Census tract · San Joaquin County
Census Tract 54.05, San Joaquin County, California
Census Tract 54.05, GEOID 06077005405, in San Joaquin County, California, entirely within Tracy. 3,653 residents in the ACS 2020-2024 5-year estimates (±413); the 2020 Census counted 3,644.
Residents, 2020-2024
3,653
±413 (90% margin)
2020 Census count: 3,644
Median household income
$80,962
±$50,918 (90% margin)
San Joaquin County: $92,179
Median home value
$571,900
±$56,770 (90% margin)
San Joaquin County: $530,700
Median gross rent
$2,034
±$472 (90% margin)
San Joaquin County: $1,734
Where is Census Tract 54.05?
Census Tract 54.05 is one of 174 census tracts in San Joaquin County, California. It covers 0.51 square miles of land, 7,117 residents per square mile in 2020. Its GEOID, 06077005405, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Tracy | 100% |
5 census tracts border Census Tract 54.05: Tract 52.08 ($96,755), Tract 52.14 ($141,514), Tract 52.20 ($104,491), Tract 53.09 ($100,682) and Tract 54.06 ($76,771). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 54.05?
The 2020-2024 American Community Survey puts Census Tract 54.05's population at 3,653 (±413) in 1,134 households; the 2020 Census counted 3,644 residents and 1,149 housing units.
| Measure | Tract 54.05 | Tracy |
|---|---|---|
| Total population | 3,653±413 | 96,966 |
| Households | 1,134±143 | 28,920 |
| Average household size | 3.21±0.43 | 3.34 |
| Housing units | 1,140±140 | 30,228 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 54.05?
The median resident of Census Tract 54.05 is 35.3 years old; 27.3% are under 18 and 13.1% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 49.6%, then non-Hispanic white residents at 30.1%. 20.8% of residents were born outside the United States.
| Measure | Tract 54.05 | Tracy |
|---|---|---|
| Median age | 35.3±7.6 | 35.6 |
| Under 18 years | 27.3%±4.5 pts | 26.5% |
| 65 years and over | 13.1%±3.9 pts | 11.3% |
| Hispanic or Latino (any race) | 49.6%±7.2 pts | 40.4% |
| White alone, not Hispanic | 30.1%±7.7 pts | 23.6% |
| Black or African American alone, not Hispanic | 6.9%±4.2 pts | 6.4% |
| Asian alone, not Hispanic | 9.0%±4.5 pts | 23.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.2 pts | 1.0% |
| Two or more races, not Hispanic | 4.4%±3.5 pts | 4.7% |
| Some other race alone, not Hispanic | 0.0%±1.2 pts | 0.7% |
| Born outside the United States | 20.8%±6.7 pts | 28.8% |
| Speak a language other than English at home (age 5+) | 31.5%±9.3 pts | 44.2% |
| Civilian veterans (age 18+) | 4.3%±2.4 pts | 4.0% |
| With a disability | 11.5%±3.7 pts | 10.0% |
| No health insurance coverage | 10.1%±5.1 pts | 5.4% |
| High school graduate or higher (age 25+) | 77.1%±7.8 pts | 83.9% |
| Bachelor's degree or higher (age 25+) | 12.6%±4.6 pts | 28.5% |
| Graduate or professional degree (age 25+) | 5.0%±2.4 pts | 8.1% |
| Lived in the same house a year earlier | 93.3%±6.1 pts | 88.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 54.05 earn?
Half of the 1,134 households in Census Tract 54.05 earn less than $80,962 a year (±$50,918), against $92,179 across San Joaquin County: 101st highest of the county's 170 tracts with a reliable estimate.
| Measure | Tract 54.05 | Tracy |
|---|---|---|
| Median household income | $80,962±$50,918 | $121,119 |
| Mean household income | $96,676±$12,106 | $145,055 |
| Per capita income | $30,361±$5,075 | $44,086 |
| People below the poverty line | 16.3%±12.2 pts | 7.8% |
| Children under 18 below the poverty line | 23.5%±20.7 pts | 10.8% |
| Households receiving SNAP | 15.3%±8.6 pts | 9.7% |
| Households with a computer | 91.4%±7.0 pts | 98.4% |
| Households with a broadband subscription | 86.7%±10.8 pts | 95.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 54.05?
Owners occupy 51.5% of Census Tract 54.05's occupied homes and renters 48.5%. The median owner-occupied home is valued at $571,900 by its owner (±$56,770). The median renter pays $2,034 a month including utilities, and 41.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 54.05 | Tracy |
|---|---|---|
| Median home value (owner-occupied) | $571,900±$56,770 | $699,000 |
| Median gross rent | $2,034±$472 | $2,478 |
| Renters paying 35% or more of income on rent | 41.3%±15.0 pts | 38.4% |
| Median monthly owner costs, with a mortgage | $2,433±$292 | $2,786 |
| Owner-occupied homes | 51.5%±9.3 pts | 65.0% |
| Renter-occupied homes | 48.5%±9.3 pts | 35.0% |
| Housing units | 1,140±140 | 30,228 |
| Single-family detached homes | 78.5%±8.8 pts | 81.0% |
| Mobile homes | 0.0%±3.7 pts | 0.8% |
| Built 2020 or later | 0.0%±3.7 pts | 4.0% |
| Built 2010 to 2019 | 1.1%±1.8 pts | 8.8% |
| Built 1939 or earlier | 11.5%±8.2 pts | 4.2% |
| Households with no vehicle | 9.2%±5.5 pts | 3.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 54.05 get to work?
59.3% of Census Tract 54.05's workers drive alone and 10.4% work from home. The average trip to work takes 38.4 minutes.
| Measure | Tract 54.05 | Tracy |
|---|---|---|
| In the labor force (age 16+) | 64.6%±8.8 pts | 67.2% |
| Unemployment rate | 8.1%±5.6 pts | 5.5% |
| Drove alone to work | 59.3%±11.5 pts | 67.9% |
| Carpooled | 23.8%±11.0 pts | 12.8% |
| Public transportation | 3.5%±3.3 pts | 1.4% |
| Walked | 3.0%±3.4 pts | 1.3% |
| Worked from home | 10.4%±5.9 pts | 14.7% |
| Mean travel time to work | 38.4 min±7.4 | 42.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 54.05 compare with the other tracts in San Joaquin County?
Among San Joaquin County's tracts with a reliable estimate, Census Tract 54.05 ranks as shown below (1 = highest).
| Measure | In San Joaquin County | In Tracy |
|---|---|---|
| Population | 107th of 174 | 14th of 23 |
| Residents per square mile | 61st of 174 | 10th of 23 |
| Median household income | 101st of 170 | 21st of 23 |
| Per capita income | 106th of 173 | 21st of 23 |
| Median home value | 57th of 172 | 18th of 23 |
| Median gross rent | 57th of 166 | 19th of 23 |
| Bachelor's degree or higher | 119th of 155 | 21st of 22 |
| Median age | 87th of 174 | 15th of 23 |
| Owner-occupied share | 118th of 170 | 17th of 23 |
The tracts next to it on San Joaquin County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 49.06 | 98th | $81,676±$23,824 · within the margin of this tract |
| Tract 34.09 | 99th | $81,563±$11,527 · within the margin of this tract |
| Tract 53.11 | 100th | $81,250±$22,477 · within the margin of this tract |
| Tract 54.05 | 101st | $80,962±$50,918 |
| Tract 49.04 | 102nd | $80,536±$16,165 · within the margin of this tract |
| Tract 9 | 103rd | $80,313±$20,050 · within the margin of this tract |
| Tract 43.07 | 104th | $80,293±$15,197 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 54.05?
1 of the 18 figures for Census Tract 54.05 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections