Census-designated place · Tennessee
Rarity Bay, Tennessee
Rarity Bay, census-designated place, mostly in Monroe County (55.6% of its 2020 residents), with a part in Loudon County, Tennessee. Rarity Bay had 885 residents in the 2020 Census, a full count; the ACS 2020-2024 5-year estimates put it at 757 (±227). GEOID 4761635.
Residents, 2020 Census
885
Census count or controlled total
ACS 2020-2024 estimate: 757 ±227
Median household income
$84,861
±$40,128 (90% margin)
Tennessee: $69,595
Median home value
$706,000
±$165,010 (90% margin)
Tennessee: $286,700
Median gross rent
$1,598
±$1,112 (90% margin)
Tennessee: $1,189
Where is Rarity Bay and what county is it in?
Rarity Bay is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, mostly in Monroe County (55.6% of its 2020 residents), with a part in Loudon County, Tennessee. It covers 1.8 square miles of land, 485 residents per square mile in 2020.
| County | 2020 residents | Share |
|---|---|---|
| Monroe County | 492 | 55.6% |
| Loudon County | 393 | 44.4% |
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Rarity Bay, and is it growing?
The 2020 Census counted 885 residents in Rarity Bay, a full count rather than a sample. The 2020-2024 American Community Survey, a sample, estimates 757 (±227).
The Census Bureau publishes yearly population estimates for incorporated places only; Rarity Bay is a census-designated place, so its figures come from the ACS and the 2020 Census.
| Measure | Rarity Bay | Monroe County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 757 ±227 | 47,695 | – |
| Households | 401 ±120 | 19,714 | – |
| Average household size | 1.89 ±0.13 | 2.39 | – |
| Housing units | 560 ±184 | 21,764 | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Rarity Bay?
The median resident of Rarity Bay is 73.8 years old. The largest group is non-Hispanic white residents at 100.0%. 14.8% of residents were born outside the United States.
| Measure | Rarity Bay | Monroe County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 73.8 ±3.9 | 45.2 | – |
| Under 18 years | 0.0% ±5.8 pts | 20.5% | – |
| 65 years and over | 84.9% ±8.8 pts | 22.3% | – |
| Male | 53.8% ±4.0 pts | 49.6% | – |
| Hispanic or Latino (any race) | 0.0% ±5.8 pts | 4.7% | – |
| White alone, not Hispanic | 100.0% ±5.8 pts | 86.9% | – |
| Black or African American alone, not Hispanic | 0.0% ±5.8 pts | 2.0% | – |
| Asian alone, not Hispanic | 0.0% ±5.8 pts | 0.2% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±5.8 pts | 0.2% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±5.8 pts | 0.0% | – |
| Two or more races, not Hispanic | 0.0% ±5.8 pts | 5.7% | – |
| Some other race alone, not Hispanic | 0.0% ±5.8 pts | 0.3% | – |
| Born outside the United States | 14.8% ±9.2 pts | 2.2% | – |
| Speak a language other than English at home (age 5+) | 2.9% ±3.7 pts | 5.4% | – |
| Civilian veterans (age 18+) | 27.3% ±12.1 pts | 7.9% | – |
| With a disability | 30.5% ±15.2 pts | 22.5% | – |
| No health insurance coverage | 11.1% ±9.2 pts | 11.7% | – |
| High school graduate or higher (age 25+) | 94.5% ±7.1 pts | 85.6% | – |
| Bachelor's degree or higher (age 25+) | 52.4% ±14.6 pts | 17.1% | – |
| Graduate or professional degree (age 25+) | 21.8% ±10.3 pts | 5.9% | – |
| Lived in the same house a year earlier | 91.8% ±7.1 pts | 88.1% | – |
| Moved from another state in the past year | 8.2% ±7.1 pts | 2.3% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Rarity Bay earn?
Half of Rarity Bay's 401 households earn less than $84,861 a year (±$40,128), against $56,895 in Monroe County and $69,595 in Tennessee.
| Measure | Rarity Bay | Monroe County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $84,861 ±$40,128 | $56,895 | – |
| Mean household income | $106,232 ±$23,060 | $71,575 | – |
| Per capita income | $56,805 ±$11,699 | $29,835 | – |
| People below the poverty line | 1.2% ±2.0 pts | 15.5% | – |
| Households receiving SNAP | 0.0% ±10.6 pts | 15.5% | – |
| Households with a computer | 100.0% ±10.6 pts | 88.4% | – |
| Households with a broadband subscription | 95.0% ±7.7 pts | 85.1% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Rarity Bay?
Owners occupy 83.5% of Rarity Bay's occupied homes and renters 16.5%. The median owner-occupied home is valued at $706,000 by its owner (±$165,010).
| Measure | Rarity Bay | Monroe County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $706,000 ±$165,010 | $227,500 | – |
| Median gross rent | $1,598 ±$1,112 | $714 | – |
| Renters paying 35% or more of income on rent | 100.0% ±46.2 pts | 40.3% | – |
| Median monthly owner costs, with a mortgage | $1,444 ±$751 | $1,221 | – |
| Owner-occupied homes | 83.5% ±13.9 pts | 72.2% | – |
| Renter-occupied homes | 16.5% ±13.9 pts | 27.8% | – |
| Housing units | 560 ±184 | 21,764 | – |
| Homeowner vacancy rate | 0.0% ±12.5 pts | 0.0% | – |
| Rental vacancy rate | 0.0% ±43.0 pts | 0.7% | – |
| Single-family detached homes | 84.8% ±10.4 pts | 66.2% | – |
| Mobile homes | 0.0% ±7.7 pts | 21.5% | – |
| Built 2020 or later | 0.0% ±7.7 pts | 2.3% | – |
| Built 2010 to 2019 | 6.1% ±6.4 pts | 10.6% | – |
| Built 1939 or earlier | 0.0% ±7.7 pts | 4.1% | – |
| Households with no vehicle | 5.0% ±7.7 pts | 5.5% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Rarity Bay work and get to work?
92.9% of Rarity Bay's workers drive alone.
| Measure | Rarity Bay | Monroe County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 18.6% ±18.6 pts | 50.9% | – |
| Unemployment rate | 0.0% ±26.8 pts | 4.3% | – |
| Drove alone to work | 92.9% ±17.2 pts | 81.4% | – |
| Carpooled | 7.1% ±17.2 pts | 9.0% | – |
| Public transportation | 0.0% ±26.8 pts | 0.1% | – |
| Walked | 0.0% ±26.8 pts | 1.6% | – |
| Worked from home | 0.0% ±26.8 pts | 7.3% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Rarity Bay?
No census tract lies mostly in Rarity Bay; 2 tracts reach into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 605.04Loudon County | 4,831 | $98,261 |
| Tract 9250.02Monroe County | 4,142 | $57,420 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Rarity Bay) · Census block assignment files
How does Rarity Bay compare with other places in Tennessee?
Rarity Bay is not ranked by income or the other survey measures: those rankings include places of 1,000 or more residents (2020 Census) with a reliable estimate.
Rarity Bay's figures with every place in Tennessee (CSV)
Every place in Tennessee, sortable · Compare Rarity Bay with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Rarity Bay?
28 of the 55 figures for Rarity Bay on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Rarity Bay are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.