Census tract · Larimer County
Census Tract 28.04, Larimer County, Colorado
Census Tract 28.04, GEOID 08069002804, in Larimer County, Colorado, partly within Estes Park. 3,435 residents in the ACS 2020-2024 5-year estimates (±601); the 2020 Census counted 3,096.
Residents, 2020-2024
3,435
±601 (90% margin)
2020 Census count: 3,096
Median household income
$99,471
±$21,812 (90% margin)
Larimer County: $93,765
Median home value
$716,900
±$72,921 (90% margin)
Larimer County: $569,100
Median gross rent
$1,439
±$707 (90% margin)
Larimer County: $1,716
Where is Census Tract 28.04?
Census Tract 28.04 is one of 86 census tracts in Larimer County, Colorado. It covers 36.10 square miles of land, 86 residents per square mile in 2020. Its GEOID, 08069002804, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Estes Park | 31% |
6 census tracts border Census Tract 28.04: Tract 136.02 in Boulder County ($109,653), Tract 19.04 ($68,250), Tract 19.05 ($149,722), Tract 28.01 ($97,545), Tract 28.03 and Tract 28.05 ($74,861). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 28.04?
The 2020-2024 American Community Survey puts Census Tract 28.04's population at 3,435 (±601) in 1,460 households; the 2020 Census counted 3,096 residents and 2,163 housing units.
| Measure | Tract 28.04 | Larimer County |
|---|---|---|
| Total population | 3,435 ±601 | 367,368 |
| Households | 1,460 ±344 | 154,232 |
| Average household size | 2.17 ±0.20 | 2.31 |
| Housing units | 2,210 ±440 | 164,690 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 28.04?
The median resident of Census Tract 28.04 is 43.8 years old; 16.3% are under 18 and 26.8% are 65 or older. The largest group is non-Hispanic white residents at 79.0%, then non-Hispanic residents of two or more races at 11.6%. 6.8% of residents were born outside the United States.
| Measure | Tract 28.04 | Larimer County |
|---|---|---|
| Median age | 43.8 ±12.6 | 36.8 |
| Under 18 years | 16.3% ±2.5 pts | 18.3% |
| 65 years and over | 26.8% ±5.5 pts | 17.4% |
| Hispanic or Latino (any race) | 0.9% ±1.4 pts | 12.9% |
| White alone, not Hispanic | 79.0% ±7.7 pts | 79.2% |
| Black or African American alone, not Hispanic | 0.0% ±1.2 pts | 1.0% |
| Asian alone, not Hispanic | 5.6% ±4.5 pts | 2.2% |
| American Indian and Alaska Native alone, not Hispanic | 1.5% ±2.4 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.4% ±1.1 pts | 0.1% |
| Two or more races, not Hispanic | 11.6% ±6.2 pts | 3.8% |
| Some other race alone, not Hispanic | 1.0% ±1.8 pts | 0.6% |
| Born outside the United States | 6.8% ±4.2 pts | 5.5% |
| Speak a language other than English at home (age 5+) | 4.9% ±3.0 pts | 8.6% |
| Civilian veterans (age 18+) | 5.3% ±3.5 pts | 6.1% |
| With a disability | 13.2% ±5.2 pts | 10.7% |
| No health insurance coverage | 3.1% ±3.1 pts | 5.6% |
| High school graduate or higher (age 25+) | 98.3% ±2.7 pts | 96.5% |
| Bachelor's degree or higher (age 25+) | 52.8% ±9.0 pts | 53.0% |
| Graduate or professional degree (age 25+) | 20.7% ±6.4 pts | 21.5% |
| Lived in the same house a year earlier | 87.8% ±7.2 pts | 82.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 28.04 earn?
Half of the 1,460 households in Census Tract 28.04 earn less than $99,471 a year (±$21,812), against $93,765 across Larimer County: 36th highest of the county's 85 tracts with a reliable estimate. 11.6% of residents live below the poverty line.
| Measure | Tract 28.04 | Larimer County |
|---|---|---|
| Median household income | $99,471 ±$21,812 | $93,765 |
| Mean household income | $144,620 ±$24,033 | $122,424 |
| Per capita income | $59,972 ±$11,135 | $51,165 |
| People below the poverty line | 11.6% ±5.1 pts | 11.2% |
| Children under 18 below the poverty line | 7.5% ±12.1 pts | 8.2% |
| Households receiving SNAP | 4.2% ±4.1 pts | 7.7% |
| Households with a computer | 98.6% ±2.3 pts | 98.0% |
| Households with a broadband subscription | 95.9% ±3.8 pts | 93.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 28.04?
Owners occupy 85.3% of Census Tract 28.04's occupied homes and renters 14.7%. The median owner-occupied home is valued at $716,900 by its owner (±$72,921). The median renter pays $1,439 a month including utilities.
| Measure | Tract 28.04 | Larimer County |
|---|---|---|
| Median home value (owner-occupied) | $716,900 ±$72,921 | $569,100 |
| Median gross rent | $1,439 ±$707 | $1,716 |
| Renters paying 35% or more of income on rent | 33.1% ±27.3 pts | 45.0% |
| Median monthly owner costs, with a mortgage | $3,059 ±$469 | $2,305 |
| Owner-occupied homes | 85.3% ±8.1 pts | 64.0% |
| Renter-occupied homes | 14.7% ±8.1 pts | 36.0% |
| Housing units | 2,210 ±440 | 164,690 |
| Single-family detached homes | 77.5% ±7.7 pts | 64.4% |
| Mobile homes | 0.0% ±1.9 pts | 3.3% |
| Built 2020 or later | 0.0% ±1.9 pts | 3.5% |
| Built 2010 to 2019 | 8.9% ±4.9 pts | 16.7% |
| Built 1939 or earlier | 7.2% ±5.0 pts | 5.0% |
| Households with no vehicle | 0.9% ±1.3 pts | 3.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 28.04 get to work?
77.7% of Census Tract 28.04's workers drive alone and 15.1% work from home. The average trip to work takes 15.1 minutes.
| Measure | Tract 28.04 | Larimer County |
|---|---|---|
| In the labor force (age 16+) | 53.7% ±8.5 pts | 66.9% |
| Unemployment rate | 1.9% ±3.5 pts | 4.8% |
| Drove alone to work | 77.7% ±10.9 pts | 66.3% |
| Carpooled | 2.6% ±3.1 pts | 5.6% |
| Public transportation | 0.0% ±2.6 pts | 0.7% |
| Walked | 4.6% ±5.3 pts | 2.7% |
| Worked from home | 15.1% ±8.2 pts | 21.4% |
| Mean travel time to work | 15.1 min ±5.5 | 23.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 28.04 compare with the other tracts in Larimer County?
Among Larimer County's tracts with a reliable estimate, Census Tract 28.04 ranks as shown below (1 = highest).
| Measure | In Larimer County |
|---|---|
| Population | 52nd of 86 |
| Residents per square mile | 78th of 86 |
| Median household income | 36th of 85 |
| Per capita income | 19th of 85 |
| Median home value | 13th of 84 |
| Median gross rent | 69th of 78 |
| Poverty rate | 28th of 63 |
| Bachelor's degree or higher | 46th of 85 |
| Median age | 23rd of 85 |
| Owner-occupied share | 21st of 85 |
The tracts next to it on Larimer County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 18.08 | 33rd | $100,798±$11,271 · within the margin of this tract |
| Tract 11.09 | 34th | $100,671±$11,301 · within the margin of this tract |
| Tract 18.13 | 35th | $99,595±$32,166 · within the margin of this tract |
| Tract 28.04 | 36th | $99,471±$21,812 |
| Tract 18.10 | 37th | $98,488±$14,978 · within the margin of this tract |
| Tract 28.01 | 38th | $97,545±$22,752 · within the margin of this tract |
| Tract 11.12 | 39th | $97,381±$20,336 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 28.04?
3 of the 18 figures for Census Tract 28.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections