City profile · Texas · Census ACS 2023

Oyster Creek, TX

Population, income, housing, safety, climate and schools for Oyster Creek - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,097
Residents
$36,902
Median income
$153,300
Median home
$1,359
Median rent (state)

Oyster Creek - the verdict

Nationally, Oyster Creek sits in the 6th percentile for household income and the 23rd percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.

6th
percentile, household income
28th
percentile, home value
52nd
percentile, median rent
23rd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oyster Creek, TX

1,097 people live in Oyster Creek, Texas - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Oyster Creek brings in $36,902 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 14.9%. Typical homes in Oyster Creek are valued around $153,300, and the median resident age is 49.3 years. 2.5% of adults here have a bachelor's degree or higher; 42.3% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Construction Slowdown), down 50% from five years earlier. Crime here tracks close to the national norm: FBI UCR figures show 2455.0 crimes per 100,000 residents, near the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,359 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 93.6 out of 100 (Very High).

Population

1,097 residents

Census ACS 2023 - Texas

Median Household Income

$36,902 /yr

Poverty 14.9%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Oyster Creek compare to other US cities?

Oyster Creek measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 6% higher than other cities
Home value 28% pricier than other cities
Median rent 52% pricier than other cities
Safety 23% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Texas alone, Oyster Creek ranks #515 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Oyster Creek against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Bachelor's Degree or Higher places Oyster Creek near the bottom of Texas's cities

Among the 1,663 Texas cities PlainCities tracks with reported bachelor's degree or higher data, Oyster Creek ranks #1,553 - the 6th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oyster Creek only against its own state's cities, not the full US field.

Median Household Income
#1,408 of 1,520
7th percentile in Texas
Median Gross Rent
#518 of 1,663
67th percentile in Texas
Median Home Value
#792 of 1,505
47th percentile in Texas
Poverty Rate
#509 of 1,663
69th percentile in Texas
Bachelor's Degree or Higher
#1,553 of 1,663
6th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

6thIncome percentile
23rdSafety percentile

6th percentile nationally for median household income · 23rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Oyster Creek's profile vs. every US city

Income, affordability, and safety percentile

Oyster Creek's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 30 Avg. percentile National median
Oyster Creek's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Oyster Creek's home value compares nationally

Median home value vs. every US city (population 1,000+)

$153,300 Among the most affordable more affordable than 72% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oyster Creek $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Oyster Creek, TX Oyster Creek, TX's reported median household income shown against the U.S. national quintile-share pattern (not Oyster Creek, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Oyster Creek, TX median $36,902/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oyster Creek, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Oyster Creek, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 2.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 14.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 42.3%

Census ACS S2301, share of working-age residents in the labor force

Population
1,097
Median Income
$36,902
Median Home Value
$153,300
Median Age
49.3
Poverty Rate
14.9%
Labor force participation
42.3%
Bachelor's Degree+
2.5%

Safety & Crime

Total Crime Rate
2455.0
per 100,000 residents
Violent Crime
163.7
per 100,000 residents
Property Crime
2291.3
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,180 residents1,200 residents1,220 residents1,240 residents1,260 residents 202020212022202320242025 1,191 residents 1,239 residents ▲ +4.0%
Oyster Creek's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 4
2020 6
2021 1
2022 1
2023 2
2024 2

Permit volume decreased 50% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
70.2%
Carpool
16.4%
Public Transit
0.0%
Walk
10.4%
Work from Home
1.3%
Other
1.7%

Based on 396 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Oyster Creek sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,359/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
93.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Bronte
1,098 people
Tenaha
1,098 people
Hilshire
1,091 people
Martindale
1,090 people
Cross Plains
1,089 people
Niederwald
1,089 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Oyster Creek's 1,097 residents (Census ACS 5-Year 2023).

North Grosvenor Dale, CT
1,097 people
White Sulphur Springs, MT
1,097 people
Bethlehem, NH
1,097 people
Elkhart Lake, WI
1,097 people
Camp Hill, AL
1,098 people
North DeLand, FL
1,096 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Oyster Creek's $36,902 (Census ACS 5-Year 2023, table B19013).

Mountain City, TN
$36,902 median income
Moon Lake, FL
$36,901 median income
Dexter, OR
$36,905 median income
Boykin, AL
$36,908 median income
Salton, CA
$36,915 median income
Gooding, ID
$36,889 median income

Race & Ethnicity Composition

Race and ethnicity - Oyster Creek, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Oyster Creek, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 80.0% 7.1% 11.5% ETHNICITY, Hispanic or Latino (any race) 26.7% White 80.0% Black or African American 0.6% Asian 0.6% American Indian 0.2% Native Hawaiian 0.0% Some other race 7.1% Two or more races 11.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Oyster Creek compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Oyster Creek (this city) 1,097 $36,902
Bronte 1,098 $52,083
Tenaha 1,098 $30,484
Hilshire 1,091 $250,001
Census ACS 5-year FIPS TX FBI UCR Census BPS 2024 OMB Bulletin 23-01

What do people ask about Oyster Creek, TX?

What is the population of Oyster Creek, TX? +

1,097 people live in Oyster Creek, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Oyster Creek, TX? +

Median annual household income in Oyster Creek runs $36,902, based on Census ACS 2023 data.

What is the cost of living in Oyster Creek? +

BEA does not publish a city-level cost-of-living figure for Oyster Creek; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Oyster Creek, TX safe? +

Oyster Creek has a total crime rate of 2455.0 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Oyster Creek, TX? +

Homes in Oyster Creek carry a median value of $153,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.