Census tract · Elkhart County
Census Tract 20.02, Elkhart County, Indiana
Census Tract 20.02, GEOID 18039002002, in Elkhart County, Indiana, entirely within Concord Township, Elkhart County. 3,941 residents in the ACS 2020-2024 5-year estimates (±503); the 2020 Census counted 4,308.
Residents, 2020-2024
3,941
±503 (90% margin)
2020 Census count: 4,308
Median household income
$88,239
±$16,644 (90% margin)
Elkhart County: $68,561
Median home value
$233,300
±$22,801 (90% margin)
Elkhart County: $210,400
Median gross rent
$1,040
±$242 (90% margin)
Elkhart County: $1,047
Where is Census Tract 20.02?
Census Tract 20.02 is one of 45 census tracts in Elkhart County, Indiana. It covers 4.50 square miles of land, 957 residents per square mile in 2020. Its GEOID, 18039002002, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Concord Township, Elkhart County | 100% |
| Dunlap | 41% |
| Goshen | 15% |
7 census tracts border Census Tract 20.02: Tract 2.01 ($49,333), Tract 6.02 ($103,727), Tract 19.01 ($52,049), Tract 19.02 ($83,311), Tract 20.01 ($59,875), Tract 21.01 ($85,803) and Tract 21.02 ($48,986). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 20.02?
The 2020-2024 American Community Survey puts Census Tract 20.02's population at 3,941 (±503) in 1,346 households; the 2020 Census counted 4,308 residents and 1,623 housing units.
| Measure | Tract 20.02 | Concord Township, Elkhart County |
|---|---|---|
| Total population | 3,941 ±503 | 55,823 |
| Households | 1,346 ±170 | 21,182 |
| Average household size | 2.93 ±0.42 | 2.59 |
| Housing units | 1,432 ±190 | 24,207 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 20.02?
The median resident of Census Tract 20.02 is 33.4 years old; 29.2% are under 18 and 14.8% are 65 or older. The largest group is non-Hispanic white residents at 81.2%, then Hispanic or Latino residents (of any race) at 15.7%. 8.2% of residents were born outside the United States.
| Measure | Tract 20.02 | Concord Township, Elkhart County |
|---|---|---|
| Median age | 33.4 ±4.9 | 35.9 |
| Under 18 years | 29.2% ±4.7 pts | 26.5% |
| 65 years and over | 14.8% ±4.1 pts | 13.7% |
| Hispanic or Latino (any race) | 15.7% ±8.9 pts | 27.0% |
| White alone, not Hispanic | 81.2% ±8.6 pts | 57.3% |
| Black or African American alone, not Hispanic | 0.0% ±0.9 pts | 10.6% |
| Asian alone, not Hispanic | 0.0% ±0.9 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 3.1% ±2.7 pts | 3.5% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.5% |
| Born outside the United States | 8.2% ±5.3 pts | 14.9% |
| Speak a language other than English at home (age 5+) | 16.3% ±9.7 pts | 23.6% |
| Civilian veterans (age 18+) | 4.4% ±2.2 pts | 4.9% |
| With a disability | 12.6% ±3.5 pts | 14.5% |
| No health insurance coverage | 14.3% ±7.3 pts | 12.5% |
| High school graduate or higher (age 25+) | 88.0% ±5.5 pts | 81.1% |
| Bachelor's degree or higher (age 25+) | 33.9% ±6.1 pts | 18.3% |
| Graduate or professional degree (age 25+) | 11.5% ±3.7 pts | 5.7% |
| Lived in the same house a year earlier | 89.2% ±7.8 pts | 87.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 20.02 earn?
Half of the 1,346 households in Census Tract 20.02 earn less than $88,239 a year (±$16,644), against $68,561 across Elkhart County: 11th highest of the county's 45 tracts with a reliable estimate.
| Measure | Tract 20.02 | Concord Township, Elkhart County |
|---|---|---|
| Median household income | $88,239 ±$16,644 | $55,206 |
| Mean household income | $117,327 ±$20,256 | $75,288 |
| Per capita income | $41,784 ±$6,912 | $30,337 |
| People below the poverty line | 6.3% ±5.0 pts | 16.5% |
| Children under 18 below the poverty line | 9.9% ±12.8 pts | 26.8% |
| Households receiving SNAP | 1.9% ±2.1 pts | 11.9% |
| Households with a computer | 93.2% ±4.0 pts | 93.8% |
| Households with a broadband subscription | 88.4% ±6.5 pts | 89.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 20.02?
Owners occupy 92.1% of Census Tract 20.02's occupied homes and renters 7.9%. The median owner-occupied home is valued at $233,300 by its owner (±$22,801). The median renter pays $1,040 a month including utilities.
| Measure | Tract 20.02 | Concord Township, Elkhart County |
|---|---|---|
| Median home value (owner-occupied) | $233,300 ±$22,801 | $155,400 |
| Median gross rent | $1,040 ±$242 | $977 |
| Renters paying 35% or more of income on rent | 17.9% ±22.5 pts | 43.6% |
| Median monthly owner costs, with a mortgage | $1,421 ±$145 | $1,126 |
| Owner-occupied homes | 92.1% ±5.1 pts | 62.8% |
| Renter-occupied homes | 7.9% ±5.1 pts | 37.2% |
| Housing units | 1,432 ±190 | 24,207 |
| Single-family detached homes | 88.1% ±7.0 pts | 63.7% |
| Mobile homes | 1.3% ±1.5 pts | 4.1% |
| Built 2020 or later | 0.0% ±2.6 pts | 0.5% |
| Built 2010 to 2019 | 3.8% ±2.6 pts | 3.3% |
| Built 1939 or earlier | 3.1% ±4.6 pts | 25.8% |
| Households with no vehicle | 0.3% ±0.5 pts | 7.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 20.02 get to work?
78.2% of Census Tract 20.02's workers drive alone and 9.5% work from home. The average trip to work takes 19.0 minutes.
| Measure | Tract 20.02 | Concord Township, Elkhart County |
|---|---|---|
| In the labor force (age 16+) | 71.6% ±4.8 pts | 63.4% |
| Unemployment rate | 3.3% ±4.4 pts | 3.9% |
| Drove alone to work | 78.2% ±6.9 pts | 75.0% |
| Carpooled | 9.3% ±6.3 pts | 16.6% |
| Public transportation | 0.0% ±1.8 pts | 0.6% |
| Walked | 3.0% ±4.6 pts | 2.9% |
| Worked from home | 9.5% ±4.3 pts | 4.6% |
| Mean travel time to work | 19.0 min ±1.9 | 18.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 20.02 compare with the other tracts in Elkhart County?
Among Elkhart County's tracts with a reliable estimate, Census Tract 20.02 ranks as shown below (1 = highest).
| Measure | In Elkhart County |
|---|---|
| Population | 34th of 45 |
| Residents per square mile | 23rd of 45 |
| Median household income | 11th of 45 |
| Per capita income | 9th of 45 |
| Median home value | 19th of 45 |
| Median gross rent | 25th of 43 |
| Bachelor's degree or higher | 3rd of 44 |
| Median age | 27th of 45 |
| Owner-occupied share | 3rd of 45 |
The tracts next to it on Elkhart County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 10 | 8th | $89,542±$13,556 · within the margin of this tract |
| Tract 8.04 | 9th | $89,539±$24,010 · within the margin of this tract |
| Tract 16.02 | 10th | $88,254±$16,842 · within the margin of this tract |
| Tract 20.02 | 11th | $88,239±$16,644 |
| Tract 18.02 | 12th | $87,447±$12,917 · within the margin of this tract |
| Tract 8.01 | 13th | $87,171±$17,319 · within the margin of this tract |
| Tract 21.01 | 14th | $85,803±$4,519 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 20.02?
3 of the 18 figures for Census Tract 20.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections