Census tract · Merced County
Census Tract 23.04, Merced County, California
Census Tract 23.04, GEOID 06047002304, in Merced County, California, mostly within Los Banos (53% of its census blocks). 2,813 residents in the ACS 2020-2024 5-year estimates (±408); the 2020 Census counted 2,827.
Residents, 2020-2024
2,813
±408 (90% margin)
2020 Census count: 2,827
Median household income
$80,090
±$25,885 (90% margin)
Merced County: $65,510
Median home value
$534,500
±$47,526 (90% margin)
Merced County: $391,800
Median gross rent
$1,719
±$70 (90% margin)
Merced County: $1,343
Where is Census Tract 23.04?
Census Tract 23.04 is one of 63 census tracts in Merced County, California. It covers 9.92 square miles of land, 285 residents per square mile in 2020. Its GEOID, 06047002304, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Los Banos | 53% |
4 census tracts border Census Tract 23.04: Tract 21 ($83,214), Tract 22.04 ($95,123), Tract 23.05 ($80,284) and Tract 23.06 ($67,143). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 23.04?
The 2020-2024 American Community Survey puts Census Tract 23.04's population at 2,813 (±408) in 752 households; the 2020 Census counted 2,827 residents and 764 housing units.
| Measure | Tract 23.04 | Los Banos |
|---|---|---|
| Total population | 2,813 ±408 | 47,593 |
| Households | 752 ±74 | 13,403 |
| Average household size | 3.74 ±0.49 | 3.54 |
| Housing units | 752 ±74 | 13,906 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 23.04?
The median resident of Census Tract 23.04 is 26.7 years old; 31.2% are under 18 and 9.8% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 73.2%, then non-Hispanic white residents at 15.7%. 24.8% of residents were born outside the United States.
| Measure | Tract 23.04 | Los Banos |
|---|---|---|
| Median age | 26.7 ±5.0 | 30.3 |
| Under 18 years | 31.2% ±9.6 pts | 31.0% |
| 65 years and over | 9.8% ±5.1 pts | 10.9% |
| Hispanic or Latino (any race) | 73.2% ±12.1 pts | 73.4% |
| White alone, not Hispanic | 15.7% ±6.6 pts | 19.5% |
| Black or African American alone, not Hispanic | 0.0% ±1.5 pts | 1.2% |
| Asian alone, not Hispanic | 5.4% ±6.6 pts | 2.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.5 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.4% ±0.6 pts | 0.1% |
| Two or more races, not Hispanic | 5.3% ±5.6 pts | 2.7% |
| Some other race alone, not Hispanic | 0.0% ±1.5 pts | 0.2% |
| Born outside the United States | 24.8% ±5.7 pts | 25.9% |
| Speak a language other than English at home (age 5+) | 54.6% ±10.5 pts | 52.5% |
| Civilian veterans (age 18+) | 3.1% ±2.4 pts | 2.8% |
| With a disability | 9.5% ±4.9 pts | 10.1% |
| No health insurance coverage | 9.2% ±7.5 pts | 6.9% |
| High school graduate or higher (age 25+) | 61.6% ±9.9 pts | 71.6% |
| Bachelor's degree or higher (age 25+) | 16.0% ±7.8 pts | 12.5% |
| Graduate or professional degree (age 25+) | 6.2% ±5.6 pts | 3.9% |
| Lived in the same house a year earlier | 98.2% ±1.7 pts | 93.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 23.04 earn?
Half of the 752 households in Census Tract 23.04 earn less than $80,090 a year (±$25,885), against $65,510 across Merced County: 22nd highest of the county's 62 tracts with a reliable estimate.
| Measure | Tract 23.04 | Los Banos |
|---|---|---|
| Median household income | $80,090 ±$25,885 | $68,171 |
| Mean household income | $83,170 ±$17,250 | $85,355 |
| Per capita income | $22,844 ±$6,120 | $25,963 |
| People below the poverty line | 28.2% ±19.3 pts | 17.4% |
| Children under 18 below the poverty line | 46.4% ±28.8 pts | 24.1% |
| Households receiving SNAP | 13.3% ±7.0 pts | 16.2% |
| Households with a computer | 93.1% ±7.3 pts | 89.1% |
| Households with a broadband subscription | 80.2% ±13.2 pts | 82.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 23.04?
Owners occupy 67.2% of Census Tract 23.04's occupied homes and renters 32.8%. The median owner-occupied home is valued at $534,500 by its owner (±$47,526). The median renter pays $1,719 a month including utilities.
| Measure | Tract 23.04 | Los Banos |
|---|---|---|
| Median home value (owner-occupied) | $534,500 ±$47,526 | $440,900 |
| Median gross rent | $1,719 ±$70 | $1,557 |
| Renters paying 35% or more of income on rent | 36.4% ±39.2 pts | 51.6% |
| Median monthly owner costs, with a mortgage | $2,568 ±$404 | $2,025 |
| Owner-occupied homes | 67.2% ±19.1 pts | 59.8% |
| Renter-occupied homes | 32.8% ±19.1 pts | 40.2% |
| Housing units | 752 ±74 | 13,906 |
| Single-family detached homes | 95.9% ±5.1 pts | 83.5% |
| Mobile homes | 3.5% ±5.0 pts | 2.4% |
| Built 2020 or later | 9.7% ±5.8 pts | 4.1% |
| Built 2010 to 2019 | 2.1% ±2.2 pts | 11.4% |
| Built 1939 or earlier | 0.0% ±5.5 pts | 1.2% |
| Households with no vehicle | 1.5% ±1.7 pts | 7.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 23.04 get to work?
74.1% of Census Tract 23.04's workers drive alone. The average trip to work takes 52.5 minutes.
| Measure | Tract 23.04 | Los Banos |
|---|---|---|
| In the labor force (age 16+) | 57.4% ±5.8 pts | 58.4% |
| Unemployment rate | 10.1% ±7.1 pts | 8.9% |
| Drove alone to work | 74.1% ±13.1 pts | 76.7% |
| Carpooled | 20.7% ±12.9 pts | 15.0% |
| Public transportation | 0.0% ±4.1 pts | 0.4% |
| Walked | 2.7% ±3.8 pts | 1.2% |
| Worked from home | 2.0% ±1.7 pts | 6.1% |
| Mean travel time to work | 52.5 min ±16.9 | 54.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 23.04 compare with the other tracts in Merced County?
Among Merced County's tracts with a reliable estimate, Census Tract 23.04 ranks as shown below (1 = highest).
| Measure | In Merced County | In Los Banos |
|---|---|---|
| Population | 52nd of 63 | 8th of 8 |
| Residents per square mile | 47th of 63 | 8th of 8 |
| Median household income | 22nd of 62 | 5th of 8 |
| Per capita income | 46th of 63 | 6th of 8 |
| Median home value | 5th of 60 | 1st of 8 |
| Median gross rent | 8th of 62 | 4th of 8 |
| Bachelor's degree or higher | 22nd of 57 | 3rd of 7 |
| Median age | 56th of 63 | 7th of 8 |
| Owner-occupied share | 13th of 62 | 4th of 8 |
The tracts next to it on Merced County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3.01 | 19th | $80,781±$12,860 · within the margin of this tract |
| Tract 15.01 | 20th | $80,625±$14,133 · within the margin of this tract |
| Tract 23.05 | 21st | $80,284±$25,903 · within the margin of this tract |
| Tract 23.04 | 22nd | $80,090±$25,885 |
| Tract 3.03 | 23rd | $76,350±$10,191 · within the margin of this tract |
| Tract 3.05 | 24th | $74,012±$14,242 · within the margin of this tract |
| Tract 4.03 | 25th | $73,984±$17,892 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 23.04?
4 of the 18 figures for Census Tract 23.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections