City · Tennessee
Cowan, Tennessee
Cowan, city, in Franklin County, Tennessee. Cowan had 1,799 residents on July 1, 2025 by the Census Bureau's estimate, up 2.0% since 2020; the 2020 Census counted 1,759 and the ACS 2020-2024 5-year estimates put it at 1,934 (±438). GEOID 4717700.
Residents, July 2025 estimate
1,799
Census Bureau estimate (no margin published)
2020 Census count: 1,759 · ACS 2020-2024: 1,934 ±438
Median household income
$46,406
±$14,251 (90% margin)
Tennessee: $69,595
Median home value
$174,500
±$25,044 (90% margin)
Tennessee: $286,700
Median gross rent
$787
±$110 (90% margin)
Tennessee: $1,189
Where is Cowan and what county is it in?
Cowan is a city in Franklin County, Tennessee. It covers 2.1 square miles of land, 832 residents per square mile in 2020.
Cowan is in the Winchester, TN micropolitan statistical area (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Cowan, and is it growing?
The Census Bureau estimates that 1,799 people lived in Cowan on July 1, 2025, up 2.0% since 2020, slower than Tennessee (+5.8%). The 2020 Census counted 1,759 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 1,934 (±438).
| Measure | Cowan | Franklin County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 1,934 ±438 | 43,990 | +621 |
| Households | 696 ±134 | 17,445 | no clear change |
| Average household size | 2.72 ±0.40 | 2.38 | +0.64 |
| Housing units | 730 ±142 | 20,110 | no clear change |
Cowan's population since 2000
From 1,770 in 2000 to 1,799 in 2025: up 1.6%. The 2000, 2010 and 2020 figures are census counts, each for Cowan as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Cowan?
The median resident of Cowan is 35.6 years old; 32.1% are under 18 and 18.7% are 65 or older. The largest group is non-Hispanic white residents at 82.3%, then non-Hispanic Black residents at 12.7%.
| Measure | Cowan | Franklin County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 35.6 ±7.1 | 42.2 | −10.1 |
| Under 18 years | 32.1% ±7.1 pts | 19.6% | – |
| 65 years and over | 18.7% ±4.9 pts | 20.9% | – |
| Male | 44.0% ±6.0 pts | 49.4% | – |
| Hispanic or Latino (any race) | 1.0% ±1.1 pts | 3.8% | – |
| White alone, not Hispanic | 82.3% ±7.1 pts | 87.4% | no clear change |
| Black or African American alone, not Hispanic | 12.7% ±6.8 pts | 4.9% | no clear change |
| Asian alone, not Hispanic | 0.1% ±0.2 pts | 0.9% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.3 pts | 0.1% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.3 pts | 0.0% | – |
| Two or more races, not Hispanic | 3.9% ±3.1 pts | 2.7% | – |
| Some other race alone, not Hispanic | 0.0% ±2.3 pts | 0.3% | – |
| Born outside the United States | 0.1% ±0.3 pts | 2.6% | – |
| Speak a language other than English at home (age 5+) | 0.8% ±0.7 pts | 4.1% | – |
| Civilian veterans (age 18+) | 9.0% ±5.0 pts | 10.5% | – |
| With a disability | 20.6% ±5.5 pts | 18.6% | – |
| No health insurance coverage | 11.8% ±5.4 pts | 7.8% | no clear change |
| High school graduate or higher (age 25+) | 85.4% ±5.8 pts | 91.8% | – |
| Bachelor's degree or higher (age 25+) | 13.3% ±4.3 pts | 23.9% | no clear change |
| Graduate or professional degree (age 25+) | 3.6% ±1.9 pts | 9.2% | – |
| Lived in the same house a year earlier | 87.2% ±6.5 pts | 89.4% | – |
| Moved from another state in the past year | 0.6% ±0.8 pts | 1.9% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Cowan earn?
Half of Cowan's 696 households earn less than $46,406 a year (±$14,251), against $63,494 in Franklin County and $69,595 in Tennessee. In 2015-2019 it was $33,252 in 2024 dollars; the margins of error cannot tell the two periods apart. 30.8% of residents live below the poverty line.
| Measure | Cowan | Franklin County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $46,406 ±$14,251 | $63,494 | no clear change |
| Mean household income | $56,138 ±$6,810 | $81,726 | – |
| Per capita income | $21,704 ±$3,155 | $34,060 | no clear change |
| People below the poverty line | 30.8% ±8.1 pts | 12.0% | no clear change |
| Children under 18 below the poverty line | 54.2% ±15.2 pts | 18.8% | +22.6 pts |
| Households receiving SNAP | 29.2% ±9.3 pts | 8.3% | – |
| Households with a computer | 90.5% ±4.8 pts | 92.6% | – |
| Households with a broadband subscription | 83.3% ±5.4 pts | 83.5% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Cowan?
Owners occupy 59.5% of Cowan's occupied homes and renters 40.5%. The median owner-occupied home is valued at $174,500 by its owner (±$25,044). The median renter pays $787 a month including utilities, and 27.0% of renters pay 35% or more of their income on rent.
| Measure | Cowan | Franklin County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $174,500 ±$25,044 | $236,900 | +$77,767 |
| Median gross rent | $787 ±$110 | $894 | no clear change |
| Renters paying 35% or more of income on rent | 27.0% ±12.9 pts | 30.7% | no clear change |
| Median monthly owner costs, with a mortgage | $1,022 ±$125 | $1,352 | – |
| Owner-occupied homes | 59.5% ±9.1 pts | 77.4% | no clear change |
| Renter-occupied homes | 40.5% ±9.1 pts | 22.6% | – |
| Housing units | 730 ±142 | 20,110 | no clear change |
| Homeowner vacancy rate | 0.0% ±10.3 pts | 0.7% | – |
| Rental vacancy rate | 0.0% ±14.7 pts | 5.2% | – |
| Single-family detached homes | 73.4% ±8.9 pts | 82.7% | – |
| Mobile homes | 8.9% ±5.0 pts | 8.1% | – |
| Built 2020 or later | 1.1% ±1.0 pts | 3.9% | – |
| Built 2010 to 2019 | 4.5% ±3.9 pts | 8.9% | – |
| Built 1939 or earlier | 14.9% ±4.9 pts | 6.7% | – |
| Households with no vehicle | 4.7% ±3.4 pts | 4.1% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Cowan building?
Builders took permits for 0 new housing units in Cowan in 2025 (0 in single-family houses), 0.0 per 1,000 residents against 5.9 across Tennessee.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Cowan work and get to work?
81.8% of Cowan's workers drive alone. The average trip to work takes 27.7 minutes. The unemployment rate in 2020-2024 averaged 10.5%.
| Measure | Cowan | Franklin County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 51.1% ±7.3 pts | 56.6% | – |
| Unemployment rate | 10.5% ±6.6 pts | 2.8% | – |
| Drove alone to work | 81.8% ±8.9 pts | 81.3% | – |
| Carpooled | 10.1% ±6.6 pts | 6.5% | – |
| Public transportation | 0.0% ±6.4 pts | 0.0% | – |
| Walked | 2.5% ±4.0 pts | 2.6% | – |
| Worked from home | 5.6% ±5.5 pts | 8.3% | – |
| Mean travel time to work | 27.7 min ±4.0 | 25.1 min | +6.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Cowan?
No census tract lies mostly in Cowan; 1 tract reaches into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 9606Franklin County | 4,861 | $54,417 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Cowan) · Census block assignment files
How does Cowan compare with other places in Tennessee?
By the Census Bureau's July 2025 estimates, Cowan is the 8,070th-most populous of the 19,476 U.S. incorporated places that have one and the 188th-most populous of 345 in Tennessee.
Cowan ranks 226th of 287 places in Tennessee with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 188th | 345 |
| Growth 2020-2025 (PEP) | 148th | 230 |
| Residents per square mile | 107th | 289 |
| Median household income | 226th | 287 |
| Per capita income | 272nd | 289 |
| Median home value | 199th | 285 |
| Median gross rent | 181st | 265 |
| Poverty rate | 17th | 239 |
| Bachelor's degree or higher | 221st | 276 |
| Median age | 231st | 289 |
| Owner-occupied share | 202nd | 289 |
| Travel time to work | 96th | 288 |
Cowan's figures with every place in Tennessee (CSV)
Every place in Tennessee, sortable · Compare Cowan with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Cowan?
17 of the 57 figures for Cowan on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Cowan are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Cowan.