Census tract · Stephens County
Census Tract 10, Stephens County, Oklahoma
Census Tract 10, GEOID 40137001000, in Stephens County, Oklahoma, partly within Velma, Bray and Duncan. 1,942 residents in the ACS 2020-2024 5-year estimates (±213); the 2020 Census counted 1,979.
Residents, 2020-2024
1,942
±213 (90% margin)
2020 Census count: 1,979
Median household income
$59,032
±$3,480 (90% margin)
Stephens County: $61,620
Median home value
$130,400
±$35,492 (90% margin)
Stephens County: $145,300
Median gross rent
$897
±$119 (90% margin)
Stephens County: $895
Where is Census Tract 10?
Census Tract 10 is one of 11 census tracts in Stephens County, Oklahoma. It covers 193.12 square miles of land, 10 residents per square mile in 2020. Its GEOID, 40137001000, names it uniquely (how tract numbers and GEOIDs work).
5 census tracts border Census Tract 10: Tract 8922 in Carter County ($57,917), Tract 6819 in Garvin County ($60,203), Tract 8 ($80,353), Tract 9.02 ($57,917) and Tract 11 ($62,632). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 10?
The 2020-2024 American Community Survey puts Census Tract 10's population at 1,942 (±213) in 824 households; the 2020 Census counted 1,979 residents and 897 housing units.
| Measure | Tract 10 | Stephens County |
|---|---|---|
| Total population | 1,942 ±213 | 43,551 |
| Households | 824 ±86 | 17,567 |
| Average household size | 2.36 ±0.20 | 2.45 |
| Housing units | 910 ±84 | 20,323 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 10?
The median resident of Census Tract 10 is 39.0 years old; 24.1% are under 18 and 16.1% are 65 or older. The largest group is non-Hispanic white residents at 73.5%, then non-Hispanic residents of two or more races at 13.2%.
| Measure | Tract 10 | Stephens County |
|---|---|---|
| Median age | 39.0 ±6.9 | 41.0 |
| Under 18 years | 24.1% ±5.4 pts | 22.8% |
| 65 years and over | 16.1% ±3.8 pts | 20.8% |
| Hispanic or Latino (any race) | 3.3% ±3.3 pts | 8.7% |
| White alone, not Hispanic | 73.5% ±5.9 pts | 77.4% |
| Black or African American alone, not Hispanic | 0.6% ±0.7 pts | 1.3% |
| Asian alone, not Hispanic | 2.5% ±2.2 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 5.4% ±2.8 pts | 3.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.4% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 13.2% ±3.7 pts | 8.5% |
| Some other race alone, not Hispanic | 1.1% ±1.6 pts | 0.3% |
| Born outside the United States | 3.3% ±2.2 pts | 2.7% |
| Speak a language other than English at home (age 5+) | 1.1% ±1.2 pts | 4.9% |
| Civilian veterans (age 18+) | 7.3% ±4.0 pts | 8.9% |
| With a disability | 12.6% ±3.5 pts | 20.3% |
| No health insurance coverage | 12.4% ±4.2 pts | 12.6% |
| High school graduate or higher (age 25+) | 91.5% ±3.0 pts | 89.8% |
| Bachelor's degree or higher (age 25+) | 19.6% ±5.0 pts | 20.6% |
| Graduate or professional degree (age 25+) | 2.9% ±1.6 pts | 7.1% |
| Lived in the same house a year earlier | 91.5% ±4.5 pts | 86.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 10 earn?
Half of the 824 households in Census Tract 10 earn less than $59,032 a year (±$3,480), against $61,620 across Stephens County: 7th highest of the county's 11 tracts with a reliable estimate. 16.1% of residents live below the poverty line.
| Measure | Tract 10 | Stephens County |
|---|---|---|
| Median household income | $59,032 ±$3,480 | $61,620 |
| Mean household income | $74,373 ±$7,216 | $84,051 |
| Per capita income | $32,525 ±$3,844 | $34,840 |
| People below the poverty line | 16.1% ±5.2 pts | 18.0% |
| Children under 18 below the poverty line | 22.4% ±13.2 pts | 25.9% |
| Households receiving SNAP | 17.4% ±7.6 pts | 17.6% |
| Households with a computer | 97.8% ±1.7 pts | 93.9% |
| Households with a broadband subscription | 90.2% ±3.7 pts | 86.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 10?
Owners occupy 81.7% of Census Tract 10's occupied homes and renters 18.3%. The median owner-occupied home is valued at $130,400 by its owner (±$35,492). The median renter pays $897 a month including utilities, and 39.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 10 | Stephens County |
|---|---|---|
| Median home value (owner-occupied) | $130,400 ±$35,492 | $145,300 |
| Median gross rent | $897 ±$119 | $895 |
| Renters paying 35% or more of income on rent | 39.8% ±17.3 pts | 40.8% |
| Median monthly owner costs, with a mortgage | $1,373 ±$105 | $1,314 |
| Owner-occupied homes | 81.7% ±6.5 pts | 74.4% |
| Renter-occupied homes | 18.3% ±6.5 pts | 25.6% |
| Housing units | 910 ±84 | 20,323 |
| Single-family detached homes | 73.3% ±7.2 pts | 82.4% |
| Mobile homes | 22.4% ±7.9 pts | 8.4% |
| Built 2020 or later | 1.3% ±1.4 pts | 0.9% |
| Built 2010 to 2019 | 7.8% ±3.0 pts | 4.4% |
| Built 1939 or earlier | 2.7% ±1.8 pts | 7.1% |
| Households with no vehicle | 1.2% ±1.2 pts | 5.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 10 get to work?
84.5% of Census Tract 10's workers drive alone and 8.7% work from home. The average trip to work takes 34.9 minutes. The unemployment rate in 2020-2024 averaged 6.8%.
| Measure | Tract 10 | Stephens County |
|---|---|---|
| In the labor force (age 16+) | 57.1% ±5.9 pts | 54.6% |
| Unemployment rate | 6.8% ±3.7 pts | 5.2% |
| Drove alone to work | 84.5% ±5.7 pts | 79.5% |
| Carpooled | 5.0% ±3.7 pts | 12.4% |
| Public transportation | 0.0% ±3.1 pts | 0.1% |
| Walked | 0.0% ±3.1 pts | 1.3% |
| Worked from home | 8.7% ±4.6 pts | 5.6% |
| Mean travel time to work | 34.9 min ±11.1 | 23.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 10 compare with the other tracts in Stephens County?
Among Stephens County's tracts with a reliable estimate, Census Tract 10 ranks as shown below (1 = highest).
| Measure | In Stephens County |
|---|---|
| Population | 11th of 11 |
| Residents per square mile | 11th of 11 |
| Median household income | 7th of 11 |
| Per capita income | 6th of 11 |
| Median home value | 7th of 11 |
| Median gross rent | 5th of 11 |
| Poverty rate | 7th of 11 |
| Bachelor's degree or higher | 6th of 11 |
| Median age | 8th of 11 |
| Owner-occupied share | 4th of 11 |
The tracts next to it on Stephens County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 11 | 4th | $62,632±$11,980 · within the margin of this tract |
| Tract 1.01 | 5th | $61,250±$17,475 · within the margin of this tract |
| Tract 1.02 | 6th | $59,375±$10,893 · within the margin of this tract |
| Tract 10 | 7th | $59,032±$3,480 |
| Tract 9.02 | 8th | $57,917±$14,302 · within the margin of this tract |
| Tract 4 | 9th | $57,044±$6,218 · within the margin of this tract |
| Tract 3 | 10th | $46,150±$14,783 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 10?
3 of the 18 figures for Census Tract 10 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections