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Place dossier plate
SheetWI-CUMBERLAND-WI · Cumberland, WI 2,389 pop · income 16th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cumberland
Lowest/highest poles plus peers nearest Cumberland on median household income. Full ladder: /browse and /rankings.
median HH income
Greensboro · lowest
31,207
Greensboro · lowest
31,207 median HH income
30.1% of the leader · rank #1
Pioneer · near
47,768
Pioneer · near
47,768 median HH income
46.1% of the leader · rank #2
Cumberland · this city
47,773
Cumberland · this city
47,773 median HH income
46.1% of the leader · rank #3
Cherokee · near
47,778
Cherokee · near
47,778 median HH income
46.1% of the leader · rank #4
Harrisburg · near
47,783
Harrisburg · near
47,783 median HH income
46.1% of the leader · rank #5
Wadley · near
47,788
Wadley · near
47,788 median HH income
46.1% of the leader · rank #6
Big Sky · highest
103,625
Big Sky · highest
103,625 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cumberland on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,389.
Cumberland ranks in the 16th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
16th
percentile, household income
35th
percentile, home value
29th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cumberland, WI
Cumberland is a small town in Wisconsin, home to 2,389 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Cumberland brings in $47,773 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 24.3%. Cumberland's housing stock carries a median value of $173,900, and the median resident age is 41.5 years. Educational attainment runs 28.6% of adults with a bachelor's degree or higher. Separately, 53.2% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 7 residential units were authorized in 2024 (Slowing), down 12% from five years earlier. NOAA puts Cumberland's yearly average temperature at 41.3°F with 33.8 inches of precipitation per year and 55.6 inches of snowfall.
Living costs in Wisconsin run below the national norm: BEA Regional Price Parities 2024 puts Wisconsin at 94.1 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,097 per month. EIA 2023 residential energy data puts Wisconsin's average monthly utility costs around $225 (state average). On FEMA's National Risk Index, this area rates 59.1 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Cumberland's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist to climate and hazard context to schools and households to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cumberland, city-specific coverage includes matched public-school count, local building permits, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Cumberland?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.6 times median household income. The ACS poverty estimate is 24.3%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Cumberland?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 80.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Cumberland?
Within Wisconsin, the closest population matches are Fredonia (2,382 residents, $86,442 income); Westby (2,380 residents, $70,182 income); Como (2,368 residents, $75,000 income). Outside the state, the closest population matches in this dataset are Idalou, TX (2,389 residents); Greensboro, AL (2,390 residents); Big Sky, MT (2,388 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What physical conditions frame life in Cumberland?
NOAA normals put the annual mean temperature at 41.3°F, with 33.8 inches of precipitation and 55.6 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Wisconsin is 59.1 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Cumberland?
The NCES join finds 4 public schools within the city match. 28.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
4
Bachelor's degree+
28.6%
Poverty estimate
24.3%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Is Cumberland growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population grew by +12 residents from 2020 to 2025, a +0.5% change. Separately, Census BPS recorded 7 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+0.5%
2025 estimate
2,282
2020 estimate
2,270
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Low income · poverty 24.3% (Highest-decile poverty)
Cost of Living Index (state)
94.1 (US=100)
Near national cost · BEA RPP 2024, Wisconsin average
F
City profile score · Cumberland, WI
35/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B-
94.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share C
28.6%
Adults with a bachelor's degree or higher; ACS.
Household income F
$47,773
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
24.3%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cumberland profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 68/100 (B-) · 94.1 index
Bachelor's+ share: 56/100 (C) · 28.6%
Household income: 17/100 (F) · $47,773
Poverty rate: 7/100 (F) · 24.3%
How does Cumberland compare to other US cities?
Cumberland measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income16% higher than other cities
Home value35% pricier than other cities
Median rent29% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cumberland against every qualifying US city; each in-state rank narrows that to Wisconsin only. Full formula and direction notes: methodology.
Wisconsin-relative analysis
Median Gross Rent places Cumberland near the bottom of Wisconsin's cities
Among the 761 Wisconsin cities PlainCities tracks with reported median gross rent data, Cumberland ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cumberland only against its own state's cities, not the full US field.
Median Household Income
#682 of 753
9th percentile in Wisconsin
Median Gross Rent
#1 of 761
0th percentile in Wisconsin
Median Home Value
#392 of 754
48th percentile in Wisconsin
Poverty Rate
#20 of 761
97th percentile in Wisconsin
Bachelor's Degree or Higher
#227 of 761
70th percentile in Wisconsin
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Wisconsin only, not a livability score. See the methodology for the source and calculation.
Gauge source note
16th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cumberland's home value compares nationally
Median home value vs. every US city (population 1,000+)
$173,900Among the most affordablemore affordable than 65% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cumberland's home-value-to-income ratio: 3.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,510 of 15,516
More affordable than 39% of tracked cities (pop. 1,000+)
Size class
#7,598 of 11,323
Micro cities (under 10,000)
At 3.6×, Cumberland sits in the moderate band:
national rank #9,510 of 15,516 and #7,598 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$47,773Cumberland, WI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cumberland, WI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cumberland, WI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)28.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)24.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)53.2%
Census ACS S2301, share of working-age residents in the labor force
Population
2,389
Median Income
$47,773
Median Home Value
$173,900
Median Age
41.5
Poverty Rate
24.3%
Labor force participation
53.2%
Bachelor's Degree+
28.6%
Climate
Avg Temperature
41.3°F
Annual Precipitation
33.8"
Annual Snowfall
55.6"
Schools
Total Schools
4
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cumberland's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,270 residents
2021
2,263 residents
2022
2,252 residents
2023
2,275 residents
2024
2,296 residents
2025
2,282 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Slowing
Total Permits (2024)
7
housing units authorized
Single-Family
3
detached homes
Multifamily
4
apartments & condos
Supply Intensity
2.9
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
8
4
4
$1.5M
2020
5
3
2
$1.2M
2021
2
2
0
$1.3M
2022
27
7
20
$6.8M
2023
25
7
18
$6.2M
2024
7
3
4
$3.6M
Permit volume decreased 12% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
80.9%
Carpool
11.8%
Public Transit
0.5%
Walk
2.4%
Work from Home
3.5%
Other
0.9%
Based on 952 workers 16 and over.
Monthly Utility Costs
Wisconsin statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Wisconsin at $225 (electricity about $100 , water and sewer about $45 ).
These are Wisconsin statewide averages, not a meter reading for Cumberland. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Wisconsin's BEA cost-of-living index is 94.1 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cumberland is $1,097/mo. FEMA's National Risk Index, averaged to Wisconsin statewide on PlainCities, rates natural-hazard exposure at 59.1 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Wisconsin statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cumberland sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cumberland compares to similar-size Wisconsin cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.