City profile · Tennessee · Census ACS 2023

Monterey, TN

Population, income, housing, safety, climate and schools for Monterey - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

2,751
Residents
$42,402
Median income
$130,600
Median home
$925
Median rent (state)

Monterey - the verdict

Nationally, Monterey sits in the 10th percentile for household income and the 40th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

10th
percentile, household income
21st
percentile, home value
7th
percentile, median rent
40th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Monterey, TN

Tennessee's Monterey is a small town, with 2,751 residents per the latest Census Bureau ACS figures. Monterey households earn a median of $42,402 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 17.5%. Monterey's housing stock carries a median value of $130,600, and the median resident age is 27.1 years. About 8.2% of adults hold a bachelor's degree or higher, while 57.2% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits), down 100% from five years earlier. Monterey reports a comparatively low crime rate: FBI UCR reporting places total crime at 1675.8 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). The annual average temperature per NOAA climate normals runs 56.4°F with 64.3 inches of precipitation per year and 16.0 inches of snowfall.

Living costs in Tennessee run below the national norm: the state registers 91.9 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $925 monthly. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. Natural-hazard exposure scores 22.2 out of 100 on FEMA's National Risk Index (Very Low).

Population

2,751 residents

Census ACS 2023 - Tennessee

Median Household Income

$42,402 /yr

Poverty 17.5%

Cost of Living Index (state)

91.9 (US=100)

Well Below Average - BEA RPP 2024, Tennessee average

How does Monterey compare to other US cities?

Here's how Monterey stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 10% higher than other cities
Home value 21% pricier than other cities
Median rent 7% pricier than other cities
Safety 40% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Tennessee, Monterey ranks #97 of 174 Tennessee cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Monterey against every qualifying US city; each in-state rank narrows that to Tennessee only. Full formula and direction notes: methodology.

Tennessee-relative analysis

Median Gross Rent places Monterey near the bottom of Tennessee's cities

Among the 482 Tennessee cities PlainCities tracks with reported median gross rent data, Monterey ranks #341 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Monterey only against its own state's cities, not the full US field.

Median Household Income
#374 of 458
18th percentile in Tennessee
Median Gross Rent
#341 of 482
0th percentile in Tennessee
Median Home Value
#345 of 455
24th percentile in Tennessee
Poverty Rate
#110 of 482
77th percentile in Tennessee
Bachelor's Degree or Higher
#411 of 482
14th percentile in Tennessee

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Tennessee only, not a livability score. See the methodology for the source and calculation.

10thIncome percentile
40thSafety percentile

10th percentile nationally for median household income · 40th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Monterey's profile vs. every US city

Income, affordability, and safety percentile

Monterey's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 45 Avg. percentile National median
Monterey's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Monterey's home value compares nationally

Median home value vs. every US city (population 1,000+)

$130,600 Among the most affordable more affordable than 79% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Monterey $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Monterey, TN Monterey, TN's reported median household income shown against the U.S. national quintile-share pattern (not Monterey, TN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Monterey, TN median $42,402/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Monterey, TN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Monterey, TN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 8.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 17.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 57.2%

Census ACS S2301, share of working-age residents in the labor force

Population
2,751
Median Income
$42,402
Median Home Value
$130,600
Median Age
27.1
Poverty Rate
17.5%
Labor force participation
57.2%
Bachelor's Degree+
8.2%

Safety & Crime

Total Crime Rate
1675.8
per 100,000 residents
Violent Crime
364.3
per 100,000 residents
Property Crime
1311.5
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
56.4°F
Annual Precipitation
64.3"
Annual Snowfall
16.0"

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,700 residents2,750 residents2,800 residents2,850 residents 202020212022202320242025 2,748 residents 2,827 residents ▲ +2.9%
Monterey's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 4
2020 1
2021 0
2022 2
2023 2
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
82.5%
Carpool
13.5%
Public Transit
0.0%
Walk
0.4%
Work from Home
3.6%

Based on 1,119 workers 16 and over.

Monthly Utility Costs

State-average estimates for Tennessee - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$58
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$218
estimated/month

Estimates reflect Tennessee state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Tennessee state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Monterey sits in

Cost of Living Index
91.9
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$925/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
22.2 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Tennessee

Woodbury
2,747 people
Westmoreland
2,735 people
Sale Creek
2,775 people
New Tazewell
2,779 people
Jacksboro
2,780 people
Coalfield
2,782 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Monterey's 2,751 residents (Census ACS 5-Year 2023).

Pine Ridge, PA
2,751 people
Van, TX
2,751 people
McLeansboro, IL
2,750 people
Galena, KS
2,752 people
New Richmond, OH
2,750 people
Cecil-Bishop, PA
2,752 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Monterey's $42,402 (Census ACS 5-Year 2023, table B19013).

Ridgway, IL
$42,404 median income
Aurora, MN
$42,406 median income
Jasper, TX
$42,407 median income
Cushman, AR
$42,411 median income
Donalsonville, GA
$42,393 median income
North Santee, SC
$42,393 median income

Race & Ethnicity Composition

Race and ethnicity - Monterey, TN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Monterey, TN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 74.3% 6.8% 15.4% ETHNICITY, Hispanic or Latino (any race) 26.0% White 74.3% Black or African American 0.0% Asian 0.0% American Indian 6.8% Native Hawaiian 0.0% Some other race 3.5% Two or more races 15.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Monterey compares to nearby Tennessee cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Monterey (this city) 2,751 $42,402
Woodbury 2,747 $51,506
Westmoreland 2,735 $58,750
Sale Creek 2,775 $60,109
Census ACS 5-year FIPS TN FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Monterey, TN?

What is the population of Monterey, TN? +

Monterey, TN has a population of 2,751 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Monterey, TN? +

Monterey households earn a median of $42,402 annually, based on Census ACS 2023 data.

What is the cost of living in Monterey? +

BEA does not publish a city-level cost-of-living figure for Monterey; the closest available measure is the Tennessee state average, a cost of living index of 91.9 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Tennessee vary by metro area.

Is Monterey, TN safe? +

Monterey has a total crime rate of 1675.8 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Monterey, TN? +

The median home value in Monterey is $130,600, according to Census ACS 2023 estimates.

What is the climate like in Monterey? +

The average annual temperature in Monterey runs 56.4°F, 64.3 inches of precipitation, and 16.0 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.