Census tract · Shelby County
Census Tract 81.20, Shelby County, Tennessee
Census Tract 81.20, GEOID 47157008120, in Shelby County, Tennessee, entirely within Memphis. 3,933 residents in the ACS 2020-2024 5-year estimates (±805); the 2020 Census counted 4,759.
Residents, 2020-2024
3,933
±805 (90% margin)
2020 Census count: 4,759
Median household income
$29,213
±$18,146 (90% margin)
Shelby County: $63,767
Median home value
$67,700
±$13,791 (90% margin)
Shelby County: $249,100
Median gross rent
$744
±$186 (90% margin)
Shelby County: $1,232
Where is Census Tract 81.20?
Census Tract 81.20 is one of 249 census tracts in Shelby County, Tennessee. It covers 1.24 square miles of land, 3,850 residents per square mile in 2020. Its GEOID, 47157008120, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Memphis | 100% |
6 census tracts border Census Tract 81.20: Tract 69 ($40,972), Tract 79 ($35,644), Tract 80 ($55,694), Tract 81.10 ($31,354), Tract 82 ($35,260) and Tract 9801*. The figure in brackets is each tract's median household income; * a special land-use tract (water, a park or an institution) with few or no residents.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 81.20?
The 2020-2024 American Community Survey puts Census Tract 81.20's population at 3,933 (±805) in 1,940 households; the 2020 Census counted 4,759 residents and 2,262 housing units.
| Measure | Tract 81.20 | Memphis |
|---|---|---|
| Total population | 3,933 ±805 | 618,980 |
| Households | 1,940 ±331 | 253,120 |
| Average household size | 2.02 ±0.33 | 2.39 |
| Housing units | 2,302 ±339 | 289,887 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 81.20?
The median resident of Census Tract 81.20 is 45.5 years old; 19.1% are under 18 and 18.8% are 65 or older. The largest group is non-Hispanic Black residents at 94.7%, then non-Hispanic white residents at 2.6%.
| Measure | Tract 81.20 | Memphis |
|---|---|---|
| Median age | 45.5 ±9.2 | 34.2 |
| Under 18 years | 19.1% ±7.8 pts | 25.2% |
| 65 years and over | 18.8% ±5.8 pts | 14.4% |
| Hispanic or Latino (any race) | 2.2% ±2.4 pts | 10.4% |
| White alone, not Hispanic | 2.6% ±2.8 pts | 22.4% |
| Black or African American alone, not Hispanic | 94.7% ±3.7 pts | 62.7% |
| Asian alone, not Hispanic | 0.0% ±1.1 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Two or more races, not Hispanic | 0.5% ±0.6 pts | 2.3% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.5% |
| Born outside the United States | 1.0% ±1.6 pts | 7.7% |
| Speak a language other than English at home (age 5+) | 1.1% ±1.8 pts | 11.5% |
| Civilian veterans (age 18+) | 7.3% ±5.3 pts | 5.2% |
| With a disability | 13.2% ±4.9 pts | 13.7% |
| No health insurance coverage | 21.4% ±9.7 pts | 14.7% |
| High school graduate or higher (age 25+) | 91.2% ±5.4 pts | 87.2% |
| Bachelor's degree or higher (age 25+) | 17.4% ±6.7 pts | 28.0% |
| Graduate or professional degree (age 25+) | 5.8% ±5.6 pts | 11.3% |
| Lived in the same house a year earlier | 87.9% ±9.3 pts | 86.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 81.20 earn?
Half of the 1,940 households in Census Tract 81.20 earn less than $29,213 a year (±$18,146), against $63,767 across Shelby County: 213th highest of the county's 236 tracts with a reliable estimate. 30.8% of residents live below the poverty line.
| Measure | Tract 81.20 | Memphis |
|---|---|---|
| Median household income | $29,213 ±$18,146 | $51,736 |
| Mean household income | $56,577 ±$17,558 | $78,517 |
| Per capita income | $29,084 ±$9,148 | $33,100 |
| People below the poverty line | 30.8% ±12.6 pts | 23.1% |
| Children under 18 below the poverty line | 50.8% ±31.2 pts | 35.7% |
| Households receiving SNAP | 33.7% ±12.2 pts | 19.9% |
| Households with a computer | 89.9% ±4.8 pts | 93.7% |
| Households with a broadband subscription | 75.6% ±10.1 pts | 87.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 81.20?
Owners occupy 46.4% of Census Tract 81.20's occupied homes and renters 53.6%. The median owner-occupied home is valued at $67,700 by its owner (±$13,791). The median renter pays $744 a month including utilities, and 57.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 81.20 | Memphis |
|---|---|---|
| Median home value (owner-occupied) | $67,700 ±$13,791 | $169,000 |
| Median gross rent | $744 ±$186 | $1,181 |
| Renters paying 35% or more of income on rent | 57.0% ±18.2 pts | 46.9% |
| Median monthly owner costs, with a mortgage | $1,054 ±$122 | $1,420 |
| Owner-occupied homes | 46.4% ±12.7 pts | 44.9% |
| Renter-occupied homes | 53.6% ±12.7 pts | 55.1% |
| Housing units | 2,302 ±339 | 289,887 |
| Single-family detached homes | 63.6% ±9.6 pts | 59.5% |
| Mobile homes | 0.4% ±0.7 pts | 1.1% |
| Built 2020 or later | 0.0% ±1.9 pts | 0.8% |
| Built 2010 to 2019 | 1.2% ±1.7 pts | 3.8% |
| Built 1939 or earlier | 4.6% ±3.4 pts | 7.7% |
| Households with no vehicle | 11.6% ±7.1 pts | 10.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 81.20 get to work?
68.9% of Census Tract 81.20's workers drive alone and 9.2% work from home. The average trip to work takes 17.7 minutes. The unemployment rate in 2020-2024 averaged 21.6%.
| Measure | Tract 81.20 | Memphis |
|---|---|---|
| In the labor force (age 16+) | 62.5% ±7.2 pts | 63.8% |
| Unemployment rate | 21.6% ±13.4 pts | 8.3% |
| Drove alone to work | 68.9% ±14.9 pts | 76.2% |
| Carpooled | 11.3% ±13.8 pts | 10.4% |
| Public transportation | 3.8% ±5.8 pts | 0.8% |
| Walked | 6.0% ±5.7 pts | 1.7% |
| Worked from home | 9.2% ±6.0 pts | 9.2% |
| Mean travel time to work | 17.7 min ±2.6 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 81.20 compare with the other tracts in Shelby County?
Among Shelby County's tracts with a reliable estimate, Census Tract 81.20 ranks as shown below (1 = highest).
| Measure | In Shelby County | In Memphis |
|---|---|---|
| Population | 105th of 245 | 75th of 193 |
| Residents per square mile | 69th of 249 | 66th of 197 |
| Median household income | 213th of 236 | 161st of 184 |
| Per capita income | 127th of 244 | 76th of 192 |
| Median home value | 207th of 227 | 156th of 176 |
| Median gross rent | 233rd of 236 | 187th of 190 |
| Poverty rate | 66th of 161 | 65th of 149 |
| Bachelor's degree or higher | 152nd of 209 | 101st of 157 |
| Median age | 29th of 245 | 20th of 193 |
| Owner-occupied share | 132nd of 229 | 85th of 178 |
The tracts next to it on Shelby County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 78.22 | 210th | $30,256±$4,274 · within the margin of this tract |
| Tract 221.11 | 211th | $29,795±$8,769 · within the margin of this tract |
| Tract 78.10 | 212th | $29,630±$17,424 · within the margin of this tract |
| Tract 81.20 | 213th | $29,213±$18,146 |
| Tract 60 | 214th | $29,120±$9,510 · within the margin of this tract |
| Tract 223.10 | 215th | $29,016±$3,494 · within the margin of this tract |
| Tract 57 | 216th | $29,014±$5,859 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 81.20?
3 of the 18 figures for Census Tract 81.20 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections