Census tract · Saginaw County
Census Tract 16, Saginaw County, Michigan
Census Tract 16, GEOID 26145001600, in Saginaw County, Michigan, entirely within Saginaw. 4,022 residents in the ACS 2020-2024 5-year estimates (±690); the 2020 Census counted 3,434.
Residents, 2020-2024
4,022
±690 (90% margin)
2020 Census count: 3,434
Median household income
$48,298
±$9,717 (90% margin)
Saginaw County: $60,622
Median home value
$61,000
±$9,670 (90% margin)
Saginaw County: $152,800
Median gross rent
$1,091
±$64 (90% margin)
Saginaw County: $947
Where is Census Tract 16?
Census Tract 16 is one of 61 census tracts in Saginaw County, Michigan. It covers 0.58 square miles of land, 5,951 residents per square mile in 2020. Its GEOID, 26145001600, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Saginaw | 100% |
5 census tracts border Census Tract 16: Tract 13 ($33,258), Tract 15 ($49,306), Tract 17 ($36,842), Tract 18 ($25,446) and Tract 20 ($39,364). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 16?
The 2020-2024 American Community Survey puts Census Tract 16's population at 4,022 (±690) in 1,244 households; the 2020 Census counted 3,434 residents and 1,564 housing units.
| Measure | Tract 16 | Saginaw |
|---|---|---|
| Total population | 4,022 ±690 | 43,536 |
| Households | 1,244 ±149 | 17,789 |
| Average household size | 3.23 ±0.44 | 2.38 |
| Housing units | 1,419 ±142 | 21,063 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 16?
The median resident of Census Tract 16 is 29.9 years old; 35.9% are under 18 and 11.6% are 65 or older. The largest group is non-Hispanic white residents at 52.0%, then non-Hispanic Black residents at 25.2%.
| Measure | Tract 16 | Saginaw |
|---|---|---|
| Median age | 29.9 ±5.8 | 35.5 |
| Under 18 years | 35.9% ±9.8 pts | 25.6% |
| 65 years and over | 11.6% ±5.3 pts | 14.9% |
| Hispanic or Latino (any race) | 19.5% ±11.3 pts | 15.9% |
| White alone, not Hispanic | 52.0% ±13.5 pts | 34.7% |
| Black or African American alone, not Hispanic | 25.2% ±14.3 pts | 44.3% |
| Asian alone, not Hispanic | 0.0% ±0.7 pts | 0.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 3.0% ±3.4 pts | 4.5% |
| Some other race alone, not Hispanic | 0.3% ±0.5 pts | 0.3% |
| Born outside the United States | 0.4% ±0.6 pts | 1.4% |
| Speak a language other than English at home (age 5+) | 6.2% ±4.5 pts | 4.7% |
| Civilian veterans (age 18+) | 7.3% ±3.9 pts | 6.3% |
| With a disability | 18.4% ±5.9 pts | 21.9% |
| No health insurance coverage | 8.3% ±4.7 pts | 7.4% |
| High school graduate or higher (age 25+) | 80.0% ±8.5 pts | 85.2% |
| Bachelor's degree or higher (age 25+) | 11.5% ±6.3 pts | 13.3% |
| Graduate or professional degree (age 25+) | 1.4% ±1.3 pts | 3.9% |
| Lived in the same house a year earlier | 94.3% ±3.3 pts | 89.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 16 earn?
Half of the 1,244 households in Census Tract 16 earn less than $48,298 a year (±$9,717), against $60,622 across Saginaw County: 42nd highest of the county's 59 tracts with a reliable estimate. 37.7% of residents live below the poverty line.
| Measure | Tract 16 | Saginaw |
|---|---|---|
| Median household income | $48,298 ±$9,717 | $38,579 |
| Mean household income | $58,596 ±$8,233 | $50,056 |
| Per capita income | $18,646 ±$3,690 | $21,177 |
| People below the poverty line | 37.7% ±14.4 pts | 34.0% |
| Children under 18 below the poverty line | 71.3% ±17.7 pts | 51.7% |
| Households receiving SNAP | 43.6% ±10.9 pts | 41.6% |
| Households with a computer | 98.5% ±2.3 pts | 92.7% |
| Households with a broadband subscription | 90.4% ±6.2 pts | 85.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 16?
Owners occupy 61.7% of Census Tract 16's occupied homes and renters 38.3%. The median owner-occupied home is valued at $61,000 by its owner (±$9,670). The median renter pays $1,091 a month including utilities, and 45.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 16 | Saginaw |
|---|---|---|
| Median home value (owner-occupied) | $61,000 ±$9,670 | $60,000 |
| Median gross rent | $1,091 ±$64 | $922 |
| Renters paying 35% or more of income on rent | 45.0% ±24.8 pts | 55.3% |
| Median monthly owner costs, with a mortgage | $876 ±$190 | $973 |
| Owner-occupied homes | 61.7% ±10.6 pts | 60.0% |
| Renter-occupied homes | 38.3% ±10.6 pts | 40.0% |
| Housing units | 1,419 ±142 | 21,063 |
| Single-family detached homes | 83.3% ±7.4 pts | 77.8% |
| Mobile homes | 0.0% ±2.1 pts | 0.3% |
| Built 2020 or later | 0.0% ±2.1 pts | 0.4% |
| Built 2010 to 2019 | 1.8% ±3.1 pts | 1.6% |
| Built 1939 or earlier | 60.3% ±9.5 pts | 39.6% |
| Households with no vehicle | 5.5% ±4.7 pts | 13.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 16 get to work?
75.9% of Census Tract 16's workers drive alone. The average trip to work takes 15.9 minutes.
| Measure | Tract 16 | Saginaw |
|---|---|---|
| In the labor force (age 16+) | 58.7% ±8.6 pts | 55.6% |
| Unemployment rate | 11.7% ±11.6 pts | 10.1% |
| Drove alone to work | 75.9% ±10.3 pts | 73.4% |
| Carpooled | 6.4% ±5.1 pts | 14.8% |
| Public transportation | 0.0% ±2.1 pts | 0.7% |
| Walked | 3.7% ±2.7 pts | 2.4% |
| Worked from home | 12.9% ±9.9 pts | 7.7% |
| Mean travel time to work | 15.9 min ±2.6 | 19.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 16 compare with the other tracts in Saginaw County?
Among Saginaw County's tracts with a reliable estimate, Census Tract 16 ranks as shown below (1 = highest).
| Measure | In Saginaw County | In Saginaw |
|---|---|---|
| Population | 16th of 61 | 2nd of 20 |
| Residents per square mile | 2nd of 61 | 2nd of 20 |
| Median household income | 42nd of 59 | 5th of 18 |
| Per capita income | 53rd of 61 | 14th of 20 |
| Median home value | 46th of 59 | 6th of 18 |
| Median gross rent | 13th of 55 | 3rd of 20 |
| Poverty rate | 10th of 53 | 8th of 19 |
| Bachelor's degree or higher | 46th of 54 | 10th of 15 |
| Median age | 57th of 61 | 17th of 20 |
| Owner-occupied share | 43rd of 61 | 9th of 20 |
The tracts next to it on Saginaw County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 107 | 39th | $50,399±$9,687 · within the margin of this tract |
| Tract 15 | 40th | $49,306±$7,459 · within the margin of this tract |
| Tract 106 | 41st | $49,241±$4,350 · within the margin of this tract |
| Tract 16 | 42nd | $48,298±$9,717 |
| Tract 103.04 | 43rd | $48,029±$7,079 · within the margin of this tract |
| Tract 102 | 44th | $42,333±$12,532 · within the margin of this tract |
| Tract 6 | 45th | $41,974±$15,611 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 16?
2 of the 18 figures for Census Tract 16 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections