City profile · Tennessee · Census ACS 2023

Loretto, TN

Population, income, housing, safety, climate and schools for Loretto - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,757
Residents
$51,771
Median income
$133,000
Median home
$939
Median rent (state)

Loretto - the verdict

Measured against every US city with at least 1,000 residents, Loretto lands in the 22nd percentile for household income. Source: Census ACS.

22nd
percentile, household income
22nd
percentile, home value
10th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Loretto, TN

Loretto is a small town in Tennessee, home to 1,757 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Loretto brings in $51,771 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 8.1%. Home values in Loretto run a median of $133,000, and the median resident age is 41.6 years. About 19.2% of adults hold a bachelor's degree or higher, while 55.3% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits).

Living costs in Tennessee run below the national norm: the state registers 91.9 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $939 monthly. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 69.7 out of 100 for natural-hazard exposure (Moderate).

Population

1,757 residents

Census ACS 2023 - Tennessee

Median Household Income

$51,771 /yr

Poverty 8.1%

Cost of Living Index (state)

91.9 (US=100)

Well Below Average - BEA RPP 2024, Tennessee average

How does Loretto compare to other US cities?

Loretto measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 22% higher than other cities
Home value 22% pricier than other cities
Median rent 10% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Loretto against every qualifying US city; each in-state rank narrows that to Tennessee only. Full formula and direction notes: methodology.

Tennessee-relative analysis

Median Home Value places Loretto toward the bottom of Tennessee's cities

Among the 455 Tennessee cities PlainCities tracks with reported median home value data, Loretto ranks #340 - the 25th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Loretto only against its own state's cities, not the full US field.

Median Household Income
#275 of 458
40th percentile in Tennessee
Median Gross Rent
#320 of 482
32nd percentile in Tennessee
Median Home Value
#340 of 455
25th percentile in Tennessee
Poverty Rate
#281 of 482
41st percentile in Tennessee
Bachelor's Degree or Higher
#200 of 482
58th percentile in Tennessee

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Tennessee only, not a livability score. See the methodology for the source and calculation.

22ndIncome percentile

22nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Loretto's home value compares nationally

Median home value vs. every US city (population 1,000+)

$133,000 Among the most affordable more affordable than 78% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Loretto $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Loretto, TN Loretto, TN's reported median household income shown against the U.S. national quintile-share pattern (not Loretto, TN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Loretto, TN median $51,771/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Loretto, TN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Loretto, TN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 19.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 55.3%

Census ACS S2301, share of working-age residents in the labor force

Population
1,757
Median Income
$51,771
Median Home Value
$133,000
Median Age
41.6
Poverty Rate
8.1%
Labor force participation
55.3%
Bachelor's Degree+
19.2%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,700 residents1,750 residents1,800 residents1,850 residents 202020212022202320242025 1,728 residents 1,813 residents ▲ +4.9%
Loretto's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
83.3%
Carpool
10.3%
Public Transit
0.9%
Walk
0.9%
Work from Home
4.6%

Based on 779 workers 16 and over.

Monthly Utility Costs

State-average estimates for Tennessee - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$58
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$218
estimated/month

Estimates reflect Tennessee state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Tennessee state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Loretto sits in

Cost of Living Index
91.9
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$939/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
69.7 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Tennessee

Walden
1,762 people
Unionville
1,751 people
Burns
1,746 people
Cowan
1,777 people
Celina
1,782 people
New Market
1,789 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Loretto's 1,757 residents (Census ACS 5-Year 2023).

Blountsville, AL
1,757 people
Stratford Downtown, CT
1,758 people
Shamokin Dam, PA
1,758 people
Bartlett, TX
1,758 people
Kentland, IN
1,759 people
Shelburne Falls, MA
1,755 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Loretto's $51,771 (Census ACS 5-Year 2023, table B19013).

Unionville, MO
$51,771 median income
Petrolia, TX
$51,771 median income
Miller, SD
$51,774 median income
Midfield, AL
$51,776 median income
College Station, TX
$51,776 median income
Friant, CA
$51,765 median income

Race & Ethnicity Composition

Race and ethnicity - Loretto, TN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Loretto, TN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.1% ETHNICITY, Hispanic or Latino (any race) 0.1% White 95.1% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 4.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Loretto compares to nearby Tennessee cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Loretto (this city) 1,757 $51,771
Walden 1,762 $135,000
Unionville 1,751 $76,671
Burns 1,746 $67,321
Census ACS 5-year FIPS TN NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Loretto, TN?

What is the population of Loretto, TN? +

1,757 people live in Loretto, TN according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Loretto, TN? +

The median household income in Loretto is $51,771 per year, based on Census ACS 2023 data.

What is the cost of living in Loretto? +

BEA does not publish a city-level cost-of-living figure for Loretto; the closest available measure is the Tennessee state average, a cost of living index of 91.9 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Tennessee vary by metro area.

What is the median home value in Loretto, TN? +

Homes in Loretto carry a median value of $133,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.