City profile · Tennessee · Census ACS 2023

Cross Plains, TN

Population, income, housing, safety, climate and schools for Cross Plains - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,809
Residents
$72,734
Median income
$295,000
Median home
$1,730
Median rent (state)

Cross Plains - the verdict

Out of every US city with 1,000+ residents, Cross Plains places in the 53rd percentile for household income. Source: Census ACS.

53rd
percentile, household income
64th
percentile, home value
70th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cross Plains, TN

1,809 people live in Cross Plains, Tennessee - a small town by U.S. Census Bureau ACS 2023 estimates. Cross Plains households earn a median of $72,734 annually, above the median for U.S. cities on this measure, with a poverty rate of 0.6%. Home values in Cross Plains run a median of $295,000, and the median resident age is 39.9 years. Educational attainment runs 17.8% of adults with a bachelor's degree or higher. Separately, 67.1% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Construction Slowdown), down 78% from five years earlier.

Living costs in Tennessee run below the national norm: the state registers 91.9 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,730 per month statewide. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. The average commute for Cross Plains workers runs 33.9 minutes, with 83.6% driving alone and 8.1% working from home. Natural-hazard exposure scores 60.4 out of 100 on FEMA's National Risk Index (Moderate).

Population

1,809 residents

Census ACS 2023 - Tennessee

Median Household Income

$72,734 /yr

Poverty 0.6%

Cost of Living Index (state)

91.9 (US=100)

Well Below Average - BEA RPP 2024, Tennessee average

How does Cross Plains compare to other US cities?

Cross Plains measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 53% higher than other cities
Home value 64% pricier than other cities
Median rent 70% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Cross Plains against every qualifying US city; each in-state rank narrows that to Tennessee only. Full formula and direction notes: methodology.

Tennessee-relative analysis

Poverty Rate places Cross Plains toward the bottom of Tennessee's cities

Among the 482 Tennessee cities PlainCities tracks with reported poverty rate data, Cross Plains ranks #423 - the 12th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cross Plains only against its own state's cities, not the full US field.

Median Household Income
#114 of 458
75th percentile in Tennessee
Median Gross Rent
#1 of 482
86th percentile in Tennessee
Median Home Value
#78 of 455
83rd percentile in Tennessee
Poverty Rate
#423 of 482
12th percentile in Tennessee
Bachelor's Degree or Higher
#221 of 482
54th percentile in Tennessee

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Tennessee only, not a livability score. See the methodology for the source and calculation.

53rdIncome percentile

53rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cross Plains's home value compares nationally

Median home value vs. every US city (population 1,000+)

$295,000 36th percentile more affordable than 36% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cross Plains $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cross Plains, TN Cross Plains, TN's reported median household income shown against the U.S. national quintile-share pattern (not Cross Plains, TN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cross Plains, TN median $72,734/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cross Plains, TN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cross Plains, TN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 17.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 67.1%

Census ACS S2301, share of working-age residents in the labor force

Population
1,809
Median Income
$72,734
Median Home Value
$295,000
Median Age
39.9
Poverty Rate
0.6%
Labor force participation
67.1%
Bachelor's Degree+
17.8%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,750 residents1,800 residents1,850 residents1,900 residents1,950 residents 202020212022202320242025 1,786 residents 1,919 residents ▲ +7.4%
Cross Plains's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 9
2020 22
2021 12
2022 19
2023 0
2024 2

Permit volume decreased 78% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
33.9 minutes
Drive Alone
83.6%
Carpool
8.2%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.1%

Based on 948 workers 16 and over.

Monthly Utility Costs

State-average estimates for Tennessee - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$58
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$218
estimated/month

Estimates reflect Tennessee state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Tennessee state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cross Plains sits in

Cost of Living Index
91.9
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,730/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
60.4 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Tennessee

McEwen
1,814 people
Monteagle
1,818 people
Jellico
1,821 people
Mowbray Mountain
1,797 people
New Market
1,789 people
Vonore
1,829 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cross Plains's 1,809 residents (Census ACS 5-Year 2023).

Dillsboro, IN
1,809 people
Farley, IA
1,809 people
Lenox, MA
1,809 people
Terry, MS
1,809 people
Cleona, PA
1,809 people
Trevorton, PA
1,809 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cross Plains's $72,734 (Census ACS 5-Year 2023, table B19013).

Big Chimney, WV
$72,740 median income
Wrightsville, PA
$72,727 median income
Endwell, NY
$72,742 median income
Florence, TX
$72,743 median income
St. Augustine Shores, FL
$72,724 median income
Lamar, PA
$72,721 median income

Race & Ethnicity Composition

Race and ethnicity - Cross Plains, TN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cross Plains, TN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 91.0% ETHNICITY, Hispanic or Latino (any race) 1.9% White 91.0% Black or African American 3.1% Asian 1.9% American Indian 0.1% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cross Plains compares to nearby Tennessee cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cross Plains (this city) 1,809 $72,734
McEwen 1,814 $71,563
Monteagle 1,818 $53,005
Jellico 1,821 $41,111
Census ACS 5-year FIPS TN NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cross Plains, TN?

What is the population of Cross Plains, TN? +

Cross Plains, TN has a population of 1,809 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cross Plains, TN? +

Median annual household income in Cross Plains runs $72,734, based on Census ACS 2023 data.

What is the cost of living in Cross Plains? +

BEA does not publish a city-level cost-of-living figure for Cross Plains; the closest available measure is the Tennessee state average, a cost of living index of 91.9 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Tennessee vary by metro area.

What is the median home value in Cross Plains, TN? +

Homes in Cross Plains carry a median value of $295,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.