Census tract · Bay County
Census Tract 14.04, Bay County, Florida
Census Tract 14.04, GEOID 12005001404, in Bay County, Florida, mostly within Lynn Haven (83% of its census blocks). 7,053 residents in the ACS 2020-2024 5-year estimates (±915); the 2020 Census counted 7,131.
Residents, 2020-2024
7,053
±915 (90% margin)
2020 Census count: 7,131
Median household income
$65,259
±$12,982 (90% margin)
Bay County: $73,533
Median home value
$290,800
±$28,716 (90% margin)
Bay County: $310,500
Median gross rent
$1,422
±$129 (90% margin)
Bay County: $1,484
Where is Census Tract 14.04?
Census Tract 14.04 is one of 50 census tracts in Bay County, Florida. It covers 3.24 square miles of land, 2,204 residents per square mile in 2020. Its GEOID, 12005001404, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lynn Haven | 83% |
| Panama City | 1% |
4 census tracts border Census Tract 14.04: Tract 2.04 ($86,292), Tract 13.02 ($79,173), Tract 14.03 ($79,922) and Tract 15.01 ($86,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 14.04?
The 2020-2024 American Community Survey puts Census Tract 14.04's population at 7,053 (±915) in 3,102 households; the 2020 Census counted 7,131 residents and 3,314 housing units.
| Measure | Tract 14.04 | Lynn Haven |
|---|---|---|
| Total population | 7,053 ±915 | 20,081 |
| Households | 3,102 ±322 | 8,263 |
| Average household size | 2.27 ±0.20 | 2.42 |
| Housing units | 3,221 ±301 | 8,820 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 14.04?
The median resident of Census Tract 14.04 is 34.5 years old; 22.0% are under 18 and 17.3% are 65 or older. The largest group is non-Hispanic white residents at 68.2%, then Hispanic or Latino residents (of any race) at 16.1%. 12.7% of residents were born outside the United States.
| Measure | Tract 14.04 | Lynn Haven |
|---|---|---|
| Median age | 34.5 ±6.8 | 37.3 |
| Under 18 years | 22.0% ±5.4 pts | 24.2% |
| 65 years and over | 17.3% ±6.0 pts | 15.6% |
| Hispanic or Latino (any race) | 16.1% ±6.9 pts | 11.6% |
| White alone, not Hispanic | 68.2% ±8.2 pts | 70.4% |
| Black or African American alone, not Hispanic | 9.2% ±6.5 pts | 6.7% |
| Asian alone, not Hispanic | 1.9% ±1.4 pts | 3.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.3% ±0.4 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 4.1% ±3.2 pts | 7.2% |
| Some other race alone, not Hispanic | 0.2% ±0.4 pts | 0.1% |
| Born outside the United States | 12.7% ±7.0 pts | 11.9% |
| Speak a language other than English at home (age 5+) | 16.7% ±8.5 pts | 14.0% |
| Civilian veterans (age 18+) | 14.8% ±5.2 pts | 16.7% |
| With a disability | 14.4% ±5.8 pts | 14.3% |
| No health insurance coverage | 14.9% ±8.1 pts | 14.7% |
| High school graduate or higher (age 25+) | 92.1% ±4.4 pts | 91.5% |
| Bachelor's degree or higher (age 25+) | 27.6% ±5.9 pts | 35.5% |
| Graduate or professional degree (age 25+) | 6.7% ±2.9 pts | 10.2% |
| Lived in the same house a year earlier | 77.9% ±9.0 pts | 79.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 14.04 earn?
Half of the 3,102 households in Census Tract 14.04 earn less than $65,259 a year (±$12,982), against $73,533 across Bay County: 32nd highest of the county's 48 tracts with a reliable estimate. 6.6% of residents live below the poverty line.
| Measure | Tract 14.04 | Lynn Haven |
|---|---|---|
| Median household income | $65,259 ±$12,982 | $80,973 |
| Mean household income | $87,120 ±$11,246 | $100,171 |
| Per capita income | $38,497 ±$5,319 | $40,630 |
| People below the poverty line | 6.6% ±3.8 pts | 6.5% |
| Children under 18 below the poverty line | 4.5% ±7.6 pts | 7.5% |
| Households receiving SNAP | 10.7% ±6.1 pts | 8.0% |
| Households with a computer | 98.3% ±1.6 pts | 98.7% |
| Households with a broadband subscription | 89.0% ±6.7 pts | 94.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 14.04?
Owners occupy 58.1% of Census Tract 14.04's occupied homes and renters 41.9%. The median owner-occupied home is valued at $290,800 by its owner (±$28,716). The median renter pays $1,422 a month including utilities, and 36.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 14.04 | Lynn Haven |
|---|---|---|
| Median home value (owner-occupied) | $290,800 ±$28,716 | $320,000 |
| Median gross rent | $1,422 ±$129 | $1,563 |
| Renters paying 35% or more of income on rent | 36.4% ±19.2 pts | 42.5% |
| Median monthly owner costs, with a mortgage | $1,971 ±$275 | $1,861 |
| Owner-occupied homes | 58.1% ±7.7 pts | 64.4% |
| Renter-occupied homes | 41.9% ±7.7 pts | 35.6% |
| Housing units | 3,221 ±301 | 8,820 |
| Single-family detached homes | 55.4% ±8.0 pts | 65.3% |
| Mobile homes | 1.1% ±1.2 pts | 1.6% |
| Built 2020 or later | 0.0% ±1.6 pts | 4.0% |
| Built 2010 to 2019 | 14.3% ±7.8 pts | 14.6% |
| Built 1939 or earlier | 0.0% ±1.6 pts | 2.0% |
| Households with no vehicle | 1.7% ±1.7 pts | 3.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 14.04 get to work?
72.5% of Census Tract 14.04's workers drive alone and 14.2% work from home. The average trip to work takes 27.6 minutes.
| Measure | Tract 14.04 | Lynn Haven |
|---|---|---|
| In the labor force (age 16+) | 63.9% ±7.2 pts | 69.4% |
| Unemployment rate | 4.4% ±3.8 pts | 3.4% |
| Drove alone to work | 72.5% ±8.3 pts | 77.6% |
| Carpooled | 12.7% ±7.0 pts | 12.9% |
| Public transportation | 0.5% ±0.8 pts | 1.1% |
| Walked | 0.0% ±1.5 pts | 0.5% |
| Worked from home | 14.2% ±7.2 pts | 7.2% |
| Mean travel time to work | 27.6 min ±5.5 | 24.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 14.04 compare with the other tracts in Bay County?
Among Bay County's tracts with a reliable estimate, Census Tract 14.04 ranks as shown below (1 = highest).
| Measure | In Bay County | In Lynn Haven |
|---|---|---|
| Population | 7th of 49 | 3rd of 6 |
| Residents per square mile | 13th of 49 | 2nd of 6 |
| Median household income | 32nd of 48 | 5th of 6 |
| Per capita income | 27th of 49 | 3rd of 6 |
| Median home value | 27th of 48 | 5th of 6 |
| Median gross rent | 25th of 45 | 4th of 5 |
| Poverty rate | 30th of 34 | 2nd of 3 |
| Bachelor's degree or higher | 28th of 47 | 5th of 6 |
| Median age | 42nd of 49 | 6th of 6 |
| Owner-occupied share | 34th of 48 | 6th of 6 |
The tracts next to it on Bay County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9 | 29th | $70,417±$14,891 · within the margin of this tract |
| Tract 2.01 | 30th | $70,000±$13,180 · within the margin of this tract |
| Tract 12 | 30th | $70,000±$20,996 · within the margin of this tract |
| Tract 14.04 | 32nd | $65,259±$12,982 |
| Tract 8.05 | 33rd | $64,419±$16,601 · within the margin of this tract |
| Tract 6 | 34th | $63,864±$15,328 · within the margin of this tract |
| Tract 18 | 35th | $60,826±$11,803 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 14.04?
2 of the 18 figures for Census Tract 14.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections