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Place dossier plate
SheetWI-TWO-RIVERS-WI · Two Rivers, WI 11,224 pop · income 33rd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Two Rivers
Lowest/highest poles plus peers nearest Two Rivers on median household income. Full ladder: /browse and /rankings.
median HH income
Platteville · lowest
42,667
Platteville · lowest
42,667 median HH income
25.2% of the leader · rank #1
Dolton · near
58,706
Dolton · near
58,706 median HH income
34.7% of the leader · rank #2
Wimauma · near
58,708
Wimauma · near
58,708 median HH income
34.7% of the leader · rank #3
Two Rivers · this city
58,716
Two Rivers · this city
58,716 median HH income
34.7% of the leader · rank #4
Peoria · near
58,716
Peoria · near
58,716 median HH income
34.7% of the leader · rank #5
South Congaree · near
58,726
South Congaree · near
58,726 median HH income
34.7% of the leader · rank #6
Westwood · highest
169,026
Westwood · highest
169,026 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Two Rivers on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 11,224.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Two Rivers - the verdict
Nationally, Two Rivers sits in the 33rd percentile for household income and the 77th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
33rd
percentile, household income
18th
percentile, home value
29th
percentile, median rent
77th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Two Rivers, WI
Two Rivers is a small town in Wisconsin, home to 11,224 residents per U.S. Census Bureau ACS 2023 estimates. Two Rivers households earn a median of $58,716 annually, below the median for U.S. cities on this measure, with a poverty rate of 5.9%. Typical homes in Two Rivers are valued around $121,800, and the median resident age is 43.6 years. Educational attainment runs 22.0% of adults with a bachelor's degree or higher. Separately, 59.8% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 14 residential units authorized here in 2024 (Building Boom), up 56% from five years earlier. Two Rivers reports a comparatively low crime rate: FBI UCR reporting places total crime at 700.3 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). NOAA puts Two Rivers's yearly average temperature at 44.3°F with 32.0 inches of precipitation per year and 46.1 inches of snowfall.
Living costs in Wisconsin run below the national norm: on BEA's 100-equals-national-average cost index, Wisconsin scores 94.1 (Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,097 per month statewide. Monthly utility costs average around $225 across Wisconsin, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 59.1 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Two Rivers's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to work and mobility to reported crime to climate and hazard context to population change to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Two Rivers, city-specific coverage includes commute-mode shares, local building permits, FBI reported-crime rates, annual population history, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Schools and households
What does the education layer cover for Two Rivers?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 5 public schools within the city match. 22.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
What does the journey to work look like in Two Rivers?
Driving alone is the largest reported mode at 81.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
What can the FBI record say about safety in Two Rivers?
The joined FBI UCR record reports 700.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 69% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Two Rivers?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Wisconsin, the closest population matches are Waupun (11,244 residents, $66,931 income); Oregon (11,384 residents, $100,695 income); Marinette (11,060 residents, $57,461 income). Outside the state, the closest population matches in this dataset are Cold Springs, NV (11,223 residents); Westwood, NJ (11,221 residents); North Logan, UT (11,228 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Climate and hazard context
What physical conditions frame life in Two Rivers?
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
NOAA normals put the annual mean temperature at 44.3°F, with 32.0 inches of precipitation and 46.1 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Wisconsin is 59.1 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
FEMA risk index (state avg)
59.1
Annual precipitation
32.0 in
Mean temperature
44.3°F
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
Is Two Rivers growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -41 residents from 2020 to 2025, a -0.4% change. Separately, Census BPS recorded 14 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
2020 estimate
11,263
2025 estimate
11,222
Period change
-0.4%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
How far does income reach against housing in Two Rivers?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.1 times median household income. The ACS poverty estimate is 5.9%, which keeps the citywide median from describing every household.
Value / income
2.1×
Home value
$121,800
Household income
$58,716
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Below median income · poverty 5.9% (Below-median poverty)
Cost of Living Index (state)
94.1 (US=100)
Near national cost · BEA RPP 2024, Wisconsin average
D
City profile score · Two Rivers, WI
49/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B-
94.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate C+
5.9%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime D
216 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share D
22.0%
Adults with a bachelor's degree or higher; ACS.
Household income F
$58,716
Median household income vs U.S. cities (pop ≥1,000); ACS.
Two Rivers profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 68/100 (B-) · 94.1 index
Poverty rate: 60/100 (C+) · 5.9%
Violent crime: 45/100 (D) · 216 /100k
Bachelor's+ share: 40/100 (D) · 22.0%
Household income: 33/100 (F) · $58,716
Where Two Rivers sits on home value vs crime among peer cities
Two Rivers's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Two Rivers highlighted among 9 peers.Read the chart values
Two Rivers, WI (this city): home $121,800, crime 700/100k
Westwood, NJ : home $587,700, crime 306/100k
Lansing, KS : home $247,500, crime 749/100k
Waupun, WI : home $167,700, crime 662/100k
Oregon, WI : home $361,200, crime 321/100k
Marinette, WI : home $111,600, crime 1,842/100k
Holmen, WI : home $262,600, crime 513/100k
Platteville, WI : home $186,900, crime 1,641/100k
Burlington, WI : home $268,300, crime 1,060/100k
How does Two Rivers compare to other US cities?
Where Two Rivers sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income33% higher than other cities
Home value18% pricier than other cities
Median rent29% pricier than other cities
Safety77% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Wisconsin and the picture shifts: Two Rivers ranks #76 of 202 Wisconsin cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Two Rivers against every qualifying US city; each in-state rank narrows that to Wisconsin only. Full formula and direction notes: methodology.
Wisconsin-relative analysis
Median Gross Rent places Two Rivers near the bottom of Wisconsin's cities
Among the 761 Wisconsin cities PlainCities tracks with reported median gross rent data, Two Rivers ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Two Rivers only against its own state's cities, not the full US field.
Median Household Income
#538 of 753
29th percentile in Wisconsin
Median Gross Rent
#1 of 761
0th percentile in Wisconsin
Median Home Value
#623 of 754
17th percentile in Wisconsin
Poverty Rate
#355 of 761
53rd percentile in Wisconsin
Bachelor's Degree or Higher
#371 of 761
51st percentile in Wisconsin
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Wisconsin only, not a livability score. See the methodology for the source and calculation.
Gauge source note
33rd percentile nationally for median household income · 77th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Two Rivers's profile vs. every US city
Income, affordability, and safety percentile
Two Rivers's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Two Rivers's home value compares nationally
Median home value vs. every US city (population 1,000+)
$121,800Among the most affordablemore affordable than 82% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Two Rivers's home-value-to-income ratio: 2.1×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#1,919 of 15,516
More affordable than 88% of tracked cities (pop. 1,000+)
Size class
#89 of 3,317
Small cities (10,000–49,999)
At 2.1×, Two Rivers sits in the affordable band:
national rank #1,919 of 15,516 and #89 of 3,317small cities (10,000–49,999).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$58,716Two Rivers, WI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Two Rivers, WI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Two Rivers, WI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)22.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.8%
Census ACS S2301, share of working-age residents in the labor force
Population
11,224
Median Income
$58,716
Median Home Value
$121,800
Median Age
43.6
Poverty Rate
5.9%
Labor force participation
59.8%
Bachelor's Degree+
22.0%
Safety & Crime
Total Crime Rate
700.3
per 100,000 residents
Violent Crime
215.5
per 100,000 residents
Property Crime
484.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
44.3°F
Annual Precipitation
32.0"
Annual Snowfall
46.1"
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Two Rivers's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
11,263 residents
2021
11,243 residents
2022
11,236 residents
2023
11,241 residents
2024
11,255 residents
2025
11,222 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
14
housing units authorized
Single-Family
10
detached homes
Multifamily
4
apartments & condos
Supply Intensity
1.2
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2022
9
9
0
$3.4M
2023
10
10
0
$3.1M
2024
14
10
4
$3.4M
Permit volume increased 56% from 2022 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
81.9%
Carpool
8.4%
Public Transit
0.6%
Walk
1.6%
Work from Home
6.5%
Other
1.0%
Based on 5,437 workers 16 and over.
Monthly Utility Costs
Wisconsin statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Wisconsin at $225 (electricity about $100 , water and sewer about $45 ).
These are Wisconsin statewide averages, not a meter reading for Two Rivers. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Wisconsin's BEA cost-of-living index is 94.1 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Two Rivers is $1,097/mo. FEMA's National Risk Index, averaged to Wisconsin statewide on PlainCities, rates natural-hazard exposure at 59.1 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Wisconsin statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Two Rivers sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Two Rivers compares to similar-size Wisconsin cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.