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Place dossier plate
SheetTX-CROSS-TIMBER-TX · Cross Timber, TX 848 pop · income 66th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cross Timber
Lowest/highest poles plus peers nearest Cross Timber on median household income. Full ladder: /browse and /rankings.
median HH income
Jennings · lowest
25,795
Jennings · lowest
25,795 median HH income
21.3% of the leader · rank #1
Leadville · near
83,875
Leadville · near
83,875 median HH income
69.4% of the leader · rank #2
Bluffton · near
83,875
Bluffton · near
83,875 median HH income
69.4% of the leader · rank #3
Cross Timber · this city
83,889
Cross Timber · this city
83,889 median HH income
69.4% of the leader · rank #4
Coral Hills · near
83,899
Coral Hills · near
83,899 median HH income
69.4% of the leader · rank #5
Purdy · near
83,902
Purdy · near
83,902 median HH income
69.4% of the leader · rank #6
Blowing Rock · highest
120,865
Blowing Rock · highest
120,865 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cross Timber on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 848.
Nationally, Cross Timber sits in the 66th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
66th
percentile, household income
70th
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cross Timber, TX
Census ACS 2023 estimates count 848 residents in Cross Timber, a small town within Texas. Households in Cross Timber report a median income of $83,889 per year, above the median for U.S. cities on this measure, with a poverty rate of 37.9%. Home values in Cross Timber run a median of $335,400, and the median resident age is 34.8 years. Educational attainment runs 28.6% of adults with a bachelor's degree or higher. Separately, 70.1% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 4 residential units authorized here in 2024 (Low Activity).
Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. Statewide, average monthly utility bills in Texas run around $223, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Cross Timber's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to work and mobility to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cross Timber, city-specific coverage includes annual population history, commute-mode shares, local building permits.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Is Cross Timber growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +61 residents from 2020 to 2025, a +14.1% change. Separately, Census BPS recorded 4 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
What does the journey to work look like in Cross Timber?
Driving alone is the largest reported mode at 92.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
How far does income reach against housing in Cross Timber?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 4.0 times median household income. The ACS poverty estimate is 37.9%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Cross Timber?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Texas, the closest population matches are Jewett (848 residents, $53,056 income); Cut and Shoot (850 residents, $70,227 income); Bryson (851 residents, $72,781 income). Outside the state, the closest population matches in this dataset are Jennings, FL (848 residents); Elgin, IA (848 residents); Spencer, NY (848 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Above median income · poverty 37.9% (Highest-decile poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
D
City profile score · Cross Timber, TX
43/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income C+
$83,889
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C
28.6%
Adults with a bachelor's degree or higher; ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
37.9%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cross Timber profile (scored ACS/FBI dimensions)Read the chart values
Household income: 63/100 (C+) · $83,889
Bachelor's+ share: 56/100 (C) · 28.6%
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 0/100 (F) · 37.9%
How does Cross Timber compare to other US cities?
Where Cross Timber sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income66% higher than other cities
Home value70% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cross Timber against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Cross Timber near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Cross Timber ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cross Timber only against its own state's cities, not the full US field.
Median Household Income
#395 of 1,520
74th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#206 of 1,505
86th percentile in Texas
Poverty Rate
#73 of 1,663
96th percentile in Texas
Bachelor's Degree or Higher
#410 of 1,663
75th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
66th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cross Timber's home value compares nationally
Median home value vs. every US city (population 1,000+)
$335,40030th percentilemore affordable than 30% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cross Timber's home-value-to-income ratio: 4.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,702 of 15,516
More affordable than 31% of tracked cities (pop. 1,000+)
Size class
#8,367 of 11,323
Micro cities (under 10,000)
At 4.0×, Cross Timber sits in the moderate band:
national rank #10,702 of 15,516 and #8,367 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$83,889Cross Timber, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cross Timber, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cross Timber, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)28.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)37.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)70.1%
Census ACS S2301, share of working-age residents in the labor force
Population
848
Median Income
$83,889
Median Home Value
$335,400
Median Age
34.8
Poverty Rate
37.9%
Labor force participation
70.1%
Bachelor's Degree+
28.6%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cross Timber's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
434 residents
2021
442 residents
2022
458 residents
2023
464 residents
2024
478 residents
2025
495 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Low Activity
Total Permits (2024)
4
housing units authorized
Single-Family
4
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.7
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
1
1
0
$0.2M
2021
1
1
0
$0.2M
2022
0
0
0
-
2023
2
2
0
$1.7M
2024
4
4
0
$2.5M
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
92.9%
Carpool
2.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
3.9%
Other
1.2%
Based on 408 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Cross Timber. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cross Timber is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cross Timber sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cross Timber compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.