Census tract · St. Joseph County
Census Tract 23, St. Joseph County, Indiana
Census Tract 23, GEOID 18141002300, in St. Joseph County, Indiana, entirely within South Bend and Portage Township, St. Joseph County. 1,450 residents in the ACS 2020-2024 5-year estimates (±270); the 2020 Census counted 1,406.
Residents, 2020-2024
1,450
±270 (90% margin)
2020 Census count: 1,406
Median household income
$28,341
±$10,399 (90% margin)
St. Joseph County: $66,868
Median home value
$51,800
±$16,688 (90% margin)
St. Joseph County: $192,800
Median gross rent
$561
±$398 (90% margin)
St. Joseph County: $1,062
Where is Census Tract 23?
Census Tract 23 is one of 82 census tracts in St. Joseph County, Indiana. It covers 0.64 square miles of land, 2,197 residents per square mile in 2020. Its GEOID, 18141002300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| South Bend | 100% |
| Portage Township, St. Joseph County | 100% |
6 census tracts border Census Tract 23: Tract 1 ($47,045), Tract 21 ($56,750), Tract 22 ($43,092), Tract 24 ($39,189), Tract 25 ($56,488) and Tract 111 ($49,829). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 23?
The 2020-2024 American Community Survey puts Census Tract 23's population at 1,450 (±270) in 697 households; the 2020 Census counted 1,406 residents and 665 housing units.
| Measure | Tract 23 | South Bend |
|---|---|---|
| Total population | 1,450 ±270 | 103,085 |
| Households | 697 ±109 | 41,282 |
| Average household size | 2.08 ±0.38 | 2.44 |
| Housing units | 763 ±98 | 47,775 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 23?
The median resident of Census Tract 23 is 33.4 years old; 34.8% are under 18 and 18.1% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 44.8%, then non-Hispanic Black residents at 33.4%. 16.9% of residents were born outside the United States.
| Measure | Tract 23 | South Bend |
|---|---|---|
| Median age | 33.4 ±10.5 | 34.8 |
| Under 18 years | 34.8% ±9.3 pts | 25.5% |
| 65 years and over | 18.1% ±8.0 pts | 15.0% |
| Hispanic or Latino (any race) | 44.8% ±13.7 pts | 17.9% |
| White alone, not Hispanic | 5.0% ±3.3 pts | 50.9% |
| Black or African American alone, not Hispanic | 33.4% ±10.0 pts | 22.4% |
| Asian alone, not Hispanic | 0.0% ±2.5 pts | 2.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.7% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.5 pts | 0.0% |
| Two or more races, not Hispanic | 16.1% ±13.9 pts | 5.8% |
| Some other race alone, not Hispanic | 0.0% ±2.5 pts | 0.6% |
| Born outside the United States | 16.9% ±8.7 pts | 8.5% |
| Speak a language other than English at home (age 5+) | 37.6% ±13.2 pts | 15.8% |
| Civilian veterans (age 18+) | 1.6% ±2.4 pts | 4.9% |
| With a disability | 23.4% ±9.6 pts | 15.0% |
| No health insurance coverage | 13.2% ±7.3 pts | 8.8% |
| High school graduate or higher (age 25+) | 83.2% ±7.9 pts | 87.8% |
| Bachelor's degree or higher (age 25+) | 18.9% ±9.1 pts | 29.3% |
| Graduate or professional degree (age 25+) | 9.7% ±7.8 pts | 12.1% |
| Lived in the same house a year earlier | 93.2% ±5.9 pts | 87.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 23 earn?
Half of the 697 households in Census Tract 23 earn less than $28,341 a year (±$10,399), against $66,868 across St. Joseph County: 79th highest of the county's 81 tracts with a reliable estimate. 44.4% of residents live below the poverty line.
| Measure | Tract 23 | South Bend |
|---|---|---|
| Median household income | $28,341 ±$10,399 | $55,786 |
| Mean household income | $33,822 ±$7,548 | $75,985 |
| Per capita income | $16,738 ±$4,493 | $30,791 |
| People below the poverty line | 44.4% ±15.0 pts | 20.8% |
| Children under 18 below the poverty line | 56.0% ±22.3 pts | 29.1% |
| Households receiving SNAP | 43.9% ±14.6 pts | 16.3% |
| Households with a computer | 73.9% ±13.2 pts | 93.8% |
| Households with a broadband subscription | 71.4% ±13.2 pts | 88.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 23?
Owners occupy 40.9% of Census Tract 23's occupied homes and renters 59.1%. The median owner-occupied home is valued at $51,800 by its owner (±$16,688).
| Measure | Tract 23 | South Bend |
|---|---|---|
| Median home value (owner-occupied) | $51,800 ±$16,688 | $140,400 |
| Median gross rent | $561 ±$398 | $1,033 |
| Renters paying 35% or more of income on rent | 48.4% ±23.0 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $968 ±$172 | $1,132 |
| Owner-occupied homes | 40.9% ±13.3 pts | 60.2% |
| Renter-occupied homes | 59.1% ±13.3 pts | 39.8% |
| Housing units | 763 ±98 | 47,775 |
| Single-family detached homes | 63.4% ±13.5 pts | 71.6% |
| Mobile homes | 0.8% ±1.1 pts | 0.7% |
| Built 2020 or later | 0.0% ±4.8 pts | 0.5% |
| Built 2010 to 2019 | 0.0% ±4.8 pts | 4.4% |
| Built 1939 or earlier | 11.7% ±8.9 pts | 28.3% |
| Households with no vehicle | 13.6% ±11.5 pts | 9.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 23 get to work?
90.2% of Census Tract 23's workers drive alone. The average trip to work takes 21.4 minutes.
| Measure | Tract 23 | South Bend |
|---|---|---|
| In the labor force (age 16+) | 48.9% ±10.4 pts | 62.7% |
| Unemployment rate | 7.9% ±7.4 pts | 6.5% |
| Drove alone to work | 90.2% ±8.8 pts | 71.1% |
| Carpooled | 3.2% ±3.8 pts | 11.6% |
| Public transportation | 4.3% ±6.3 pts | 1.6% |
| Walked | 0.0% ±8.1 pts | 2.2% |
| Worked from home | 0.0% ±8.1 pts | 11.2% |
| Mean travel time to work | 21.4 min ±4.1 | 20.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 23 compare with the other tracts in St. Joseph County?
Among St. Joseph County's tracts with a reliable estimate, Census Tract 23 ranks as shown below (1 = highest).
| Measure | In St. Joseph County | In South Bend |
|---|---|---|
| Population | 76th of 82 | 41st of 47 |
| Residents per square mile | 44th of 82 | 33rd of 47 |
| Median household income | 79th of 81 | 44th of 46 |
| Per capita income | 77th of 81 | 43rd of 46 |
| Median home value | 78th of 79 | 44th of 44 |
| Poverty rate | 4th of 63 | 4th of 37 |
| Bachelor's degree or higher | 64th of 81 | 32nd of 46 |
| Median age | 60th of 82 | 31st of 47 |
| Owner-occupied share | 69th of 82 | 39th of 47 |
The tracts next to it on St. Joseph County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 28 | 76th | $34,878±$6,702 · within the margin of this tract |
| Tract 20 | 77th | $29,083±$6,432 · within the margin of this tract |
| Tract 102.02 | 78th | $28,913±$10,600 · within the margin of this tract |
| Tract 23 | 79th | $28,341±$10,399 |
| Tract 17 | 80th | $26,173±$6,004 · within the margin of this tract |
| Tract 4 | 81st | $23,750±$7,440 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 23?
4 of the 18 figures for Census Tract 23 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections