Census tract · St. Joseph County
Census Tract 15, St. Joseph County, Indiana
Census Tract 15, GEOID 18141001500, in St. Joseph County, Indiana, entirely within South Bend and Portage Township, St. Joseph County. 3,236 residents in the ACS 2020-2024 5-year estimates (±507); the 2020 Census counted 3,079.
Residents, 2020-2024
3,236
±507 (90% margin)
2020 Census count: 3,079
Median household income
$50,648
±$6,337 (90% margin)
St. Joseph County: $66,868
Median home value
$114,900
±$12,980 (90% margin)
St. Joseph County: $192,800
Median gross rent
$924
±$66 (90% margin)
St. Joseph County: $1,062
Where is Census Tract 15?
Census Tract 15 is one of 82 census tracts in St. Joseph County, Indiana. It covers 0.71 square miles of land, 4,361 residents per square mile in 2020. Its GEOID, 18141001500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| South Bend | 100% |
| Portage Township, St. Joseph County | 100% |
8 census tracts border Census Tract 15: Tract 9 ($57,917), Tract 14 ($67,981), Tract 16 ($125,704), Tract 17 ($26,173), Tract 29, Tract 31 ($43,972), Tract 101 ($36,667) and Tract 106 ($60,889). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 15?
The 2020-2024 American Community Survey puts Census Tract 15's population at 3,236 (±507) in 1,361 households; the 2020 Census counted 3,079 residents and 1,501 housing units.
| Measure | Tract 15 | South Bend |
|---|---|---|
| Total population | 3,236 ±507 | 103,085 |
| Households | 1,361 ±179 | 41,282 |
| Average household size | 2.37 ±0.25 | 2.44 |
| Housing units | 1,515 ±168 | 47,775 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 15?
The median resident of Census Tract 15 is 36.0 years old; 28.2% are under 18 and 12.2% are 65 or older. The largest group is non-Hispanic white residents at 68.5%, then non-Hispanic Black residents at 16.5%.
| Measure | Tract 15 | South Bend |
|---|---|---|
| Median age | 36.0 ±4.4 | 34.8 |
| Under 18 years | 28.2% ±7.2 pts | 25.5% |
| 65 years and over | 12.2% ±4.2 pts | 15.0% |
| Hispanic or Latino (any race) | 9.2% ±5.8 pts | 17.9% |
| White alone, not Hispanic | 68.5% ±7.5 pts | 50.9% |
| Black or African American alone, not Hispanic | 16.5% ±5.2 pts | 22.4% |
| Asian alone, not Hispanic | 0.5% ±1.1 pts | 2.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 3.7% ±2.7 pts | 5.8% |
| Some other race alone, not Hispanic | 1.5% ±2.4 pts | 0.6% |
| Born outside the United States | 2.7% ±2.4 pts | 8.5% |
| Speak a language other than English at home (age 5+) | 2.7% ±2.8 pts | 15.8% |
| Civilian veterans (age 18+) | 3.2% ±1.7 pts | 4.9% |
| With a disability | 15.7% ±5.8 pts | 15.0% |
| No health insurance coverage | 6.6% ±4.6 pts | 8.8% |
| High school graduate or higher (age 25+) | 86.0% ±7.3 pts | 87.8% |
| Bachelor's degree or higher (age 25+) | 23.3% ±7.8 pts | 29.3% |
| Graduate or professional degree (age 25+) | 7.1% ±3.8 pts | 12.1% |
| Lived in the same house a year earlier | 77.2% ±9.2 pts | 87.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 15 earn?
Half of the 1,361 households in Census Tract 15 earn less than $50,648 a year (±$6,337), against $66,868 across St. Joseph County: 57th highest of the county's 81 tracts with a reliable estimate. 18.9% of residents live below the poverty line.
| Measure | Tract 15 | South Bend |
|---|---|---|
| Median household income | $50,648 ±$6,337 | $55,786 |
| Mean household income | $64,651 ±$9,876 | $75,985 |
| Per capita income | $27,242 ±$5,109 | $30,791 |
| People below the poverty line | 18.9% ±10.8 pts | 20.8% |
| Children under 18 below the poverty line | 23.4% ±22.3 pts | 29.1% |
| Households receiving SNAP | 11.5% ±6.8 pts | 16.3% |
| Households with a computer | 91.3% ±6.4 pts | 93.8% |
| Households with a broadband subscription | 82.6% ±7.1 pts | 88.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 15?
Owners occupy 56.6% of Census Tract 15's occupied homes and renters 43.4%. The median owner-occupied home is valued at $114,900 by its owner (±$12,980). The median renter pays $924 a month including utilities, and 34.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 15 | South Bend |
|---|---|---|
| Median home value (owner-occupied) | $114,900 ±$12,980 | $140,400 |
| Median gross rent | $924 ±$66 | $1,033 |
| Renters paying 35% or more of income on rent | 34.9% ±19.8 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $1,144 ±$53 | $1,132 |
| Owner-occupied homes | 56.6% ±11.2 pts | 60.2% |
| Renter-occupied homes | 43.4% ±11.2 pts | 39.8% |
| Housing units | 1,515 ±168 | 47,775 |
| Single-family detached homes | 76.0% ±9.4 pts | 71.6% |
| Mobile homes | 0.0% ±2.4 pts | 0.7% |
| Built 2020 or later | 0.0% ±2.4 pts | 0.5% |
| Built 2010 to 2019 | 0.5% ±0.8 pts | 4.4% |
| Built 1939 or earlier | 49.4% ±9.8 pts | 28.3% |
| Households with no vehicle | 8.2% ±4.8 pts | 9.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 15 get to work?
80.5% of Census Tract 15's workers drive alone. The average trip to work takes 25.7 minutes.
| Measure | Tract 15 | South Bend |
|---|---|---|
| In the labor force (age 16+) | 65.9% ±8.2 pts | 62.7% |
| Unemployment rate | 6.7% ±8.3 pts | 6.5% |
| Drove alone to work | 80.5% ±9.8 pts | 71.1% |
| Carpooled | 12.7% ±8.7 pts | 11.6% |
| Public transportation | 0.7% ±1.2 pts | 1.6% |
| Walked | 0.4% ±0.6 pts | 2.2% |
| Worked from home | 2.5% ±2.1 pts | 11.2% |
| Mean travel time to work | 25.7 min ±4.8 | 20.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 15 compare with the other tracts in St. Joseph County?
Among St. Joseph County's tracts with a reliable estimate, Census Tract 15 ranks as shown below (1 = highest).
| Measure | In St. Joseph County | In South Bend |
|---|---|---|
| Population | 40th of 82 | 17th of 47 |
| Residents per square mile | 18th of 82 | 16th of 47 |
| Median household income | 57th of 81 | 28th of 46 |
| Per capita income | 57th of 81 | 26th of 46 |
| Median home value | 60th of 79 | 27th of 44 |
| Median gross rent | 53rd of 69 | 31st of 39 |
| Poverty rate | 27th of 63 | 21st of 37 |
| Bachelor's degree or higher | 55th of 81 | 26th of 46 |
| Median age | 49th of 82 | 25th of 47 |
| Owner-occupied share | 54th of 82 | 27th of 47 |
The tracts next to it on St. Joseph County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 26 | 54th | $53,657±$13,207 · within the margin of this tract |
| Tract 113.09 | 55th | $52,068±$15,308 · within the margin of this tract |
| Tract 102.01 | 56th | $51,384±$8,946 · within the margin of this tract |
| Tract 15 | 57th | $50,648±$6,337 |
| Tract 27 | 58th | $50,167±$23,020 · within the margin of this tract |
| Tract 2 | 59th | $49,953±$20,467 · within the margin of this tract |
| Tract 111 | 60th | $49,829±$6,525 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 15?
2 of the 18 figures for Census Tract 15 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections