Census tract · St. Joseph County
Census Tract 32, St. Joseph County, Indiana
Census Tract 32, GEOID 18141003200, in St. Joseph County, Indiana, entirely within South Bend. 5,314 residents in the ACS 2020-2024 5-year estimates (±719); the 2020 Census counted 5,084.
Residents, 2020-2024
5,314
±719 (90% margin)
2020 Census count: 5,084
Median household income
$81,707
±$4,605 (90% margin)
St. Joseph County: $66,868
Median home value
$168,600
±$7,227 (90% margin)
St. Joseph County: $192,800
Median gross rent
$1,170
±$127 (90% margin)
St. Joseph County: $1,062
Where is Census Tract 32?
Census Tract 32 is one of 82 census tracts in St. Joseph County, Indiana. It covers 1.49 square miles of land, 3,408 residents per square mile in 2020. Its GEOID, 18141003200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| South Bend | 100% |
| Portage Township, St. Joseph County | 76% |
| Centre Township | 24% |
6 census tracts border Census Tract 32: Tract 31 ($43,972), Tract 33 ($61,238), Tract 35 ($56,831), Tract 117.03 ($60,833), Tract 118.03 ($75,461) and Tract 118.04 ($80,588). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 32?
The 2020-2024 American Community Survey puts Census Tract 32's population at 5,314 (±719) in 2,054 households; the 2020 Census counted 5,084 residents and 2,066 housing units.
| Measure | Tract 32 | South Bend |
|---|---|---|
| Total population | 5,314 ±719 | 103,085 |
| Households | 2,054 ±210 | 41,282 |
| Average household size | 2.52 ±0.23 | 2.44 |
| Housing units | 2,099 ±195 | 47,775 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 32?
The median resident of Census Tract 32 is 41.8 years old; 22.3% are under 18 and 18.5% are 65 or older. The largest group is non-Hispanic white residents at 67.9%, then Hispanic or Latino residents (of any race) at 17.1%. 4.0% of residents were born outside the United States.
| Measure | Tract 32 | South Bend |
|---|---|---|
| Median age | 41.8 ±9.7 | 34.8 |
| Under 18 years | 22.3% ±6.2 pts | 25.5% |
| 65 years and over | 18.5% ±4.7 pts | 15.0% |
| Hispanic or Latino (any race) | 17.1% ±8.7 pts | 17.9% |
| White alone, not Hispanic | 67.9% ±7.8 pts | 50.9% |
| Black or African American alone, not Hispanic | 6.4% ±3.0 pts | 22.4% |
| Asian alone, not Hispanic | 2.4% ±2.5 pts | 2.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.2% ±0.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.5% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 4.9% ±3.2 pts | 5.8% |
| Some other race alone, not Hispanic | 0.7% ±0.8 pts | 0.6% |
| Born outside the United States | 4.0% ±2.2 pts | 8.5% |
| Speak a language other than English at home (age 5+) | 8.7% ±3.4 pts | 15.8% |
| Civilian veterans (age 18+) | 4.8% ±1.9 pts | 4.9% |
| With a disability | 10.5% ±3.8 pts | 15.0% |
| No health insurance coverage | 2.9% ±1.7 pts | 8.8% |
| High school graduate or higher (age 25+) | 95.3% ±2.9 pts | 87.8% |
| Bachelor's degree or higher (age 25+) | 40.5% ±6.8 pts | 29.3% |
| Graduate or professional degree (age 25+) | 13.5% ±3.6 pts | 12.1% |
| Lived in the same house a year earlier | 91.3% ±4.6 pts | 87.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 32 earn?
Half of the 2,054 households in Census Tract 32 earn less than $81,707 a year (±$4,605), against $66,868 across St. Joseph County: 21st highest of the county's 81 tracts with a reliable estimate. 4.5% of residents live below the poverty line.
| Measure | Tract 32 | South Bend |
|---|---|---|
| Median household income | $81,707 ±$4,605 | $55,786 |
| Mean household income | $115,765 ±$16,111 | $75,985 |
| Per capita income | $44,734 ±$7,591 | $30,791 |
| People below the poverty line | 4.5% ±2.5 pts | 20.8% |
| Children under 18 below the poverty line | 2.8% ±3.3 pts | 29.1% |
| Households receiving SNAP | 5.7% ±3.8 pts | 16.3% |
| Households with a computer | 98.9% ±1.4 pts | 93.8% |
| Households with a broadband subscription | 96.6% ±2.1 pts | 88.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 32?
Owners occupy 95.2% of Census Tract 32's occupied homes and renters 4.8%. The median owner-occupied home is valued at $168,600 by its owner (±$7,227). The median renter pays $1,170 a month including utilities.
| Measure | Tract 32 | South Bend |
|---|---|---|
| Median home value (owner-occupied) | $168,600 ±$7,227 | $140,400 |
| Median gross rent | $1,170 ±$127 | $1,033 |
| Renters paying 35% or more of income on rent | 12.1% ±22.8 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $1,296 ±$79 | $1,132 |
| Owner-occupied homes | 95.2% ±3.8 pts | 60.2% |
| Renter-occupied homes | 4.8% ±3.8 pts | 39.8% |
| Housing units | 2,099 ±195 | 47,775 |
| Single-family detached homes | 97.0% ±3.4 pts | 71.6% |
| Mobile homes | 1.4% ±2.3 pts | 0.7% |
| Built 2020 or later | 0.0% ±1.8 pts | 0.5% |
| Built 2010 to 2019 | 0.0% ±1.8 pts | 4.4% |
| Built 1939 or earlier | 8.8% ±3.9 pts | 28.3% |
| Households with no vehicle | 5.1% ±3.7 pts | 9.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 32 get to work?
67.2% of Census Tract 32's workers drive alone and 21.1% work from home. The average trip to work takes 19.5 minutes. The unemployment rate in 2020-2024 averaged 4.7%.
| Measure | Tract 32 | South Bend |
|---|---|---|
| In the labor force (age 16+) | 65.7% ±6.1 pts | 62.7% |
| Unemployment rate | 4.7% ±3.0 pts | 6.5% |
| Drove alone to work | 67.2% ±12.1 pts | 71.1% |
| Carpooled | 8.8% ±4.8 pts | 11.6% |
| Public transportation | 0.0% ±1.4 pts | 1.6% |
| Walked | 0.9% ±1.2 pts | 2.2% |
| Worked from home | 21.1% ±13.7 pts | 11.2% |
| Mean travel time to work | 19.5 min ±1.8 | 20.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 32 compare with the other tracts in St. Joseph County?
Among St. Joseph County's tracts with a reliable estimate, Census Tract 32 ranks as shown below (1 = highest).
| Measure | In St. Joseph County | In South Bend |
|---|---|---|
| Population | 8th of 82 | 2nd of 47 |
| Residents per square mile | 30th of 82 | 24th of 47 |
| Median household income | 21st of 81 | 7th of 46 |
| Per capita income | 19th of 81 | 7th of 46 |
| Median home value | 43rd of 79 | 17th of 44 |
| Median gross rent | 20th of 69 | 10th of 39 |
| Poverty rate | 57th of 63 | 36th of 37 |
| Bachelor's degree or higher | 28th of 81 | 12th of 46 |
| Median age | 20th of 82 | 12th of 47 |
| Owner-occupied share | 14th of 82 | 7th of 47 |
The tracts next to it on St. Joseph County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 115.03 | 18th | $92,667±$16,774 · within the margin of this tract |
| Tract 113.08 | 19th | $88,998±$4,233 |
| Tract 115.04 | 20th | $88,750±$17,160 · within the margin of this tract |
| Tract 32 | 21st | $81,707±$4,605 |
| Tract 118.04 | 22nd | $80,588±$14,196 · within the margin of this tract |
| Tract 120 | 23rd | $80,357±$18,864 · within the margin of this tract |
| Tract 108 | 24th | $78,553±$7,644 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 32?
1 of the 18 figures for Census Tract 32 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections