Census tract · Hamilton County
Census Tract 28, Hamilton County, Tennessee
Census Tract 28, GEOID 47065002800, in Hamilton County, Tennessee, mostly within Chattanooga (96% of its census blocks). 3,714 residents in the ACS 2020-2024 5-year estimates (±530); the 2020 Census counted 3,758.
Residents, 2020-2024
3,714
±530 (90% margin)
2020 Census count: 3,758
Median household income
$60,870
±$14,706 (90% margin)
Hamilton County: $76,183
Median home value
$277,900
±$24,996 (90% margin)
Hamilton County: $312,800
Median gross rent
$1,124
±$201 (90% margin)
Hamilton County: $1,253
Where is Census Tract 28?
Census Tract 28 is one of 87 census tracts in Hamilton County, Tennessee. It covers 1.23 square miles of land, 3,068 residents per square mile in 2020. Its GEOID, 47065002800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Chattanooga | 96% |
| East Ridge | 4% |
7 census tracts border Census Tract 28: Tract 13 ($35,875), Tract 25 ($36,392), Tract 26 ($44,107), Tract 29 ($60,863), Tract 30 ($45,481), Tract 117 ($77,599) and Tract 119 ($65,182). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 28?
The 2020-2024 American Community Survey puts Census Tract 28's population at 3,714 (±530) in 1,748 households; the 2020 Census counted 3,758 residents and 1,919 housing units.
| Measure | Tract 28 | Chattanooga |
|---|---|---|
| Total population | 3,714 ±530 | 185,783 |
| Households | 1,748 ±227 | 79,084 |
| Average household size | 2.11 ±0.24 | 2.26 |
| Housing units | 1,902 ±221 | 87,970 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 28?
The median resident of Census Tract 28 is 36.9 years old; 19.3% are under 18 and 20.5% are 65 or older. The largest group is non-Hispanic white residents at 73.5%, then non-Hispanic Black residents at 17.1%.
| Measure | Tract 28 | Chattanooga |
|---|---|---|
| Median age | 36.9 ±5.0 | 36.3 |
| Under 18 years | 19.3% ±5.7 pts | 21.0% |
| 65 years and over | 20.5% ±5.4 pts | 17.3% |
| Hispanic or Latino (any race) | 4.3% ±4.0 pts | 10.0% |
| White alone, not Hispanic | 73.5% ±6.9 pts | 55.5% |
| Black or African American alone, not Hispanic | 17.1% ±5.2 pts | 27.6% |
| Asian alone, not Hispanic | 0.5% ±0.9 pts | 2.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 4.7% ±3.5 pts | 4.3% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.3% |
| Born outside the United States | 2.1% ±2.4 pts | 8.3% |
| Speak a language other than English at home (age 5+) | 3.4% ±2.4 pts | 12.0% |
| Civilian veterans (age 18+) | 8.3% ±4.0 pts | 5.9% |
| With a disability | 15.5% ±4.9 pts | 14.1% |
| No health insurance coverage | 11.6% ±4.1 pts | 12.2% |
| High school graduate or higher (age 25+) | 94.7% ±2.7 pts | 90.0% |
| Bachelor's degree or higher (age 25+) | 43.8% ±7.9 pts | 36.0% |
| Graduate or professional degree (age 25+) | 13.3% ±4.9 pts | 13.5% |
| Lived in the same house a year earlier | 88.7% ±4.2 pts | 81.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 28 earn?
Half of the 1,748 households in Census Tract 28 earn less than $60,870 a year (±$14,706), against $76,183 across Hamilton County: 60th highest of the county's 83 tracts with a reliable estimate. 15.6% of residents live below the poverty line.
| Measure | Tract 28 | Chattanooga |
|---|---|---|
| Median household income | $60,870 ±$14,706 | $64,523 |
| Mean household income | $85,551 ±$12,461 | $95,469 |
| Per capita income | $40,913 ±$5,956 | $41,600 |
| People below the poverty line | 15.6% ±7.7 pts | 19.1% |
| Children under 18 below the poverty line | 33.1% ±30.2 pts | 31.3% |
| Households receiving SNAP | 6.0% ±4.4 pts | 12.9% |
| Households with a computer | 98.8% ±1.6 pts | 95.0% |
| Households with a broadband subscription | 93.9% ±3.2 pts | 90.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 28?
Owners occupy 62.3% of Census Tract 28's occupied homes and renters 37.7%. The median owner-occupied home is valued at $277,900 by its owner (±$24,996). The median renter pays $1,124 a month including utilities, and 23.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 28 | Chattanooga |
|---|---|---|
| Median home value (owner-occupied) | $277,900 ±$24,996 | $283,200 |
| Median gross rent | $1,124 ±$201 | $1,256 |
| Renters paying 35% or more of income on rent | 23.1% ±13.8 pts | 38.6% |
| Median monthly owner costs, with a mortgage | $1,630 ±$445 | $1,564 |
| Owner-occupied homes | 62.3% ±8.3 pts | 52.4% |
| Renter-occupied homes | 37.7% ±8.3 pts | 47.6% |
| Housing units | 1,902 ±221 | 87,970 |
| Single-family detached homes | 72.8% ±8.1 pts | 57.6% |
| Mobile homes | 0.0% ±2.3 pts | 1.5% |
| Built 2020 or later | 0.0% ±2.3 pts | 2.3% |
| Built 2010 to 2019 | 1.9% ±2.9 pts | 11.7% |
| Built 1939 or earlier | 40.4% ±9.7 pts | 12.6% |
| Households with no vehicle | 2.0% ±2.0 pts | 8.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 28 get to work?
68.6% of Census Tract 28's workers drive alone and 14.8% work from home. The average trip to work takes 18.0 minutes.
| Measure | Tract 28 | Chattanooga |
|---|---|---|
| In the labor force (age 16+) | 66.1% ±7.0 pts | 64.6% |
| Unemployment rate | 4.6% ±4.1 pts | 5.4% |
| Drove alone to work | 68.6% ±6.8 pts | 73.6% |
| Carpooled | 13.6% ±5.8 pts | 8.8% |
| Public transportation | 0.6% ±1.1 pts | 0.9% |
| Walked | 0.6% ±1.1 pts | 1.9% |
| Worked from home | 14.8% ±5.0 pts | 13.6% |
| Mean travel time to work | 18.0 min ±2.5 | 18.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 28 compare with the other tracts in Hamilton County?
Among Hamilton County's tracts with a reliable estimate, Census Tract 28 ranks as shown below (1 = highest).
| Measure | In Hamilton County | In Chattanooga |
|---|---|---|
| Population | 53rd of 85 | 30th of 52 |
| Residents per square mile | 7th of 87 | 5th of 54 |
| Median household income | 60th of 83 | 31st of 51 |
| Per capita income | 39th of 85 | 21st of 52 |
| Median home value | 51st of 85 | 27th of 52 |
| Median gross rent | 56th of 79 | 38th of 52 |
| Poverty rate | 28th of 66 | 26th of 46 |
| Bachelor's degree or higher | 25th of 83 | 17th of 50 |
| Median age | 54th of 85 | 26th of 52 |
| Owner-occupied share | 46th of 84 | 21st of 51 |
The tracts next to it on Hamilton County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 114.48 | 57th | $63,097±$17,600 · within the margin of this tract |
| Tract 108 | 58th | $63,029±$9,591 · within the margin of this tract |
| Tract 104.35 | 59th | $61,420±$11,538 · within the margin of this tract |
| Tract 28 | 60th | $60,870±$14,706 |
| Tract 29 | 61st | $60,863±$21,069 · within the margin of this tract |
| Tract 109.04 | 62nd | $60,463±$14,686 · within the margin of this tract |
| Tract 33 | 63rd | $59,651±$14,532 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 28?
2 of the 18 figures for Census Tract 28 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections