Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetTX-OYSTER-CREEK-TX · Oyster Creek, TX 1,097 pop · income 6th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Oyster Creek
Lowest/highest poles plus peers nearest Oyster Creek on median household income. Full ladder: /browse and /rankings.
median HH income
Camp Hill · lowest
30,000
Camp Hill · lowest
30,000 median HH income
12.0% of the leader · rank #1
Moon Lake · near
36,901
Moon Lake · near
36,901 median HH income
14.8% of the leader · rank #2
Oyster Creek · this city
36,902
Oyster Creek · this city
36,902 median HH income
14.8% of the leader · rank #3
Mountain City · near
36,902
Mountain City · near
36,902 median HH income
14.8% of the leader · rank #4
Dexter · near
36,905
Dexter · near
36,905 median HH income
14.8% of the leader · rank #5
Boykin · near
36,908
Boykin · near
36,908 median HH income
14.8% of the leader · rank #6
Hilshire · highest
250,001
Hilshire · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Oyster Creek on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,097.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Oyster Creek - the verdict
Nationally, Oyster Creek sits in the 6th percentile for household income and the 23rd percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
6th
percentile, household income
28th
percentile, home value
40th
percentile, median rent
23rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Oyster Creek, TX
1,097 people live in Oyster Creek, Texas - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $36,902 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 14.9%. Typical homes in Oyster Creek are valued around $153,300, and the median resident age is 49.3 years. 2.5% of adults here have a bachelor's degree or higher; 42.3% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Construction Slowdown), down 50% from five years earlier. Crime here tracks close to the national norm: FBI UCR figures show 2455.0 crimes per 100,000 residents, near the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Oyster Creek's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to population change to comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Oyster Creek, city-specific coverage includes FBI reported-crime rates, local building permits, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Reported crime
What can the FBI record say about safety in Oyster Creek?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 2455.0 violent and property crimes per 100,000 residents, near the 2280.5 national reference used here. The difference is 8% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Is Oyster Creek growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +48 residents from 2020 to 2025, a +4.0% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Which cities make useful reference points for Oyster Creek?
Within Texas, the closest population matches are Bronte (1,098 residents, $52,083 income); Tenaha (1,098 residents, $30,484 income); Hilshire (1,091 residents, $250,000+ income). Outside the state, the closest population matches in this dataset are North Grosvenor Dale, CT (1,097 residents); White Sulphur Springs, MT (1,097 residents); Bethlehem, NH (1,097 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What does the journey to work look like in Oyster Creek?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 70.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Oyster Creek?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.2 times median household income. The ACS poverty estimate is 14.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Household income
$36,902
Home value
$153,300
Value / income
4.2×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Lowest-decile income · poverty 14.9% (High poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
F
City profile score · Oyster Creek, TX
27/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime C
164 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
14.9%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$36,902
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
2.5%
Adults with a bachelor's degree or higher; ACS.
Oyster Creek profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 55/100 (C) · 164 /100k
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 23/100 (F) · 14.9%
Household income: 3/100 (F) · $36,902
Bachelor's+ share: 0/100 (F) · 2.5%
Where Oyster Creek sits on home value vs crime among peer cities
Oyster Creek's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Oyster Creek highlighted among 23 peers.Read the chart values
Oyster Creek, TX (this city): home $153,300, crime 2,455/100k
Bethlehem, NH : home $243,000, crime 508/100k
Martindale, TX : home $289,000, crime 159/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Oyster Creek compare to other US cities?
Oyster Creek measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income6% higher than other cities
Home value28% pricier than other cities
Median rent40% pricier than other cities
Safety23% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Texas alone, Oyster Creek ranks #515 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Oyster Creek against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Oyster Creek near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Oyster Creek ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oyster Creek only against its own state's cities, not the full US field.
Median Household Income
#1,408 of 1,520
7th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#792 of 1,505
47th percentile in Texas
Poverty Rate
#509 of 1,663
69th percentile in Texas
Bachelor's Degree or Higher
#1,553 of 1,663
6th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
6th percentile nationally for median household income · 23rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Oyster Creek's profile vs. every US city
Income, affordability, and safety percentile
Oyster Creek's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Oyster Creek's home value compares nationally
Median home value vs. every US city (population 1,000+)
$153,300Among the most affordablemore affordable than 72% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Oyster Creek's home-value-to-income ratio: 4.2×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,121 of 15,516
More affordable than 28% of tracked cities (pop. 1,000+)
Size class
#8,639 of 11,323
Micro cities (under 10,000)
At 4.2×, Oyster Creek sits in the moderate band:
national rank #11,121 of 15,516 and #8,639 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$36,902Oyster Creek, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Oyster Creek, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oyster Creek, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)2.5%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)14.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)42.3%
Census ACS S2301, share of working-age residents in the labor force
Population
1,097
Median Income
$36,902
Median Home Value
$153,300
Median Age
49.3
Poverty Rate
14.9%
Labor force participation
42.3%
Bachelor's Degree+
2.5%
Safety & Crime
Total Crime Rate
2455.0
per 100,000 residents
Violent Crime
163.7
per 100,000 residents
Property Crime
2291.3
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Oyster Creek's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,191 residents
2021
1,200 residents
2022
1,207 residents
2023
1,219 residents
2024
1,234 residents
2025
1,239 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.8
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
4
4
0
$0.5M
2020
6
6
0
$0.6M
2021
1
1
0
$0.1M
2022
1
1
0
$0.1M
2023
2
2
0
$0.2M
2024
2
2
0
$0.6M
Permit volume decreased 50% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
70.2%
Carpool
16.4%
Public Transit
0.0%
Walk
10.4%
Work from Home
1.3%
Other
1.7%
Based on 396 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Oyster Creek. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oyster Creek is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oyster Creek sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Oyster Creek compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.