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Place dossier plate
SheetTN-WHITE-BLUFF-TN · White Bluff, TN 3,961 pop · income 47th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around White Bluff
Lowest/highest poles plus peers nearest White Bluff on median household income. Full ladder: /browse and /rankings.
median HH income
Livingston · lowest
35,997
Livingston · lowest
35,997 median HH income
20.9% of the leader · rank #1
Avoca · near
68,103
Avoca · near
68,103 median HH income
39.6% of the leader · rank #2
Liberty Trian… · near
68,107
Liberty Trian… · near
68,107 median HH income
39.6% of the leader · rank #3
Ricardo · near
68,108
Ricardo · near
68,108 median HH income
39.6% of the leader · rank #4
White Bluff · this city
68,109
White Bluff · this city
68,109 median HH income
39.6% of the leader · rank #5
Michigan Cent… · near
68,114
Michigan Cent… · near
68,114 median HH income
39.6% of the leader · rank #6
Pomona · highest
172,188
Pomona · highest
172,188 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for White Bluff on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 3,961.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
White Bluff - the verdict
Out of every US city with 1,000+ residents, White Bluff places in the 47th percentile for household income and the 53rd percentile for safety. Source: Census ACS + FBI UCR.
47th
percentile, household income
60th
percentile, home value
34th
percentile, median rent
53rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: White Bluff, TN
3,961 people live in White Bluff, Tennessee - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $68,109 per year, below the median for U.S. cities on this measure, with a poverty rate of 8.0%. White Bluff's housing stock carries a median value of $271,500, and the median resident age is 41.6 years. Educational attainment runs 15.0% of adults with a bachelor's degree or higher. Separately, 68.6% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 51 residential units authorized here in 2024 (Building Boom), up 96% from five years earlier. White Bluff reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1290.5 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Living costs in Tennessee run below the national norm: the state registers 91.9 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,118 monthly. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. Natural-hazard exposure scores 52.5 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of White Bluff's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to reported crime to comparison shortlist to schools and households to population change to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For White Bluff, city-specific coverage includes matched public-school count, local building permits, FBI reported-crime rates, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in White Bluff?
The home-value-to-income reference sits in a middle range: the ACS median home value is 4.0 times median household income. The ACS poverty estimate is 8.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What can the FBI record say about safety in White Bluff?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1290.5 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 43% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Which cities make useful reference points for White Bluff?
Within Tennessee, the closest population matches are Livingston (3,957 residents, $35,997 income); Algood (4,002 residents, $40,514 income); Karns (3,835 residents, $101,161 income). Outside the state, the closest population matches in this dataset are Belleville, MI (3,961 residents); Pomona, NY (3,961 residents); Castle Hills, TX (3,961 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What does the education layer cover for White Bluff?
The NCES join finds 2 public schools within the city match. 15.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is White Bluff growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +643 residents from 2020 to 2025, a +16.6% change. Separately, Census BPS recorded 51 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+16.6%
2025 estimate
4,516
2020 estimate
3,873
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
What does the journey to work look like in White Bluff?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 62.6%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.0%
Work from home
16.5%
Drive alone
62.6%
City-level Census ACS commuting estimates covering 2,337 workers age 16+.
Below median income · poverty 8.0% (Above-median poverty)
Cost of Living Index (state)
91.9 (US=100)
Affordable · BEA RPP 2024, Tennessee average
D
City profile score · White Bluff, TN
46/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B+
91.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
8.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income D
$68,109
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
329 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share F
15.0%
Adults with a bachelor's degree or higher; ACS.
White Bluff profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 78/100 (B+) · 91.9 index
Poverty rate: 48/100 (D) · 8.0%
Household income: 47/100 (D) · $68,109
Violent crime: 29/100 (F) · 329 /100k
Bachelor's+ share: 20/100 (F) · 15.0%
Where White Bluff sits on home value vs crime among peer cities
White Bluff's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - White Bluff highlighted among 10 peers.Read the chart values
White Bluff, TN (this city): home $271,500, crime 1,291/100k
Belleville, MI : home $162,700, crime 1,317/100k
Castle Hills, TX : home $429,000, crime 4,221/100k
Lancaster, KY : home $134,700, crime 1,024/100k
Carroll Valley, PA : home $287,400, crime 569/100k
Livingston, TN : home $115,600, crime 956/100k
Algood, TN : home $179,400, crime 1,201/100k
Unicoi, TN : home $196,500, crime 812/100k
Oneida, TN : home $164,000, crime 1,753/100k
Hohenwald, TN : home $93,800, crime 1,643/100k
How does White Bluff compare to other US cities?
White Bluff measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income47% higher than other cities
Home value60% pricier than other cities
Median rent34% pricier than other cities
Safety53% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Tennessee, White Bluff ranks #74 of 174 Tennessee cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares White Bluff against every qualifying US city; each in-state rank narrows that to Tennessee only. Full formula and direction notes: methodology.
Tennessee-relative analysis
Median Gross Rent places White Bluff near the bottom of Tennessee's cities
Among the 482 Tennessee cities PlainCities tracks with reported median gross rent data, White Bluff ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares White Bluff only against its own state's cities, not the full US field.
Median Household Income
#139 of 458
70th percentile in Tennessee
Median Gross Rent
#1 of 482
0th percentile in Tennessee
Median Home Value
#95 of 455
79th percentile in Tennessee
Poverty Rate
#284 of 482
41st percentile in Tennessee
Bachelor's Degree or Higher
#268 of 482
44th percentile in Tennessee
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Tennessee only, not a livability score. See the methodology for the source and calculation.
Gauge source note
47th percentile nationally for median household income · 53rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
White Bluff's profile vs. every US city
Income, affordability, and safety percentile
White Bluff's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How White Bluff's home value compares nationally
Median home value vs. every US city (population 1,000+)
$271,50040th percentilemore affordable than 40% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
White Bluff's home-value-to-income ratio: 4.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,664 of 15,516
More affordable than 31% of tracked cities (pop. 1,000+)
Size class
#8,342 of 11,323
Micro cities (under 10,000)
At 4.0×, White Bluff sits in the moderate band:
national rank #10,664 of 15,516 and #8,342 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$68,109White Bluff, TN median household income (Census ACS)
Show U.S. national quintile / Lorenz context White Bluff, TN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for White Bluff, TN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)15.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)68.6%
Census ACS S2301, share of working-age residents in the labor force
Population
3,961
Median Income
$68,109
Median Home Value
$271,500
Median Age
41.6
Poverty Rate
8.0%
Labor force participation
68.6%
Bachelor's Degree+
15.0%
Safety & Crime
Total Crime Rate
1290.5
per 100,000 residents
Violent Crime
328.5
per 100,000 residents
Property Crime
962.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
White Bluff's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
3,873 residents
2021
3,968 residents
2022
4,006 residents
2023
4,170 residents
2024
4,396 residents
2025
4,516 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
51
housing units authorized
Single-Family
42
detached homes
Multifamily
9
apartments & condos
Supply Intensity
12.9
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
26
26
0
$6.2M
2020
48
48
0
$11.3M
2021
46
46
0
$11.0M
2022
80
54
26
$17.0M
2023
97
91
6
$26.5M
2024
51
42
9
$13.3M
Permit volume increased 96% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
62.6%
Carpool
18.6%
Public Transit
0.0%
Walk
2.2%
Work from Home
16.5%
Based on 2,337 workers 16 and over.
Monthly Utility Costs
Tennessee statewide monthly utility average (EIA 2023): $218
EIA 2023 residential energy data puts average monthly utilities across Tennessee at $218 (electricity about $120 , water and sewer about $40 ).
These are Tennessee statewide averages, not a meter reading for White Bluff. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Tennessee's BEA cost-of-living index is 91.9 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around White Bluff is $1,118/mo. FEMA's National Risk Index, averaged to Tennessee statewide on PlainCities, rates natural-hazard exposure at 52.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Tennessee statewide BEA average; rent is a county-level HUD Fair Market Rent for the county White Bluff sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How White Bluff compares to similar-size Tennessee cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.