Census tract · Palm Beach County
Census Tract 3.04, Palm Beach County, Florida
Census Tract 3.04, GEOID 12099000304, in Palm Beach County, Florida, mostly within Palm Beach Gardens (57% of its census blocks). 5,965 residents in the ACS 2020-2024 5-year estimates (±731); the 2020 Census counted 6,198.
Residents, 2020-2024
5,965
±731 (90% margin)
2020 Census count: 6,198
Median household income
$75,946
±$17,832 (90% margin)
Palm Beach County: $83,581
Median home value
$362,500
±$115,068 (90% margin)
Palm Beach County: $447,300
Median gross rent
$2,349
±$211 (90% margin)
Palm Beach County: $1,916
Where is Census Tract 3.04?
Census Tract 3.04 is one of 373 census tracts in Palm Beach County, Florida. It covers 1.35 square miles of land, 4,588 residents per square mile in 2020. Its GEOID, 12099000304, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Palm Beach Gardens | 57% |
| Cabana Colony | 41% |
5 census tracts border Census Tract 3.04: Tract 2.08 ($121,474), Tract 3.03 ($221,118), Tract 6 ($94,850), Tract 7.03 ($149,375) and Tract 8.03 ($71,724). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3.04?
The 2020-2024 American Community Survey puts Census Tract 3.04's population at 5,965 (±731) in 2,592 households; the 2020 Census counted 6,198 residents and 3,270 housing units.
| Measure | Tract 3.04 | Palm Beach Gardens |
|---|---|---|
| Total population | 5,965 ±731 | 60,959 |
| Households | 2,592 ±266 | 27,294 |
| Average household size | 2.25 ±0.25 | 2.21 |
| Housing units | 3,071 ±225 | 31,400 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3.04?
The median resident of Census Tract 3.04 is 39.9 years old; 22.5% are under 18 and 27.3% are 65 or older. The largest group is non-Hispanic white residents at 58.9%, then Hispanic or Latino residents (of any race) at 22.0%. 24.4% of residents were born outside the United States.
| Measure | Tract 3.04 | Palm Beach Gardens |
|---|---|---|
| Median age | 39.9 ±4.0 | 51.8 |
| Under 18 years | 22.5% ±5.7 pts | 16.6% |
| 65 years and over | 27.3% ±5.2 pts | 32.5% |
| Hispanic or Latino (any race) | 22.0% ±11.1 pts | 12.0% |
| White alone, not Hispanic | 58.9% ±9.7 pts | 76.9% |
| Black or African American alone, not Hispanic | 1.7% ±1.3 pts | 2.8% |
| Asian alone, not Hispanic | 15.7% ±10.6 pts | 3.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.4% |
| Two or more races, not Hispanic | 1.7% ±1.5 pts | 3.5% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.5% |
| Born outside the United States | 24.4% ±5.9 pts | 14.2% |
| Speak a language other than English at home (age 5+) | 33.4% ±7.9 pts | 16.7% |
| Civilian veterans (age 18+) | 5.2% ±1.9 pts | 6.3% |
| With a disability | 18.3% ±3.9 pts | 13.6% |
| No health insurance coverage | 8.7% ±5.5 pts | 7.0% |
| High school graduate or higher (age 25+) | 95.1% ±2.7 pts | 97.2% |
| Bachelor's degree or higher (age 25+) | 45.0% ±8.4 pts | 57.4% |
| Graduate or professional degree (age 25+) | 18.4% ±5.6 pts | 24.2% |
| Lived in the same house a year earlier | 87.9% ±4.3 pts | 88.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3.04 earn?
Half of the 2,592 households in Census Tract 3.04 earn less than $75,946 a year (±$17,832), against $83,581 across Palm Beach County: 214th highest of the county's 356 tracts with a reliable estimate. 11.7% of residents live below the poverty line.
| Measure | Tract 3.04 | Palm Beach Gardens |
|---|---|---|
| Median household income | $75,946 ±$17,832 | $106,947 |
| Mean household income | $104,384 ±$16,546 | $182,562 |
| Per capita income | $47,105 ±$7,508 | $83,250 |
| People below the poverty line | 11.7% ±7.4 pts | 7.2% |
| Children under 18 below the poverty line | 25.7% ±22.2 pts | 6.2% |
| Households receiving SNAP | 4.0% ±4.7 pts | 2.8% |
| Households with a computer | 98.7% ±1.6 pts | 97.5% |
| Households with a broadband subscription | 92.0% ±3.9 pts | 95.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3.04?
Owners occupy 62.7% of Census Tract 3.04's occupied homes and renters 37.3%. The median owner-occupied home is valued at $362,500 by its owner (±$115,068). The median renter pays $2,349 a month including utilities, and 56.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 3.04 | Palm Beach Gardens |
|---|---|---|
| Median home value (owner-occupied) | $362,500 ±$115,068 | $606,100 |
| Median gross rent | $2,349 ±$211 | $2,417 |
| Renters paying 35% or more of income on rent | 56.1% ±12.8 pts | 50.6% |
| Median monthly owner costs, with a mortgage | $2,164 ±$823 | $2,737 |
| Owner-occupied homes | 62.7% ±8.1 pts | 73.0% |
| Renter-occupied homes | 37.3% ±8.1 pts | 27.0% |
| Housing units | 3,071 ±225 | 31,400 |
| Single-family detached homes | 29.9% ±8.8 pts | 47.4% |
| Mobile homes | 12.6% ±5.8 pts | 1.7% |
| Built 2020 or later | 2.7% ±3.3 pts | 3.8% |
| Built 2010 to 2019 | 5.1% ±2.9 pts | 11.3% |
| Built 1939 or earlier | 0.6% ±1.0 pts | 0.5% |
| Households with no vehicle | 3.2% ±2.1 pts | 4.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3.04 get to work?
66.9% of Census Tract 3.04's workers drive alone and 10.5% work from home. The average trip to work takes 16.1 minutes.
| Measure | Tract 3.04 | Palm Beach Gardens |
|---|---|---|
| In the labor force (age 16+) | 62.3% ±5.3 pts | 57.0% |
| Unemployment rate | 1.9% ±2.3 pts | 3.9% |
| Drove alone to work | 66.9% ±8.9 pts | 69.4% |
| Carpooled | 18.4% ±8.8 pts | 7.9% |
| Public transportation | 0.0% ±1.8 pts | 0.2% |
| Walked | 3.3% ±3.1 pts | 1.0% |
| Worked from home | 10.5% ±5.7 pts | 19.9% |
| Mean travel time to work | 16.1 min ±1.5 | 22.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3.04 compare with the other tracts in Palm Beach County?
Among Palm Beach County's tracts with a reliable estimate, Census Tract 3.04 ranks as shown below (1 = highest).
| Measure | In Palm Beach County | In Palm Beach Gardens |
|---|---|---|
| Population | 58th of 364 | 2nd of 18 |
| Residents per square mile | 154th of 371 | 3rd of 19 |
| Median household income | 214th of 356 | 15th of 18 |
| Per capita income | 181st of 360 | 17th of 18 |
| Median home value | 229th of 352 | 18th of 18 |
| Median gross rent | 101st of 322 | 9th of 15 |
| Poverty rate | 117th of 232 | 4th of 13 |
| Bachelor's degree or higher | 152nd of 359 | 13th of 18 |
| Median age | 254th of 364 | 17th of 18 |
| Owner-occupied share | 245th of 360 | 12th of 18 |
The tracts next to it on Palm Beach County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 13.01 | 211th | $76,698±$11,272 · within the margin of this tract |
| Tract 73.02 | 212th | $76,623±$20,468 · within the margin of this tract |
| Tract 5.12 | 213th | $76,139±$32,428 · within the margin of this tract |
| Tract 3.04 | 214th | $75,946±$17,832 |
| Tract 78.31 | 215th | $75,714±$29,944 · within the margin of this tract |
| Tract 2.02 | 216th | $75,709±$7,474 · within the margin of this tract |
| Tract 67 | 217th | $75,560±$14,719 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3.04?
2 of the 18 figures for Census Tract 3.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections