Census tract · Kay County
Census Tract 3, Kay County, Oklahoma
Census Tract 3, GEOID 40071000300, in Kay County, Oklahoma, mostly within Ponca City (90% of its census blocks). 4,458 residents in the ACS 2020-2024 5-year estimates (±353); the 2020 Census counted 4,395.
Residents, 2020-2024
4,458
±353 (90% margin)
2020 Census count: 4,395
Median household income
$88,819
±$9,303 (90% margin)
Kay County: $58,423
Median home value
$180,600
±$21,095 (90% margin)
Kay County: $124,700
Median gross rent
$976
±$187 (90% margin)
Kay County: $842
Where is Census Tract 3?
Census Tract 3 is one of 11 census tracts in Kay County, Oklahoma. It covers 5.41 square miles of land, 812 residents per square mile in 2020. Its GEOID, 40071000300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Ponca City | 90% |
5 census tracts border Census Tract 3: Tract 2.01 ($55,431), Tract 2.02 ($58,500), Tract 4 ($39,542), Tract 6 ($71,719) and Tract 9400.03 in Osage County ($66,089). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3?
The 2020-2024 American Community Survey puts Census Tract 3's population at 4,458 (±353) in 1,825 households; the 2020 Census counted 4,395 residents and 2,022 housing units.
| Measure | Tract 3 | Ponca City |
|---|---|---|
| Total population | 4,458 ±353 | 24,326 |
| Households | 1,825 ±154 | 9,371 |
| Average household size | 2.37 ±0.17 | 2.53 |
| Housing units | 2,052 ±149 | 11,462 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3?
The median resident of Census Tract 3 is 46.9 years old; 20.7% are under 18 and 29.0% are 65 or older. The largest group is non-Hispanic white residents at 79.9%, then Hispanic or Latino residents (of any race) at 7.0%. 2.1% of residents were born outside the United States.
| Measure | Tract 3 | Ponca City |
|---|---|---|
| Median age | 46.9 ±3.0 | 37.1 |
| Under 18 years | 20.7% ±2.6 pts | 25.6% |
| 65 years and over | 29.0% ±3.2 pts | 17.7% |
| Hispanic or Latino (any race) | 7.0% ±3.3 pts | 10.4% |
| White alone, not Hispanic | 79.9% ±4.6 pts | 67.8% |
| Black or African American alone, not Hispanic | 2.8% ±2.0 pts | 2.9% |
| Asian alone, not Hispanic | 0.7% ±1.1 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 4.6% ±2.8 pts | 6.6% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 1.0% |
| Two or more races, not Hispanic | 4.9% ±2.2 pts | 10.2% |
| Some other race alone, not Hispanic | 0.0% ±0.6 pts | 0.5% |
| Born outside the United States | 2.1% ±1.1 pts | 3.5% |
| Speak a language other than English at home (age 5+) | 4.0% ±2.4 pts | 6.7% |
| Civilian veterans (age 18+) | 11.6% ±3.4 pts | 8.7% |
| With a disability | 15.1% ±3.5 pts | 20.1% |
| No health insurance coverage | 5.9% ±2.5 pts | 11.9% |
| High school graduate or higher (age 25+) | 97.5% ±1.3 pts | 90.5% |
| Bachelor's degree or higher (age 25+) | 37.0% ±5.1 pts | 20.6% |
| Graduate or professional degree (age 25+) | 13.1% ±3.9 pts | 6.6% |
| Lived in the same house a year earlier | 86.7% ±3.7 pts | 83.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3 earn?
Half of the 1,825 households in Census Tract 3 earn less than $88,819 a year (±$9,303), against $58,423 across Kay County: 1st highest of the county's 11 tracts with a reliable estimate. 8.8% of residents live below the poverty line.
| Measure | Tract 3 | Ponca City |
|---|---|---|
| Median household income | $88,819 ±$9,303 | $55,941 |
| Mean household income | $115,027 ±$17,291 | $75,111 |
| Per capita income | $47,397 ±$5,363 | $29,992 |
| People below the poverty line | 8.8% ±3.8 pts | 17.9% |
| Children under 18 below the poverty line | 11.1% ±9.1 pts | 23.4% |
| Households receiving SNAP | 3.6% ±2.3 pts | 20.3% |
| Households with a computer | 92.9% ±4.3 pts | 94.4% |
| Households with a broadband subscription | 89.6% ±4.9 pts | 84.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3?
Owners occupy 79.8% of Census Tract 3's occupied homes and renters 20.2%. The median owner-occupied home is valued at $180,600 by its owner (±$21,095). The median renter pays $976 a month including utilities, and 48.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 3 | Ponca City |
|---|---|---|
| Median home value (owner-occupied) | $180,600 ±$21,095 | $135,800 |
| Median gross rent | $976 ±$187 | $850 |
| Renters paying 35% or more of income on rent | 48.8% ±21.3 pts | 34.7% |
| Median monthly owner costs, with a mortgage | $1,444 ±$92 | $1,228 |
| Owner-occupied homes | 79.8% ±5.8 pts | 62.5% |
| Renter-occupied homes | 20.2% ±5.8 pts | 37.5% |
| Housing units | 2,052 ±149 | 11,462 |
| Single-family detached homes | 86.4% ±4.2 pts | 80.1% |
| Mobile homes | 0.4% ±0.5 pts | 2.2% |
| Built 2020 or later | 0.0% ±1.2 pts | 0.2% |
| Built 2010 to 2019 | 1.3% ±1.1 pts | 2.7% |
| Built 1939 or earlier | 1.4% ±1.4 pts | 12.4% |
| Households with no vehicle | 2.0% ±1.6 pts | 7.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3 get to work?
81.9% of Census Tract 3's workers drive alone and 5.9% work from home. The average trip to work takes 15.1 minutes.
| Measure | Tract 3 | Ponca City |
|---|---|---|
| In the labor force (age 16+) | 50.6% ±5.2 pts | 59.9% |
| Unemployment rate | 2.5% ±2.1 pts | 6.9% |
| Drove alone to work | 81.9% ±5.6 pts | 78.5% |
| Carpooled | 12.2% ±4.8 pts | 14.7% |
| Public transportation | 0.0% ±1.4 pts | 0.0% |
| Walked | 0.0% ±1.4 pts | 1.2% |
| Worked from home | 5.9% ±3.0 pts | 3.4% |
| Mean travel time to work | 15.1 min ±2.9 | 15.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3 compare with the other tracts in Kay County?
Among Kay County's tracts with a reliable estimate, Census Tract 3 ranks as shown below (1 = highest).
| Measure | In Kay County | In Ponca City |
|---|---|---|
| Population | 4th of 11 | 3rd of 7 |
| Residents per square mile | 6th of 11 | 6th of 7 |
| Median household income | 1st of 11 | 1st of 7 |
| Per capita income | 1st of 11 | 1st of 7 |
| Median home value | 2nd of 11 | 2nd of 7 |
| Median gross rent | 3rd of 11 | 2nd of 7 |
| Poverty rate | 11th of 11 | 7th of 7 |
| Bachelor's degree or higher | 1st of 11 | 1st of 7 |
| Median age | 2nd of 11 | 1st of 7 |
| Owner-occupied share | 3rd of 11 | 2nd of 7 |
The tracts next to it on Kay County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3 | 1st | $88,819±$9,303 |
| Tract 6 | 2nd | $71,719±$13,375 |
| Tract 12 | 3rd | $64,936±$4,575 |
| Tract 13.02 | 4th | $62,225±$8,384 |
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3?
2 of the 18 figures for Census Tract 3 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections