Town · Tennessee
Monterey, Tennessee
Monterey, town, in Putnam County, Tennessee. Monterey had 2,827 residents on July 1, 2025 by the Census Bureau's estimate, up 2.9% since 2020; the 2020 Census counted 2,746 and the ACS 2020-2024 5-year estimates put it at 2,768 (±35). GEOID 4749760.
Residents, July 2025 estimate
2,827
Census Bureau estimate (no margin published)
2020 Census count: 2,746 · ACS 2020-2024: 2,768 ±35
Median household income
$45,922
±$5,186 (90% margin)
Tennessee: $69,595
Median home value
$165,000
±$19,313 (90% margin)
Tennessee: $286,700
Median gross rent
$715
±$123 (90% margin)
Tennessee: $1,189
Where is Monterey and what county is it in?
Monterey is a town in Putnam County, Tennessee. It covers 3.0 square miles of land, 907 residents per square mile in 2020.
Monterey is in the Cookeville, TN micropolitan statistical area, which takes in 4 counties (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Monterey, and is it growing?
The Census Bureau estimates that 2,827 people lived in Monterey on July 1, 2025, up 2.9% since 2020, slower than Tennessee (+5.8%). The 2020 Census counted 2,746 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 2,768 (±35).
| Measure | Monterey | Putnam County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 2,768 ±35 | 82,558 | −72 |
| Households | 931 ±117 | 33,601 | no clear change |
| Average household size | 2.89 ±0.36 | 2.35 | no clear change |
| Housing units | 1,071 ±134 | 36,506 | no clear change |
Monterey's population since 2000
From 2,717 in 2000 to 2,827 in 2025: up 4.0%. The 2000, 2010 and 2020 figures are census counts, each for Monterey as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Monterey?
The median resident of Monterey is 27.0 years old; 35.7% are under 18 and 14.7% are 65 or older. The largest group is non-Hispanic white residents at 83.1%, then Hispanic or Latino residents (of any race) at 15.6%.
| Measure | Monterey | Putnam County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 27.0 ±3.7 | 36.0 | no clear change |
| Under 18 years | 35.7% ±5.7 pts | 20.9% | – |
| 65 years and over | 14.7% ±4.0 pts | 16.5% | – |
| Male | 49.7% ±5.4 pts | 49.9% | – |
| Hispanic or Latino (any race) | 15.6% ±6.6 pts | 8.4% | −22.8 pts |
| White alone, not Hispanic | 83.1% ±6.7 pts | 85.0% | +24.4 pts |
| Black or African American alone, not Hispanic | 0.6% ±1.2 pts | 2.4% | – |
| Asian alone, not Hispanic | 0.0% ±1.6 pts | 1.1% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.6 pts | 0.1% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.6 pts | 0.0% | – |
| Two or more races, not Hispanic | 0.7% ±0.9 pts | 2.8% | – |
| Some other race alone, not Hispanic | 0.0% ±1.6 pts | 0.2% | – |
| Born outside the United States | 5.3% ±3.5 pts | 5.7% | – |
| Speak a language other than English at home (age 5+) | 8.1% ±4.2 pts | 7.9% | – |
| Civilian veterans (age 18+) | 5.8% ±2.7 pts | 6.4% | – |
| With a disability | 15.8% ±5.0 pts | 13.5% | – |
| No health insurance coverage | 6.9% ±3.9 pts | 10.6% | −14.6 pts |
| High school graduate or higher (age 25+) | 79.2% ±6.6 pts | 89.0% | – |
| Bachelor's degree or higher (age 25+) | 9.6% ±4.4 pts | 29.8% | no clear change |
| Graduate or professional degree (age 25+) | 4.3% ±3.1 pts | 11.6% | – |
| Lived in the same house a year earlier | 94.2% ±4.8 pts | 86.0% | – |
| Moved from another state in the past year | 0.0% ±1.6 pts | 2.6% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Monterey earn?
Half of Monterey's 931 households earn less than $45,922 a year (±$5,186), against $58,912 in Putnam County and $69,595 in Tennessee. In 2015-2019 the median was $37,532 in 2024 dollars, so it rose by $8,390 after inflation. 29.9% of residents live below the poverty line.
| Measure | Monterey | Putnam County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $45,922 ±$5,186 | $58,912 | +$8,390 |
| Mean household income | $67,358 ±$17,424 | $78,922 | – |
| Per capita income | $23,188 ±$6,354 | $31,985 | +$7,043 |
| People below the poverty line | 29.9% ±10.2 pts | 18.4% | no clear change |
| Children under 18 below the poverty line | 46.2% ±18.4 pts | 24.7% | no clear change |
| Households receiving SNAP | 18.9% ±7.6 pts | 9.3% | – |
| Households with a computer | 92.3% ±3.8 pts | 94.2% | – |
| Households with a broadband subscription | 82.7% ±7.3 pts | 87.9% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Monterey?
Owners occupy 58.6% of Monterey's occupied homes and renters 41.4%. The median owner-occupied home is valued at $165,000 by its owner (±$19,313). The median renter pays $715 a month including utilities, and 42.9% of renters pay 35% or more of their income on rent.
| Measure | Monterey | Putnam County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $165,000 ±$19,313 | $282,500 | +$43,161 |
| Median gross rent | $715 ±$123 | $908 | no clear change |
| Renters paying 35% or more of income on rent | 42.9% ±14.9 pts | 41.1% | – |
| Median monthly owner costs, with a mortgage | $986 ±$146 | $1,450 | – |
| Owner-occupied homes | 58.6% ±9.2 pts | 61.2% | +22.3 pts |
| Renter-occupied homes | 41.4% ±9.2 pts | 38.8% | – |
| Housing units | 1,071 ±134 | 36,506 | no clear change |
| Homeowner vacancy rate | 2.6% ±3.2 pts | 1.3% | – |
| Rental vacancy rate | 7.7% ±7.7 pts | 5.2% | – |
| Single-family detached homes | 68.1% ±8.5 pts | 64.9% | – |
| Mobile homes | 11.1% ±5.0 pts | 7.9% | – |
| Built 2020 or later | 1.7% ±2.8 pts | 1.9% | – |
| Built 2010 to 2019 | 4.1% ±3.3 pts | 12.8% | – |
| Built 1939 or earlier | 4.6% ±2.8 pts | 2.6% | – |
| Households with no vehicle | 3.4% ±3.4 pts | 3.8% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Monterey building?
Monterey last reported building permits to the Census Bureau for 2024.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Monterey work and get to work?
85.4% of Monterey's workers drive alone. The average trip to work takes 20.8 minutes.
| Measure | Monterey | Putnam County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 60.5% ±7.3 pts | 61.3% | – |
| Unemployment rate | 2.2% ±2.0 pts | 3.7% | – |
| Drove alone to work | 85.4% ±7.3 pts | 78.6% | – |
| Carpooled | 11.2% ±6.7 pts | 8.7% | – |
| Public transportation | 0.0% ±3.7 pts | 0.2% | – |
| Walked | 0.0% ±3.7 pts | 2.0% | – |
| Worked from home | 3.3% ±2.6 pts | 10.1% | – |
| Mean travel time to work | 20.8 min ±3.1 | 21.1 min | −8.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Monterey?
No census tract lies mostly in Monterey; 1 tract reaches into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 1Putnam County | 5,600 | $49,118 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Monterey) · Census block assignment files
How does Monterey compare with other places in Tennessee?
By the Census Bureau's July 2025 estimates, Monterey is the 6,533rd-most populous of the 19,476 U.S. incorporated places that have one and the 143rd-most populous of 345 in Tennessee.
Monterey ranks 229th of 287 places in Tennessee with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 143rd | 345 |
| Growth 2020-2025 (PEP) | 130th | 230 |
| Residents per square mile | 88th | 289 |
| Median household income | 229th | 287 |
| Per capita income | 259th | 289 |
| Median home value | 216th | 285 |
| Median gross rent | 225th | 265 |
| Poverty rate | 19th | 239 |
| Bachelor's degree or higher | 253rd | 276 |
| Median age | 287th | 289 |
| Owner-occupied share | 205th | 289 |
| Travel time to work | 239th | 288 |
Monterey's figures with every place in Tennessee (CSV)
Every place in Tennessee, sortable · Compare Monterey with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Monterey?
18 of the 57 figures for Monterey on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Monterey are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Monterey.