 41 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
2020 estimate
10,056
2025 estimate
10,645
Period change
+5.9%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above median income · poverty 6.0% (Below-median poverty)
Cost of Living Index (state)
91.9 (US=100)
Affordable · BEA RPP 2024, Tennessee average
C+
City profile score · Atoka, TN
62/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B+
91.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income B-
$86,922
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C
6.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C-
27.7%
Adults with a bachelor's degree or higher; ACS.
Violent crime C-
176 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Atoka profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 78/100 (B+) · 91.9 index
Household income: 66/100 (B-) · $86,922
Poverty rate: 59/100 (C) · 6.0%
Bachelor's+ share: 54/100 (C-) · 27.7%
Violent crime: 52/100 (C-) · 176 /100k
Where Atoka sits on home value vs crime among peer cities
Atoka's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Atoka highlighted among 11 peers.Read the chart values
Atoka, TN (this city): home $283,500, crime 696/100k
Kennett, MO : home $103,600, crime 4,552/100k
Oneida, NY : home $146,300, crime 3,872/100k
North Bend, OR : home $306,600, crime 3,390/100k
Raymondville, TX : home $48,200, crime 2,852/100k
Paris, TN : home $142,700, crime 1,853/100k
Clinton, TN : home $204,700, crime 2,598/100k
Lenoir City, TN : home $214,300, crime 1,951/100k
Fairview, TN : home $354,900, crime 591/100k
Brownsville, TN : home $119,700, crime 3,541/100k
Martin, TN : home $177,700, crime 1,384/100k
How does Atoka compare to other US cities?
Here's how Atoka stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income68% higher than other cities
Home value62% pricier than other cities
Median rent34% pricier than other cities
Safety77% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Tennessee, Atoka ranks #27 of 174 Tennessee cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Atoka against every qualifying US city; each in-state rank narrows that to Tennessee only. Full formula and direction notes: methodology.
Tennessee-relative analysis
Median Gross Rent places Atoka near the bottom of Tennessee's cities
Among the 482 Tennessee cities PlainCities tracks with reported median gross rent data, Atoka ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Atoka only against its own state's cities, not the full US field.
Median Household Income
#63 of 458
86th percentile in Tennessee
Median Gross Rent
#1 of 482
0th percentile in Tennessee
Median Home Value
#85 of 455
81st percentile in Tennessee
Poverty Rate
#321 of 482
33rd percentile in Tennessee
Bachelor's Degree or Higher
#114 of 482
76th percentile in Tennessee
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Tennessee only, not a livability score. See the methodology for the source and calculation.
Gauge source note
68th percentile nationally for median household income · 77th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Atoka's profile vs. every US city
Income, affordability, and safety percentile
Atoka's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Atoka's home value compares nationally
Median home value vs. every US city (population 1,000+)
$283,50038th percentilemore affordable than 38% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Atoka's home-value-to-income ratio: 3.3×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,951 of 15,516
More affordable than 49% of tracked cities (pop. 1,000+)
Size class
#1,247 of 3,317
Small cities (10,000–49,999)
At 3.3×, Atoka sits in the moderate band:
national rank #7,951 of 15,516 and #1,247 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$86,922Atoka, TN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Atoka, TN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Atoka, TN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)27.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)57.8%
Census ACS S2301, share of working-age residents in the labor force
Population
10,237
Median Income
$86,922
Median Home Value
$283,500
Median Age
39.1
Poverty Rate
6.0%
Labor force participation
57.8%
Bachelor's Degree+
27.7%
Safety & Crime
Total Crime Rate
695.9
per 100,000 residents
Violent Crime
176.3
per 100,000 residents
Property Crime
519.6
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Atoka's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
10,056 residents
2021
10,208 residents
2022
10,436 residents
2023
10,554 residents
2024
10,625 residents
2025
10,645 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
41
housing units authorized
Single-Family
41
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
73
73
0
$9.7M
2020
85
85
0
$11.3M
2021
96
96
0
$12.7M
2022
47
47
0
$8.2M
2023
37
37
0
$7.4M
2024
41
41
0
$7.9M
Permit volume decreased 44% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
86.9%
Carpool
3.7%
Public Transit
0.0%
Walk
0.0%
Work from Home
9.0%
Based on 4,731 workers 16 and over.
Monthly Utility Costs
Tennessee statewide monthly utility average (EIA 2023): $218
EIA 2023 residential energy data puts average monthly utilities across Tennessee at $218 (electricity about $120 , water and sewer about $40 ).
These are Tennessee statewide averages, not a meter reading for Atoka. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Tennessee's BEA cost-of-living index is 91.9 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Atoka is $1,118/mo. FEMA's National Risk Index, averaged to Tennessee statewide on PlainCities, rates natural-hazard exposure at 52.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Tennessee statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Atoka sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Atoka compares to similar-size Tennessee cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.